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Posted
23 hours ago, Spottedlaurel said:

@wuvvum I have a multi vehicle policy with FJ, which covers the RX as my daily driver (which earns NCB) and then the LS400 and Laurel. The latter two are more like classic cover with agreed value, no-cost retention of salvage etc, but it's all with one company (Zurich this year).

Annoyingly they won't cover the Carina E (I have to use RH for that one), and I haven't yet asked about its replacement. When I had the fleet of five including  the Camry they accepted them all when I went through the private clients department. 

Just got off the 'phone to FJ.  They won't cover the Carina E until it's 30 (so next year), but they will cover the Rover 75 as a classic.  Even so, a policy to cover all five "old" cars (Rover, Toyota, Volvo, Renault, Innocenti) comes in at under 500 quid.  So that's pretty decent.

Posted
1 hour ago, WillCarter said:

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So I seem to own this now.

Welcome to the IFA madness club!

Posted
44 minutes ago, comfortablynumb said:

So we can expect all the 'for sale' ads to disappear now @wuvvum? 😁

No, none of the cars on that list were for sale anyway - they're all permanent fleet members.  I'm also going to have to have a separate policy to cover my modern "daily" (which will probably be the Leaf, for now anyway), which is going to be another 500 or so.  So the ones that are currently for sale will stay as such.

  • Like 1
Posted

Got sent down to swap vehicle that was chugging in Walmer near deal and they need to collect a patient.. swapped over and this one had exhaust filter full.. so regened it but only down to 80% , and thought of waiting for recovery wasn't great so thought I'd give it an Italian tune up, and got it down to 30% back at base...

 

Then I didn't even get to sit down and got sent to swap another vehicle... with one with suspected turbo failure and got to sit and wait for recovery to come rescue me to my base.  Joys of being a senior ambulance care assistant.... lol

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Posted
4 hours ago, comfortablynumb said:

And someone who just carries on regardless.

How long would that have been knocking it's tits off before it actually failed?

 

No, former mechanic turner off-shore technical type. Don't know exactly what he did but he was frequently sent to foreign parts.

Since retirement he relishes having jobs so does all sorts of home/garden/car maintenance for his extended family.

Only met him once, but worked with his daughter for nearly 20 years.

Also, no mention of corrosion or suspension on the mot three months ago.

 

The point was that stuff from up here, and other cold coastal places, tends to suffer more from rot.

Perhaps worth further investigation if you posses a car from here, or avoiding if shopping.

Posted
10 hours ago, lesapandre said:

Fleamarket find. Kenning Motor Group brochure circa 1980. 

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Range Rover on the front cover? 

Posted
10 hours ago, lesapandre said:

Fleamarket find. Kenning Motor Group brochure circa 1980. 

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Father Popsicle worked for Kennings in the 70's - massive company back in the day.

Posted
44 minutes ago, horriblemercedes said:

Range Rover on the front cover? 

I think it's an Allegro - but you are close as David Bache headed up BL design at the time even though the car was a Harris Mann iteration.

Kennings sold mostly BL stuff. Hugh business as has been said.

Posted

MOT time for my ML in Gibraltar,  a bi annual test that lasts approx 5 minutes, I think as long as the lights and brakes work you’re ok.  😎

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Posted
8 minutes ago, lesapandre said:

I think it's an Allegro - but you are close as David Bache headed up BL design at the time even though the car was a Harris Mann iteration.

Kennings sold mostly BL stuff. Hugh business as has been said.

Maybe you're right. I drove a 1970s Range Rover extensively but never an Allegro... I just recognised that dash pod from the Range Rover 

  • Agree 1
Posted
5 hours ago, WillCarter said:

PXL_20250604_131846906.jpg.103e57ee889dfb582f94e0d22fc42841.jpg

So I seem to own this now.

IOW reg? Low miles, maybe

Posted
1 hour ago, horriblemercedes said:

Range Rover on the front cover? 

Nah, Allegro binnacle

Posted
5 hours ago, wuvvum said:

Even so, a policy to cover all five "old" cars (Rover, Toyota, Volvo, Renault, Innocenti) comes in at under 500 quid.  So that's pretty decent.

Honestly, how the fuck?

I keep seeing loads of folk on here paying thruppence ha'penny for insurance yet I pay more than 500 quid just to insure ONE of my cars.

  • Agree 1
Posted
8 minutes ago, Supernaut said:

Honestly, how the fuck?

I find being old has helped massively with the cost of insurance.

Posted
54 minutes ago, Supernaut said:

Honestly, how the fuck?

I keep seeing loads of folk on here paying thruppence ha'penny for insurance yet I pay more than 500 quid just to insure ONE of my cars.

Classic car insurance and low miles innit. 

Just renewed the Volvo today. £109, 2500 miles a year, no commuting. Least I've paid for insurance for a LONG time, wonder if prices are dropping a but...

Posted

Same as @Supernaut, my daily alone is over £500.

I'm also old.

However the escort renewal had just come in at £47 for the year so swings and roundabouts I guess.

Shame swombos wants to sell it 🤦

Posted
9 hours ago, Tickman said:

I find being old has helped massively with the cost of insurance.

I'm 62, Child Bride is 56. No claims, remote(ish) postcode. 
Limiting to 8,000 miles (or less) plus cashback we have Bini (£85), CLK (£86), SLK (£130). That SLK is the same price as the Citroen C4 I originally took the policy out on (!).  The Sprog was being quoted over £700 for that C4 when he moved to Brum which is why he binned it.

