Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 It's collection day for MrsFl's new daily, but first a mornings work to do. Six-cylinder and AnnoyingPentium 2 Link to comment Share on other sites More sharing options...
Noel Tidybeard Posted June 30, 2023 Share Posted June 30, 2023 2 hours ago, Floatylight said: It's collection day for MrsFl's new daily, but first a mornings work to do. not to mention adding to the poo count as a precaution Link to comment Share on other sites More sharing options...
Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 21 minutes ago, Noel Tidybeard said: not to mention adding to the poo count as a precaution Still zero at present, more updates later. Noel Tidybeard 1 Link to comment Share on other sites More sharing options...
Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 Just now, Floatylight said: Still zero at present, more updates later. Especially as its a 320m round trip.. Link to comment Share on other sites More sharing options...
AnnoyingPentium Posted June 30, 2023 Share Posted June 30, 2023 20 minutes ago, Floatylight said: Especially as its a 320m round trip.. Read this in metres there, was thinking you needed yourself checked 😂 Floatylight 1 Link to comment Share on other sites More sharing options...
Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 Currently at Bramton Hut getting Greggs, the food of winners* (and fat blokes) Rust Collector and chaseracer 2 Link to comment Share on other sites More sharing options...
Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 9 minutes ago, Floatylight said: Currently at Bramton Hut getting Greggs, the food of winners* (and fat blokes) Update, no Greggs (closed down), had to go with Subway, PC +1 Link to comment Share on other sites More sharing options...
Floatylight Posted June 30, 2023 Author Share Posted June 30, 2023 One in! Lovely to meet you @95 quid Peugeot Dave_Q, Flat4, chaseracer and 1 other 4 Link to comment Share on other sites More sharing options...
hairnet Posted June 30, 2023 Share Posted June 30, 2023 13 hours ago, Noel Tidybeard said: not to mention adding to the poo count as a precaution That's only if she hates it Link to comment Share on other sites More sharing options...
Floatylight Posted July 14, 2023 Author Share Posted July 14, 2023 Live FTP Driving home after a work visit stopped for a McD's coffee got back to the C Class and no crank. Called autoaid who sent a Web link by text which highlights location etc and advises local agent Burke Bros are en route and should be with me within the hour.. Prace bets now! chaseracer 1 Link to comment Share on other sites More sharing options...
Floatylight Posted July 14, 2023 Author Share Posted July 14, 2023 Well, full marks to Autoaid & Burke Bros, arrived in 30 mins, owd fella with decades of experience, popped the bonnet went straight to a 20a fuse, popped a new one in fired straight up.. + 1 million for Autoaid! Shite Ron, neil1971, De Selby and 8 others 11 Link to comment Share on other sites More sharing options...
hairnet Posted July 14, 2023 Share Posted July 14, 2023 what is it with nearly brummies and shit mercedeseseses LEAVE ALONE FUCK SAKE you (and him that shall not be mentioned) need dacia on pcp least it was cheap (to fix) Floatylight and chaseracer 2 Link to comment Share on other sites More sharing options...
Floatylight Posted July 16, 2023 Author Share Posted July 16, 2023 So, this fuse keeps intermittently blowing, starts a few times then fuse goes again - Fuse 52 seems to be a common problem according to the Internet but no clear what the cure is, any Merc fettlers able to advise if its likely to be the starter itself? Also, time for our trusty Mazda 3 which started this thread to leave the fleet. Force Hail thread here beko1987 1 Link to comment Share on other sites More sharing options...
beko1987 Posted July 16, 2023 Share Posted July 16, 2023 Buy a pack of 100 20a fuses as an intrim*fix? Bring the wires inside rhe cabin for fast speedy changes Rust Collector 1 Link to comment Share on other sites More sharing options...
Floatylight Posted July 16, 2023 Author Share Posted July 16, 2023 Just now, beko1987 said: Buy a pack of 100 20a fuses as an intrim*fix? Bring the wires inside rhe cabin for fast speedy changes These have crossed my mind! beko1987 1 Link to comment Share on other sites More sharing options...
