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Posted

Someone managed to stink out a whole Pickledwilly line tube train this evening with some particularly pungent weed.

it made me chunder and I now have a headache. So much for a nice anniversary evening out

Posted
  On 15/09/2019 at 22:19, dozeydustman said:

Someone managed to stink out a whole Pickledwilly line tube train this evening with some particularly pungent weed.

it made me chunder and I now have a headache. So much for a nice anniversary evening out

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I still feel ill after 10 hours sleep.

Posted
  On 15/09/2019 at 22:19, dozeydustman said:

Someone managed to stink out a whole Pickledwilly line tube train this evening with some particularly pungent weed.

it made me chunder and I now have a headache. So much for a nice anniversary evening out

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Probably skunk.

Posted
  On 16/09/2019 at 08:16, Tadhg Tiogar said:

Probably skunk.

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Smelt like a cross between that and burning oil, probably the cheap stuff they transport in lorry fuel tanks.

Outside I’m not so bothered if someone wants to spark up a doobie. In confined airless spaces it’s out of order.

 

Posted
  On 16/09/2019 at 08:56, dozeydustman said:

Smelt like a cross between that and burning oil, probably the cheap stuff they transport in lorry fuel tanks.

Outside I’m not so bothered if someone wants to spark up a doobie. In confined airless spaces it’s out of order.

 

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It's the link between that and psychotic illnesses that should be examined in more depth 

Posted
  On 14/09/2019 at 12:54, New POD said:

I had to go around to my rental property, because the flush on the bog broke. 

Tenant is moving on in a month, so wife asks me to take some up dated pictures.

Wife says maybe she should  come.

I should have said yes. 

It didn't take long to fix the bog with a new flush unit £12. 

Took about 15 mins. 

Took some photos. WhatsAppd them to her. 

Initially her suggestions were fine, but i couldn't get a picture of any bedroom that she liked. 

I think that I'd need to knock a wall down, because, further back, higher lower, more window, more floor, it makes the room look too small.  And apparently I'm taking the same picture again and again. 

She eventually lost it on the phone. I don't think it's possible to take the pictures she wants with a smart phone, and what I've got won't stop anyone wanting to view.  But I got home and she's gone off "for a walk" so she doesn't kill me. 

1.5 hours I was taking photos and sending them to her.  Luckily the tenant had gone out. 

I'm not sure there's logic in life. 

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So whilst she was out I altered the brightness and contrast on my lap top and selected the top 10 pictures to go. 

She came back and we up dated the advert  we've previously used. Just before we went to publish I suggested that we look again at the price.  She's adamant that I'm too greedy. 

So it went on Rightmove late Saturday night at her price. So far 14 people  wanting to view it. 

The issue is we are in a good postcode area and we are only 1 quid a day more than a less nice area, so now we are inundated with people on benefits and needing guarantors.

The target family are a married couple with paye jobs, both of whom can pass referencing alone with small children and a decent credit rating. 

Not single mother of 4 claiming universal credit*

Note that its not just the extra hassle and the paperwork but the fact that our lender has terms that prevent us renting to benefit claimants. 

 

 

Posted

FFS, I have had no sleep again but not because of pain but because my face is itching like I have the worst case of fleas in the known universe! Never known owt like it, every part of my mush is itching constantly with occasional forays into my scalp.

Posted
  On 16/09/2019 at 10:58, New POD said:

So whilst she was out I altered the brightness and contrast on my lap top and selected the top 10 pictures to go. 

She came back and we up dated the advert  we've previously used. Just before we went to publish I suggested that we look again at the price.  She's adamant that I'm too greedy. 

So it went on Rightmove late Saturday night at her price. So far 14 people  wanting to view it. 

The issue is we are in a good postcode area and we are only 1 quid a day more than a less nice area, so now we are inundated with people on benefits and needing guarantors.

The target family are a married couple with paye jobs, both of whom can pass referencing alone with small children and a decent credit rating. 

