What makes you grin? Antidote to grumpy thread

[gm]

  On 08/03/2019 at 02:37, MorrisItalSLX said:

Garage sales are dangerous wonderful 

 

[paulplom]

Pride of place next to my new blow torch.

 

Sent from my SM-G950F using Tapatalk

[Wack]

  On 07/03/2019 at 23:35, Christine said:

So is mortgage ppi paying out ?

 

In '87  I had to lie through my teeth to get a mortgage, and i'm rubbish at lying .I was self employed with no accounts ....

At the interview , I said i was earning far more than i did,   and could easily pay...and had a job as a Surveyor, for some fictitious company ,  backed up by a false letter from an insurance salesman who had just sold me the endowment part of the mortgage...

  And the Woolwich manager suggested i bought this extra Mortgage PPI for only £21 a month... Obviously i agreed , as I needed to be out of this interview as quick as possible... I was in a sweat like ...So for the next 26 years I paid London and Edinburgh 21 quid a month !! And i don't think they would have paid out , on my bullshit story ... And on top of that,  the Endowment only made half the money I was told i'd get to pay off the loan... Anyway it's all paid now...I swallowed that ,  but it does irritate me .. Not one for letters, complaining  or paperwork,  me... 

 

A  pension the same insurance man sold me at the same time, is now projected to be worth £3 a week when i   retire in 8 years !!!!   Fuck !!  

 

 

I had the same BS with a pension so I cashed it in , sounds like you have a case with the PPI , most who were sold it when they were self employed wouldn't have been eligible for the redundancy payments because you can't get made redundant when you're self employed

 

the guy selling it to you wouldn't have cared, commission was as high as 67%

[SierraMikeHotel]

 

 

  On 07/03/2019 at 23:35, Christine said:

And the Woolwich manager suggested i bought this extra Mortgage PPI for only £21 a month... Obviously i agreed , as I needed to be out of this interview as quick as possible... I was in a sweat like ...So for the next 26 years I paid London and Edinburgh 21 quid a month !! And i don't think they would have paid out , on my bullshit story ...

Get your PPI claim in. It's not about complaining - they've ripped you off, they've been caught, and they've got to give the money back. With interest.

 

I used the template forms on the Martin Lewis website and it was dead easy. There are companies that will do it for you, but why let them take a cut of *your* money for easy work?

 

Honestly, mate, this could get you thousands. Be quick before the deadline.

[bramz7]

What a swell day. Did some tat spotting around a leafy area of Croydon/Sutton (they do exist), and brought home the 850 TDI from Purley. It drives superb. and it's bloody quick!

 

I managed to spot tons of stuff, including a Mitsubishi Resort Runner, which was a Spacewagon with the VR4 engine in it!

[Pillock]

  On 05/03/2019 at 17:56, cort1977 said:

I would say that it's horses for courses but if you have a bit of paper to your name you will generally get a better rate.  Do they still do day release apprenticeships?  To me that seems like a good system where you get to apply what you learn at college so one reinforces the other.

 

I don't think they're called that, but the college course needed some vehicle-related part time work on top of the three days a week in the classroom. They said it was compulsory but anything vehicley would do, even working on the till at Halfords. 

[Asimo]

My last VW beetle has been ressurected!

Bought in 1979 from a friend, I brazed up the major holes, sold a few years later to my dad, inherited by Mum and sold on after a few years to a dreamer not intimidated by it's terrible condition.

(It was a 1500 but it dropped an exhaust valve at about 180,000 miles and the replacement engine was a 1300)

 

[LightBulbFun]

 

[paulplom]

Blyth asda this morning. Immaculate condition. Metro head lights. It looked jacked up. Was this the last year they were made? 1999.

 

Sent from my SM-G950F using Tapatalk

[MorrisItalSLX]

  On 09/03/2019 at 08:56, paulplom said:

Blyth asda this morning. Immaculate condition. Metro head lights. It looked jacked up. Was this the last year they were made? 1999.

