The grumpy thread

[New POD]

2 hours ago, wuvvum said:

Have you tried the split ticketing websites?  They'll usually find you a ticket a lot cheaper than the TOCs will.

 

Especially if you are changing TOC on route. 

[DoctorRetro]

19 minutes ago, Tenmil Socket said:

Walked out to this earlier 😩

Don't know when it happened. The firework I found on the rear shelf was pretty heavy!

Inconsiderate cunts 😡

[wuvvum]

1 hour ago, Tenmil Socket said:

Walked out to this earlier 😩

Don't know when it happened. The firework I found on the rear shelf was pretty heavy!

What a bastard.  How hard is it going to be to get a new rear screen?

There really should be a much lower limit on the size of fireworks that can be sold over the counter.  Some of the fireworks that have been let off round here have literally sounded like a bomb going off.

[wuvvum]

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve, or is it all done with witchcraft and alchemy like car insurance premiums?

[Tadhg Tiogar]

5 minutes ago, wuvvum said:

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve, or is it all done with witchcraft and alchemy like car insurance premiums?

The more debt you service, the more it improves*. Allegedly.

[timolloyd]

10 minutes ago, wuvvum said:

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve, or is it all done with witchcraft and alchemy like car insurance premiums?

In my experience it’s total bollocks, like motor insurance premiums.

You can’t have too much credit history, or too little and no one can tell you where the line is.

The only constant seems to be - surprise, surprise - the importance of a sizeable deposit (in the case of mortgages), or history of regular repayments.

[Spurious]

Just doing my timesheets for last month. 

201 hours. That's like working 5 normal work weeks in 4.  Fuck the NHS. I'm very tired. I usually keep on top of this sort of thing, didn't realise it was this far gone really. I'll be having words, I'm owed lots of time in lieu at this point. No wonder staff are leaving. 

[High Jetter]

Ouch. Though you didn't realize until filling sheets is a good sign. Have a word, but we need you.

[Spurious]

I will, I'll be sorting it. Looking at the roster it seems better in November but hey ho. I sometimes would like a job where you can run out the gap at 4pm. 

[somewhatfoolish]

I quite like fireworks, but I'd be quite happy if the sale of them required a massively expensive licence to prevent every fucking corner shop selling them to neds for weeks before and after the 5th.

[Tenmil Socket]

10 hours ago, wuvvum said:

What a bastard.  How hard is it going to be to get a new rear screen?

There really should be a much lower limit on the size of fireworks that can be sold over the counter.  Some of the fireworks that have been let off round here have literally sounded like a bomb going off.

I’m going to ring my insurers to see if they can help?

[dozeydustman]

15 hours ago, hairnet said:

train to smoke month in advance 94 quid

train to brussels from smoke 103 quid

dont mind the european one cos never been on it but for two hours on a BR train

FRO

flight is 100

 

Is this the real reason you don’t want to get a train?

[cobblers]

8 hours ago, wuvvum said:

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve, or is it all done with witchcraft and alchemy like car insurance premiums?

Credit "score" as a number is complete bollocks, made up by whatever credit checking website you're using. They artificially make it randomly go lower to egg you into signing up to their premium service.

Every lender and type of finance has different things they look at in your credit history, but the score itself is imaginary.

[Markeh]

I was dodging bits of firework debris walking home from the bus stop on Friday night, a few seconds earlier and I'd have been twatted on the head with a stick off a rocket. Went out to the car the next morning and something has clearly landed on the roof due to the debris and orange powder, thankfully not forcefully enough to break the glass roof. It did sound like we had two nights of a civil war reenactment with all the banging.

[artdjones]

Fireworks are illegal in Ireland, although there are one or two firework shops just over the border in NI, which cater for those who must have them. Of course, as Ireland is a Roman Catholic country they are unlikely to celebrate the demise of Guy Fawkes.

[Tadhg Tiogar]

3 hours ago, artdjones said:

...., as Ireland is a Roman Catholic country they are unlikely to celebrate the demise of Guy Fawkes.

No, but there are plenty of other things to set fire to.

EDIT: this, for example....

Big bang fire

[Talbot]

Private fireworks need to be banned and bloody soon too.  Have found plenty of debris from fireworks in the garden, and the constant fucking noise at stupid hours of the day and night, way way WAAAY too close to other houses is beyond anti-social.

I still don't get why someone would spunk £60 for a "private" fireworks party in their back garden, when they could spend £10 and go to a properly organised event, with some actual healthandsafety, where you can actually see the fireworks, and there's about 20 times as much to see.

Plus, you won't be scaring the fuck out of all the local pets.

Next firework that goes off is getting rammed up the person-who-lit-it's arse.

[Dan the van]

Totally agree with you and so do my horses.

[chadders]

10 hours ago, wuvvum said:

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve, or is it all done with witchcraft and alchemy like car insurance premiums?

I think that if you make a number of enquiries for credit, e.g. cards, it can negatively affect it. 

This may also be relevant but I suspect you're near the truth with the witchcraft comment:

https://www.myfico.com/credit-education/whats-in-your-credit-score

Since credit utilization makes up 30 percent of your credit score, it's a good idea to keep your available credit as high as possible—and your debts as low as possible. Running up high balances on your credit cards raises your credit utilization ratio and can lower your credit score.12 Oct 2020

[Zelandeth]

1 hour ago, Talbot said:

Private fireworks need to be banned and bloody soon too.  Have found plenty of debris from fireworks in the garden, and the constant fucking noise at stupid hours of the day and night, way way WAAAY too close to other houses is beyond anti-social.