Not single mother of 4 claiming universal credit*

Note that its not just the extra hassle and the paperwork but the fact that our lender has terms that prevent us renting to benefit claimants. 

 

 

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I keep telling @Kiltox, invest in a property 30/40 miles around Marlow, price it at £800 and let me do alot of the work and youll have a tenant for life! 

Posted
  On 16/09/2019 at 10:58, New POD said:

.....our lender has terms that prevent us renting to benefit claimants. 

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Interesting. Someone somewhere will doubtless have a go at challenging that on the grounds of discrimination......

Posted
  On 16/09/2019 at 15:44, Tadhg Tiogar said:

Interesting. Someone somewhere will doubtless have a go at challenging that on the grounds of discrimination......

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I definitely think this kind of thing is brewing. It hasn’t happened yet as far as I know, though. 

Posted
  On 16/09/2019 at 08:56, dozeydustman said:

Smelt like a cross between that and burning oil, probably the cheap stuff they transport in lorry fuel tanks.

Outside I’m not so bothered if someone wants to spark up a doobie. In confined airless spaces it’s out of order.

 

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I always think it smells like some bastard child cross between dogshit and mint.

Posted
  On 16/09/2019 at 15:13, xtriple said:

FFS, I have had no sleep again but not because of pain but because my face is itching like I have the worst case of fleas in the known universe! Never known owt like it, every part of my mush is itching constantly with occasional forays into my scalp.

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My partner and I were both like this yesterday. I wanted to wire brush my face and scalp. I wonder if there's something in the air.

Posted
  On 16/09/2019 at 15:59, HarmonicCheeseburger said:

Some of those on welfare and lacking in  what you desire are good people, shame the shit seems to get all the attention. 

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I am sure that most people have a reasonable moral and social compass, whether they claim benefits or not. 

 

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Posted
  On 16/09/2019 at 15:41, beko1987 said:

I keep telling @Kiltox, invest in a property 30/40 miles around Marlow, price it at £800 and let me do alot of the work and youll have a tenant for life! 

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Where is Marlow? 

Posted

Partner wants me to rent a house with her. It's a four bedroom detached one in it's own grounds with a garage etc. It's £850 a month!! I'm bricking it and have expressed my fears that's it's over twice what I'm paying now. On the other hand if we finished decorating her house we'd probably get £700-£800 for that. Anyone want to rent a 3 story, 4 bedroom house next door to a pub?

Posted
  On 16/09/2019 at 10:58, New POD said:

The target family are a married couple with paye jobs, both of whom can pass referencing alone with small children and a decent credit rating. 

Not single mother of 4 claiming universal credit*

Note that its not just the extra hassle and the paperwork but the fact that our lender has terms that prevent us renting to benefit claimants. 

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Fuck me, that's appalling (your lender I mean).  

I can see the practical need for renting houses out, particularly given the state of council housing now, but a married couple with PAYE jobs who have a decent credit rating should be able to buy a house in a nice area, not have its value artificially inflated by the buy to let industry.  

Posted

One thing to bear in mind is that your rent for her place is not guaranteed, you could have periods with no tenant, you could end up with tenants from hell who don't pay and trash the place or god knows what else, we (my family) have owned and rented properties out for years, whilst we have come out on top in the end there has been difficult times also, does your partner have a mortgage? and interest rate rise could make things pretty difficult if so.

£850 sounds a lot for your area, I pay the same for a similar property in the Lakes which is actually cheap for a similar house to your proposed new one, but it's dead money, if you can you should really buy something yourself, and when the time is right sell it and your partners then buy the 4 bed detached place yourself.

All in my opinion of course :)

  • Like 2
Posted

Her dad lent her the money to buy the house she just pays the interest on it till he dies. £300 per month iirc. The solicitor who dealt with it said he was a cunt and he should be gifting her his money. He's loaded with money invested all over and has a huge house in Whitley Bay with a swimming pool and although hasn't had anything done to it since the 60's it was still valued at £750k about 4 years ago.