Floatylight Posted July 19, 2023 Author Share Posted July 19, 2023 Paint woes. As covered elsewhere last year MrsFL & I found ourselves owners of a swb transit van in a deal too good to turn down, we're slowly converting to a camper but roller painted it green, having had it changed on the v5 i've been meaning to call the insurers and let them know, not expecting any agro I was surprised to find them refusing to quote, now expecting a callback tomorrow to see if they can sort it out.. 🥴🥴🥴 beko1987, Eyersey1234 and sutty2006 1 2 Link to comment Share on other sites More sharing options...
beko1987 Posted July 20, 2023 Share Posted July 20, 2023 Quick roller paint it back the colour the v5 says... 😬 Link to comment Share on other sites More sharing options...
Talbot Posted July 20, 2023 Share Posted July 20, 2023 Do the insurers ask what colour it is in the first place? If not, how on earth would they know it has changed? BeEP 1 Link to comment Share on other sites More sharing options...
JJ0063 Posted July 20, 2023 Share Posted July 20, 2023 14 minutes ago, Talbot said: Do the insurers ask what colour it is in the first place? If not, how on earth would they know it has changed? You’re then non declaring a modification thus invalidating the policy. The fact it’s had a colour change recorded in Swansea will flag up the same way it would on places like CarBaba. @FloatylightI assume you’re also aware those wheels need declaring, they’re Mk8 Transit/Tourneo wheels If you get knocked back by your insurer, PM me, I can possibly help chaseracer and Matty 2 Link to comment Share on other sites More sharing options...
Talbot Posted July 20, 2023 Share Posted July 20, 2023 9 minutes ago, JJ0063 said: You’re then non declaring a modification thus invalidating the policy. Do cosmetic modifications count the same as performace enhancing ones then? Also, where is the cut-off for a cosmetic modification. If they'd only painted the roof green, would that count as a modification? Genuine questions. I always feel like insurers are doing everything they can to wriggle out of liability, and seem to use any excuse. "Oh no, you've fitted a factory dog guard. That's a modification. Your insurance is invalid" Link to comment Share on other sites More sharing options...
JJ0063 Posted July 20, 2023 Share Posted July 20, 2023 Just now, Talbot said: Do cosmetic modifications count the same as performace enhancing ones then? Also, where is the cut-off for a cosmetic modification. If they'd only painted the roof green, would that count as a modification? Genuine questions. I always feel like insurers are doing everything they can to wriggle out of liability, and seem to use any excuse. "Oh no, you've fitted a factory dog guard. That's a modification. Your insurance is invalid" You’re confusing a temporary accessory with a modification. A dog guard is the same as a roof box for example. Ultimately if you’re going by the book then it’s something that changes from how the vehicle left the factory, so yes painting the roof is a modification. Changing the brand of brake pads is not a modification, fitting bigger calipers from a higher spec model is a modification. Fitting Ford alloys if the vehicle left the factory on Steel wheels is a modification There is however discretion from the insurers, I don’t have to list a tow bar as a mod but I know plenty of people that have done so and called to notify their insurer and then been told they have to remove it or change insurers… it’s a minefield Link to comment Share on other sites More sharing options...
Talbot Posted July 20, 2023 Share Posted July 20, 2023 8 minutes ago, JJ0063 said: Fitting Ford alloys if the vehicle left the factory on Steel wheels is a modification This one gets me every time. If the vehicle could have come with optional wheels at the point of sale, and those wheels are later tracked down and fitted.... Is that a modification or simply changing it to the specification that it could have had from factory? What I find frustrating is that there's no clear guidance or information out there, so you could easily fall foul of your own insurer's expectations without realising. Apologies for slight thread de-railment! Stinkwheel 1 Link to comment Share on other sites More sharing options...