 

Sent from my SM-G950F using Tapatalk

 

That's the final facelift model made from 1999 to 2002 and I beleive the headlamps are from a Corsa.

[Tadhg Tiogar]

  On 25/02/2019 at 07:27, eddyramrod said:

...In other news, I had a lovely day out yesterday with wife and dog in Bowness, beside the lake (Windermere). The sun shone, we got a parking space, we even had a cruise on the lake. Beautiful.

Did you encounter any hungry swans wandering into town?

[rainagain]

  On 07/03/2019 at 22:04, Parky said:

I have been through mine and sadly had nothing.

 

Until I remembered I had two mortgages with the Halifax in the 90’s which I thought might have had PPI on them. Anyway this morning I got a form from Bank of Scotland re my complaint about the PPI on my loan and could I fill in and return the form please?

 

Fingers crossed. Problem is one of them was a joint one with an ex so it may mean having to make contact with her for signatures, etc. Mrs P won’t be pleased! Although if I get megabucks offered I think she could live with half of Something we weren’t expecting.

 

All I need to do now is prove to Ford I did buy a car from them in March 2000 with PPI on the loan. Problem is I don’t exist, and neither does the car although I now have some proof from my Bank I was paying £170 a month for three years to Ford Credit UK so let’s see them respond to that....

I know I had ppi with direct line as I remember the guy on the phone scaring me into taking it. However even after a sar request RBS said they only keep records going back six years (conveniently for them) so no refund for me

 

Anyone got any idea if there’s anything else I can do? I went to the ombudsman but they just said if there’s no records there’s nothing they can do.

[anonymous user]

  On 09/03/2019 at 09:09, Tadhg Tiogar said:

Did you encounter any hungry swans wandering into town breaking people's arms for fun?

[DVee8]

  On 05/03/2019 at 20:52, Ohdearme said:

Wife is allergic to dairy and wheat/gluten, she goes like the blueberry lass in Charlie and the Chocolate factory if has them so we have pancakes made from gram flour and water, surprisingly decent substitute once covered in gubbins

So is my wife,makes food shopping a long trip.If I go along.

[DVee8]

  On 06/03/2019 at 18:28, gm said:

Ye Gods ! Look at the fucking state of that !

 

IMG_8924.JPG

 

Has Stuboy moved up Norf?

[JeeExEll]

  On 09/03/2019 at 08:56, paulplom said:

Blyth asda this morning. Immaculate condition. Metro head lights. It looked jacked up. Was this the last year they were made? 1999.

 

Sent from my SM-G950F using Tapatalk

Revolution wheels on a Robin!

That looks ace, really suits it .

 

Has me thinking of maybe a 'production sporty GT spec' Robin as could have been made by Reliant.

In the style of the Mini 1275GT or (original) Mini Cooper S.

Avoiding tat like wheel spats and union jack roof, etc, obviously.

[andy18s]

  On 09/03/2019 at 09:43, rainagain said:

I know I had ppi with direct line as I remember the guy on the phone scaring me into taking it. However even after a sar request RBS said they only keep records going back six years (conveniently for them) so no refund for me

 

Anyone got any idea if there’s anything else I can do? I went to the ombudsman but they just said if there’s no records there’s nothing they can do.

Let 1 of the claims companies loose on them

They will dig a fair bit harder for the info than the bank will,let you know if they find anything and then ask if you want to proceed

[Tadhg Tiogar]

  On 09/03/2019 at 12:35, andy18s said:

Let 1 of the claims companies loose on them

They will dig a fair bit harder for the info than the bank will,let you know if they find anything and then ask if you want to proceed

Agreed. PPIReclaim.co.uk seems quite competent, and their fees modest compared to many others.

[barefoot]

These books made me chuckle, and some of the reviews made me chuckle more...

