Wtf is going on with car insurance prices?

[leakingstrut]

I noticed the same with a lot of the cheaper polices, particularly when they have gold / silver / wing and a prayer cover grades from the same insurer. 

[silvercar]

Strangely enough, the Hastings quote was £700 more than last year but included 3rd party cover for other vehicles. and it is their wing and a prayer price. 

[beko1987]

Yep I chose the 3rd cheapest policy (by literally under a fivers difference) because it had 3rd party other cars. And glass cover, there were some fucking dirty tactics and extra add ons for that I saw 😡

[jakebullet]

Just had a oh do fuck off from co-op for the disco.

Last year: £298
This year: £647
Bonus of btw we're cranking the excess too.

So hello hastings premier*, £270 Could have got it less with the crap ones & excess jacked, but taking less than last time as a win.

[barefoot]

Renewal just received from Peter James for Scirocco,  Rover 75 and Porsche 944S. Last year £368, this year £390. Worth spending time shopping around? I suspect not.

[Daviemck2006]

My renewal just hit my inbox. Its £14 more than last year. I will just let the auto renew run. I can't be arsed shopping around for that.

[myglaren]

I got my renewal notice from LV+

They regretted the universal price increases but there was nothing they could do, all are in the same boat.

Then quoted the new cost.

Spoiler

£8 less than last year.

I haven't had an actual claim from them, but from another insurer when my Civic was written off.  got back more than I paid for it three years ago, no loss of no claims bonus either, despite LV+ handling it all.

Dashcams are your friend.  Incontrovertible evidence that shot the other driver down in flames, she didn't know there was a dashcam and my son, who was driving, never mentioned it to her 

[straightSix]

Motorbike insurance due next month so got some quotes in preparation and going to be another bumming... Had a claim on my car insurance which seems to be royally shafting me every opportunity 

[Wibble]

Cortina went from £100 to £143 but, with so much other shit going on, I left it too late to do anything about it. I’ll try and be more on the ball when the Senator’s renewal comes through but accept it’s still peanuts compared to some.

[barefoot]

As a brief aside, when I just renewed with Peter James, I asked if the policy still included cover for driving other cars. Apparently it didn't,  but she was able to add it on at no extra cost. Always pays to ask.

[calebaaront]

2 NCB,  are they having a laugh? 

[Metal Guru]

23 minutes ago, calebaaront said:

2 NCB,  are they having a laugh? 

WTF are you driving? A Ferrari or Lambo?

[calebaaront]

4 minutes ago, Metal Guru said:

WTF are you driving? A Ferrari or Lambo?

A Daimler, agreed value as £2k 

[barefoot]

Youngish Sainsbury's delivery driver, told me that he drove a 240,000 mile BMW118 and that his insurance cost £500

 

A month!

 

[High Jetter]

5 hours ago, barefoot said:

Youngish Sainsbury's delivery driver, told me that he drove a 240,000 mile BMW118 and that his insurance cost £500

 

A month!

 

No wonder their prices have gone up

[busmansholiday]

Sheila's just sent me this...

 

2012 Ibiza 1.6 diesel.

[w00dy]

My renewal last year

And this year

So that's nice.

[sierraman]

On 29/07/2024 at 17:42, barefoot said:

Youngish Sainsbury's delivery driver, told me that he drove a 240,000 mile BMW118 and that his insurance cost £500

 

A month!

 

And another £500 at the ECP counter every month… 

[Metal Guru]

Renewal from ESure £397 v £261 last year. So went on comparison sites , cheapest ESure Flex £269. The only difference I can see , is a bigger excess but if you use Go Compare , you get a free £250 XS cover which actually makes it lower. It’s £204 without adding protected NCB and legal aid. Not too bad for a modified Impreza.

Why couldn’t ESure just give me a better price to start with ? I would have gone with £300 ffs! This insurance farce every year really gets on my tits. I can only assume  the majority of people are so lazy they just auto- renew.

Just noted LV ad. Car insurance from “as little as £349”. I’m sure this was £299 last week and £199 last year.

[UltraWomble]

As mentioned elsewhere on the forum I got caught using a mobile phone (it was a camera actually) behind the wheel of the car

Fined & 6 points - CU80 endorsement.

Mrs Henge renews her policy, So after failing to find the codes on line we phone Tesco.

To add the endorsement to me - additional cost £117

To remove me as second driver & have her as sole driver on the policy - additional cost £112

WTAF?????
 

[cms206]

Last year my V70 was £733.38, FC, minimum excess with Hastings.

I have just renewed with Hastings again for this year for... £364.64

 

I nearly fell off my own arse when the quote came through, cheapest by far even on comparison sites.

[Stinkwheel]

Renewed the insurance on the Dyane, it was awful, £65 all in with agreed value and misses Stinkwheel as a named driver. (As an indication, last year was £101)

[beko1987]

I hope that's a trend that continues across the board! Mines due late Feb 🤞

[tooSavvy]

£408 with Skippy [...🙄...] Comp. PAID!

Churchill renewal £880 hfm 😕

🚙💨

[richardmorris]

Mine on the TIPO went up £180 this year - about 30%. I used a couple of comparison sites which had a few cheaper options but by the time I added dad to the policy, eu and uk wide breakdown cover and legal etc there wasn’t much in it.