Posted

Love the front of this bird. I bet the local mobile mechanics will all be queuing up to deal with her and her broken aldy 

682219BB-EA81-4D76-8C1F-ACD897DA5411.png

  • Haha 3
Posted
  On 17/09/2019 at 05:38, New POD said:

Where is Marlow? 

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At the other end of the line from Bourne End. 

Posted
  On 16/09/2019 at 15:44, Tadhg Tiogar said:

Interesting. Someone somewhere will doubtless have a go at challenging that on the grounds of discrimination......

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  On 16/09/2019 at 15:54, Kiltox said:

I definitely think this kind of thing is brewing. It hasn’t happened yet as far as I know, though. 

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I don't see it being possible to claim discrimination as that is based on ethnic, religious, sexual preference, disability etc. grounds. So long as you are rejecting all UC or HB claimants you would argue it is like a credit check or is part of a credit check, and you aren't discriminating.

 

Posted
  On 17/09/2019 at 06:38, loserone said:

Fuck me, that's appalling (your lender I mean).  

I can see the practical need for renting houses out, particularly given the state of council housing now, but a married couple with PAYE jobs who have a decent credit rating should be able to buy a house in a nice area, not have its value artificially inflated by the buy to let industry.  

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Yes indeed. 

None of the couples I've rented to have been ready to commit to marriage and have ended up apart. 

The blokes in particular seem to have a spend it now approach to money management. 

So far 27 people interested. 

11 viewings arranged for Saturday. 

 

Posted
  On 17/09/2019 at 06:13, paulplom said:

Partner wants me to rent a house with her. It's a four bedroom detached one in it's own grounds with a garage etc. It's £850 a month!! I'm bricking it and have expressed my fears that's it's over twice what I'm paying now. On the other hand if we finished decorating her house we'd probably get £700-£800 for that. Anyone want to rent a 3 story, 4 bedroom house next door to a pub?

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Good grief I would snap that up.  I have recently been looking at flats in Haywards Heath, West Sussex for that money. 

Yeah I know norf and saaf but even so..

*edit sorry I wasn't telling you what life decisions to make there, was just a comparison at property rental prices.

Posted

My gf and I are playing about £800 for a two bed (one and a half really) house in the sarf. 

Nice area, garden and commutable into London is why it's so much.  

Posted
  On 17/09/2019 at 08:14, 3VOM said:

I don't see it being possible to claim discrimination as that is based on ethnic, religious, sexual preference, disability etc. grounds. So long as you are rejecting all UC or HB claimants you would argue it is like a credit check or is part of a credit check, and you aren't discriminating.

 

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You are still banning an entire section of the potential tenant base merely because they are dependent on State support.  It's a very substantial number of people.

Posted
  On 17/09/2019 at 09:22, Tadhg Tiogar said:

You are still banning an entire section of the potential tenant base merely because they are dependent on State support.  It's a very substantial number of people.

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We used to rent a lot of properties to people claiming benefits, we stopped doing it because it really isn't worth the aggro, some were fine but at least half of them caused us all sorts of issues with non-payment, entitlement, and absolutely trashing the place and breaching their tenancy agreements, housing benefit cannot be paid directly to the landlord either which makes it easier for the tenant to spend it on cigarettes or flat screen tv's, I'm not saying non-benefit claiming tenants are much better but we had far less problems with them.

Posted

There is definitely a movement to ban such discriminatory lending practices.  https://www.theguardian.com/money/2018/oct/21/buy-to-let-90-percent-of-lenders-refuse-loans-to-benefit-claimants

With the Tories driving out small scale buy to let landlords by phasing out the relief on mortgage interest for higher rate payers the problem may start to solve itself as people exit the market.

 

 

Posted

Life for me has reached an end 

Had a collection today , arrived in good time , a bit too good , wasn't ready , 10 minute wait 

Do you need the toilet 

So that's the first impression I give now

He looks like he needs a piss :(

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