JJ0063 Posted July 20, 2023 Share Posted July 20, 2023 23 minutes ago, Talbot said: This one gets me every time. If the vehicle could have come with optional wheels at the point of sale, and those wheels are later tracked down and fitted.... Is that a modification or simply changing it to the specification that it could have had from factory? What I find frustrating is that there's no clear guidance or information out there, so you could easily fall foul of your own insurer's expectations without realising. Apologies for slight thread de-railment! Modification Its modified from the spec the vehicle was when it left the factory, whether they’re Halfords specials or manufacturer wheels from a different model, it’s still modified as it’s not the same spec it was built with. A good example is Ford do the Mountune version of the posh Focus and Fiesta models, now you could spec it from factory as a Mountune Focus for example, so that’s NOT modified as it was built to spec. However you could take a ‘normal’ posh focus to Mountune and have the kit fitted, which is all Ford approved, yet it’s then modified as it’s been fitted aftermarket. Mad right? That case is a bit of a unicorn as basically every UK car has what’s known as an ABI code (association of British insurers) and factory Ford Mountune cars actually have their own ABI code so it’s instantly visible to see a factory vs aftermarket. If in doubt, ask, in the eyes of an insurers claim department they will say ignorance won’t wash - its down to the driver to ensure they’re insured correctly. Don’t get me wrong, I agree it’s a fucking nightmare and for the record I don’t work for an insurance company so I have no say in how things work, but I work in the industry so have over 12 years experience of day to day dealings with this including multiple members of this very parish beko1987, Talbot, chaseracer and 1 other 4 Link to comment Share on other sites More sharing options...
Floatylight Posted July 20, 2023 Author Share Posted July 20, 2023 2 hours ago, JJ0063 said: @FloatylightI assume you’re also aware those wheels need declaring, they’re Mk8 Transit/Tourneo wheels Yes that dawned on me after I'd finished on the phone to them, the fact it's now got windows in the back also needs declaring, as I suppose does the fact it's got a towbar.. and isin the process of being converted into a camper I think I'll try some of the specialist insurers that cover self built motorhomes, if you can help pm me! Link to comment Share on other sites More sharing options...
camryv6 Posted July 20, 2023 Share Posted July 20, 2023 On 7/16/2023 at 6:59 PM, Floatylight said: These have crossed my mind! or one 30amp fuse 😎 Link to comment Share on other sites More sharing options...
JJ0063 Posted July 20, 2023 Share Posted July 20, 2023 13 minutes ago, Floatylight said: Yes that dawned on me after I'd finished on the phone to them, the fact it's now got windows in the back also needs declaring, as I suppose does the fact it's got a towbar.. and isin the process of being converted into a camper I think I'll try some of the specialist insurers that cover self built motorhomes, if you can help pm me! Ping me your name, postcode and number and I’ll give you a call Floatylight and Andyrew 2 Link to comment Share on other sites More sharing options...
RoverFolkUs Posted July 20, 2023 Share Posted July 20, 2023 I think you might possibly need a broker rather than trying to deal directly with the insurers Our business insurance is so convoluted as it includes everything - public liability, employers liability, road risk, etc is all done by one broker and it's so much easier. They've got us cover for everyone (named on the policy) to drive anything their licence entitles them to while in our care, no strings attached and it's so easy having it all in one place. I know motor trade insurance is totally different to personal car insurance but I think my point should still stand - if you're trying to insure anything out of the ordinary try a broker, explaining everything on the face of it and you should hopefully get somewhere chaseracer and JJ0063 2 Link to comment Share on other sites More sharing options...
Floatylight Posted July 20, 2023 Author Share Posted July 20, 2023 Thanks to JJ, all sorted on camper under conversion policy with colour change, windows and alloys all declared for not much more than we were paying for bog standard van insurance. Cheers @JJ0063 brownnova, Andyrew, mercedade and 8 others 11 Link to comment Share on other sites More sharing options...
chaseracer Posted July 22, 2023 Share Posted July 22, 2023 On 20/07/2023 at 09:25, Talbot said: Do cosmetic modifications count the same as performace enhancing ones then? Also, where is the cut-off for a cosmetic modification. If they'd only painted the roof green, would that count as a modification? Genuine questions. I always feel like insurers are doing everything they can to wriggle out of liability, and seem to use any excuse. "Oh no, you've fitted a factory dog guard. That's a modification. Your insurance is invalid" When I insured the Dyane, I caused much mirth at the broker when I declared the 'Welsh flag' bonnet and yellow driver's door as well as the expensive engine modifications - and then sent photos/invoices to support. The £7k agreed value was their suggestion, so it can be helpful! mk2_craig and Stinkwheel 2 Link to comment Share on other sites More sharing options...
Floatylight Posted July 24, 2023 Author Share Posted July 24, 2023 Farewell to Aurora our faithful Mazda, been a brilliant car for MrsFL, she was very reluctant to let it go, glad it's off to a new home. Link to comment Share on other sites More sharing options...
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