(My first insurance cost me £400 TPF&T on a £440 Triumph Vitesse back in 1982 - age and location does matter a lot)

Posted

I pay about £400-odd to insure the Megane for 10k miles including commuting. Fair enough.

The BMW is over £500 for 5k miles, social domestic and pleasure only.

I'm in the middle of fucking nowhere too.

Posted

I had to dash over to my mum's house yesterday evening because her car insurance renewal came through and it was INSANE. She's not confident at applying online and using GoCompare so I always help her.

She's 76, clean licence, no accidents ever, declared diabetic, drives a 3 year old 1.2 Corsa and has a 3 year review period on her licence so the annual premium is a going to be a bit pricey. It was £271 for last year but the renewal came in at £715! I cancelled the renewal immediately, went on to our favourite opera singer's* website and found her a new policy with RAC, same benefits, same things declared for £277.

Definitely shop about.

Posted
23 minutes ago, Split_Pin said:

I had to dash over to my mum's house yesterday evening because her car insurance renewal came through and it was INSANE. She's not confident at applying online and using GoCompare so I always help her.

She's 76, clean licence, no accidents ever, declared diabetic, drives a 3 year old 1.2 Corsa and has a 3 year review period on her licence so the annual premium is a going to be a bit pricey. It was £271 for last year but the renewal came in at £715! I cancelled the renewal immediately, went on to our favourite opera singer's* website and found her a new policy with RAC, same benefits, same things declared for £277.

Definitely shop about.

I’m guessing the algorithm the first company uses, triggers a very high rating for over 75. I doubt if any real human people were involved.

Posted
25 minutes ago, Split_Pin said:

I had to dash over to my mum's house yesterday evening because her car insurance renewal came through and it was INSANE. She's not confident at applying online and using GoCompare so I always help her.

She's 76, clean licence, no accidents ever, declared diabetic, drives a 3 year old 1.2 Corsa and has a 3 year review period on her licence so the annual premium is a going to be a bit pricey. It was £271 for last year but the renewal came in at £715! I cancelled the renewal immediately, went on to our favourite opera singer's* website and found her a new policy with RAC, same benefits, same things declared for £277.

Definitely shop about.

Aye, but the £500-odd for the BMW was the cheapest I could get, through a specialist broker.

The companies on comparison sites all either wouldn't quote at all or wanted 4 figures.

Posted

I don't know how that is, I ran your car through GoCompare and I got very reasonable quotes around the £260 mark. I'm 46 and I'm guessing you are late 20s, anything above 25 and the price starts to come right down.

I presume my e46 has a few more safety features but it's the cheapest of my 4 cars to insure,  something like £14 a month.

I would have thought living where you do would be a much safer post code as well. Weird. 

£400 for the Megane seems pricey as well.

BMWs not been modified has it?

Posted
26 minutes ago, Metal Guru said:

I’m guessing the algorithm the first company uses, triggers a very high rating for over 75. I doubt if any real human people were involved.

Aue I think there hoping enough people won't open the emails/letters and let it auto-renew.

Posted
2 minutes ago, Split_Pin said:

I don't know how that is, I ran your car through GoCompare and I got very reasonable quotes around the £260 mark. I'm 46 and I'm guessing you are late 20s, anything above 25 and the price starts to come right down.

I presume my e46 has a few more safety features but it's the cheapest of my 4 cars to insure,  something like £14 a month.

I would have thought living where you do would be a much safer post code as well. Weird. 

£400 for the Megane seems pricey as well.

BMWs not been modified has it?

Ha! Try 37.

I have no idea if it's been modified or not. Hastings refused to cover it when I sent photos of it claiming it was modified, but they wouldn't elaborate.

I've actually un-modified it in my ownership. I took the silly exhaust off. The only actual tangible modification is the non-original radio that does bluetooth.

 

Christ knows. I still stand by my belief that they pull a number out of their arses sometimes.

Posted
2 minutes ago, Supernaut said:

Ha! Try 37.

I have no idea if it's been modified or not. Hastings refused to cover it when I sent photos of it claiming it was modified, but they wouldn't elaborate.

I've actually un-modified it in my ownership. I took the silly exhaust off. The only actual tangible modification is the non-original radio that does bluetooth.

 

Christ knows. I still stand by my belief that they pull a number out of their arses sometimes.

They probably have quotas for certain groups too, so as not to be too exposed to one type. So if you’re in “boring beige middle aged, low risk , low reward” and it’s full, £250 becomes £500+. They don’t really want anymore business of that type, but are happy to take it at a silly price.

Posted
3 minutes ago, Metal Guru said:

They probably have quotas for certain groups too, so as not to be too exposed to one type. So if you’re in “boring beige middle aged, low risk , low reward” and it’s full, £250 becomes £500+. They don’t really want anymore business of that type, but are happy to take it at a silly price.

Fuck knows, one of these mysteries of the universe.

Since I got my first car in 2010, I've never paid less than about £400 to insure anything. I've also never paid more than mid-£500s either. I've had a right eclectic mix of vehicles too.

Posted
10 minutes ago, Supernaut said:

Fuck knows, one of these mysteries of the universe.

Since I got my first car in 2010, I've never paid less than about £400 to insure anything. I've also never paid more than mid-£500s either. I've had a right eclectic mix of vehicles too.

My first insurance was £450 (in 1982), and I don’t think I’ve ever paid much more than £500 since. Currently at around £350 (for a modified Impreza) and has been as low as £169.

Posted
27 minutes ago, Metal Guru said:

boring beige middle aged, low risk , low reward

I resemble that remark, sorry for filling up the category 😂

Agree 100% on the random figure out their arses though! 

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