I still don't get why someone would spunk £60 for a "private" fireworks party in their back garden, when they could spend £10 and go to a properly organised event, with some actual healthandsafety, where you can actually see the fireworks, and there's about 20 times as much to see.

Plus, you won't be scaring the fuck out of all the local pets.

Next firework that goes off is getting rammed up the person-who-lit-it's arse.

Would be nice if the annual passtime of launching them off the overpasses at passing cars around here could disappear too.

If it hadn't been raining on Saturday evening I'd have wound up with one in the cab of the van on the way home.  It hit the driver's side window about 1" from the top - and about 95% of the time I have that window open a bit.

[Talbot]

19 minutes ago, Zelandeth said:

Would be nice if the annual passtime of launching them off the overpasses at passing cars around here could disappear too.

Fucssssakes!!  I would have absolutely lost my shit at that.  Last time someone threw anything at my car it was a young-ish kid who lobbed a tennis ball at me.  I heaved on the anchors, ran back and gave him the roasting of a lifetime.  I think he actually pissed himself.  If he never throws anything at a car ever again, I'd call that a win.  I was absolutely raging.

[juular]

1 hour ago, Talbot said:

Private fireworks need to be banned and bloody soon too. 

Very strongly agree.

We have two small dogs that spend around 6 hours shaking violently every night around this time of year due to the noise of rockets and bangers going off right next to our house.  

We took a drive up into the hills to try and calm them down, but pretty much every layby up there was full of cretins letting them off into the pissing rain and mist. What's the point?

There was one guy driving about in a honda jazz letting them off randomly out of his car window.

Going by the damage to health and property, the strain on the fire and police service and the attacks on said services every year, there's not much excuse for allowing it to keep going.

You could impose allowable hours and/ or ban them completely but they'd still be able to obtain them through other means. And even if they couldn't, they'd still set shit on fire and attack the fire crews who come out to sort it.

[Talbot]

1 minute ago, juular said:

There was one guy driving about in a honda jazz letting them off randomly out of his car window.

£300 Discovery + large tubular nudge-bar

[Fumbler]

I don't see much issue with fireworks being let off in an open field with nothing (including livestock) around you. A bit like what Colin Furze does.

Someone let off a giant firework that exploded really low in the sky. It sounded like a Calor gas bottle had exploded, as a few around us use it for heating. Our cat wouldn't come in for 5 hours afterwards.

[hairnet]

4 hours ago, dozeydustman said:

Is this the real reason you don’t want to get a train?

 

if youve even eaten their food theres another reason

 

[myglaren]

12 hours ago, Spurious said:

Just doing my timesheets for last month. 

201 hours. That's like working 5 normal work weeks in 4.  Fuck the NHS. I'm very tired. I usually keep on top of this sort of thing, didn't realise it was this far gone really. I'll be having words, I'm owed lots of time in lieu at this point. No wonder staff are leaving. 

Be very careful with this.  It is a stressful enough job to start with and largely unappreciated until someone has a medical problem.

My daughter found herself working fourteen hours a day, seven days a week.  She was owed months of time in lost holidays.

Lots of her work was done during the night when she should have been sleeping.

She has made several suicide attempts and has been sectioned, is in a nearby mental hospital.  I saw her yesterday and fear that the treatment may be worse that the problem.  She has gone from a bright and capable young woman to a lost little girl.

Overwork is rarely appreciated.

Also, driving down Team Valley this morning, behind a giant Mercedes.  Passenger door opens and what looked like a can of pop is hurled out.  The car did stop with hazards on.

More also:  dogshit!  It seems to be all over the place recently, and three lots deposited outside my house.  Bashing on the window and yelling at them didn't motivate them to pick it up.  I feel a bit of extraordinary postal service may be required.

[MikeR]

it was a  surprise to have a dog this year that was ok with the fireworks , he was not bothered one bit , in fact he got quite upset at being inside whilst we were outside that he had to be brought out ( on his lead ) before he did himself some damage .  

the last dog would of been  shaking and wetting himself in his corner but if he was taken out for a walk were he could watch them he could  be ok ????  !!  , if he was not , I got towed home ...

and off to work soon for another week of nonsense , if that cook has not done the supplies right today I might be home by 3pm ....  I will be quoting stress on the sicknote !

 

[Tenmil Socket]

4 hours ago, Tenmil Socket said:

I’m going to ring my insurers to see if they can help?

It’s being replaced tomorrow by Autoglass for £100.

 

[Talbot]

14 hours ago, wuvvum said:

Does anyone know how the actual fucking fuck credit scores are calculated?  Is there a logical reason why one's score can go down when one's financial situation has continued to improve,

Yes.  You've probably not had any credit recently, so any information about your creditwortyness, relating to maintaining payments etc. is now getting out of date.  The best credit scores are achieved by people who have current credit and pay it off on time.  I have heard of people who have never had any credit before in their life being turned down for things like credit cards and mortgages, as there's absolutely no available data for whether they can make repayments or not.

[juular]

2 minutes ago, Talbot said:

Yes.  You've probably not had any credit recently, so any information about your creditwortyness, relating to maintaining payments etc. is now getting out of date.  The best credit scores are achieved by people who have current credit and pay it off on time.  I have heard of people who have never had any credit before in their life being turned down for things like credit cards and mortgages, as there's absolutely no available data for whether they can make repayments or not.

How does that work if, for example, you use a credit card to buy online (for the protection) but have a direct debit to clear it every month? Is that an example of actual debt being paid off in their eyes?