 

'I is for Intercooler, fair enough but the definition is all wrong, it cools the air after it leaves the turbo, not before.

I don't want my kids growing up so badly misinformed!'.

 

 

 

 

https://www.amazon.co.uk/s?k=t+is+for+turbo&i=stripbooks&crid=3F1TT5U8BYS3H&sprefix=t+is+for+turbo%2Caps%2C218&ref=nb_sb_ss_c_2_11

[aerodynamically_challenged]

[The Moog]

My garage clothes were honking a bit of petrol even after washing...

 

So gave them a wash in vingear... now they smell as sweetly as I can do!

 

Result

[JeeExEll]

  On 09/03/2019 at 16:09, barefoot said:

These books made me chuckle, and some of the reviews made me chuckle more...

 

'I is for Intercooler, fair enough but the definition is all wrong, it cools the air after it leaves the turbo, not before.

I don't want my kids growing up so badly misinformed!'.

 

 

 

 

https://www.amazon.co.uk/s?k=t+is+for+turbo&i=stripbooks&crid=3F1TT5U8BYS3H&sprefix=t+is+for+turbo%2Caps%2C218&ref=nb_sb_ss_c_2_11

Written by Mike Myers too.

"Excellent".

[dollywobbler]

Organised a HubNut meeting. Amazing cars turned up!

 

Bonnet up!

 

350 miles in two days in the 2CV, which ran perfectly apart from refusing to start at a set of roadworks. I'd turned her off as it was a very long queue. Bit embarrassing. Wonder if she's fouling the plugs up again?

[LightBulbFun]

  On 10/03/2019 at 09:13, dollywobbler said:

Organised a HubNut meeting. Amazing cars turned up!

 

Bonnet up!

 

350 miles in two days in the 2CV, which ran perfectly apart from refusing to start at a set of roadworks. I'd turned her off as it was a very long queue. Bit embarrassing. Wonder if she's fouling the plugs up again?

 

Looks like a great time

 

glad to hear from you on the forum still I was worried about things 

 

will there be video content on the meet up?

[barefoot]

Mmmmm, Trabbi looks...

[dollywobbler]

  On 10/03/2019 at 09:16, LightBulbFun said:

Looks like a great time

 

glad to hear from you on the forum still I was worried about things 

 

will there be video content on the meet up?

 

Just in a really busy phase of my life, so hard to keep up with everything at the moment. My love for the beige is still strong.

 

There will be a video. I need to get on and edit it.

[brownnova]

  On 10/03/2019 at 09:13, dollywobbler said:

Organised a HubNut meeting. Amazing cars turned up!

 

Bonnet up!

 

350 miles in two days in the 2CV, which ran perfectly apart from refusing to start at a set of roadworks. I'd turned her off as it was a very long queue. Bit embarrassing. Wonder if she's fouling the plugs up again?

I’m so gutted I forgot about this! I’d signed up and everything. Was planning to bring the 2CV and then life took over and a busy week caused me to forget! Dammit!

 

Looks like a really good meet!

[brownnova]

In my own grin news...

 

Last week my gf and I got engaged. Did the whole romance bit etc... we joked that after such romance we should do some car jobs to balance it out.

 

As I was driving home from said romance my now fiancée in the car behind rings me to inform me that the exhaust on the car is dragging on the floor....

 

So our first act as an engaged couple was to pull the exhaust off a Peugeot!

 

We had a good laugh at that!!

[dollywobbler]

  On 10/03/2019 at 11:18, brownnova said:

In my own grin news...

 

Last week my gf and I got engaged. Did the whole romance bit etc... we joked that after such romance we should do some car jobs to balance it out.

 

As I was driving home from said romance my now fiancée in the car behind rings me to inform me that the exhaust on the car is dragging on the floor....

 

So our first act as an engaged couple was to pull the exhaust off a Peugeot!

 

We had a good laugh at that!!

 

"It was love. There were sparks!"

[Fumbler]