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Posted
  On 22/08/2022 at 06:42, cobblers said:

I'm not suggesting you just don't mention the dog at all to anyone when house searching and then just turn up with it when you move in, but that's probably what we're going to do if we need to rent again.

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As a landlord I've always said "pets welcome" but given the demand for nice houses at reasonable prices, given the choice between 2 potential tenants, both civil servants, both with kids, I'd go with the one, whose pet was a gold fish, rather than the one with the old, incontinent dog. 

One suggestion you might make to your current landlord is that they remortgage on a Buy to Let mortgage, Interest only, and that would gain 75% of value, to use towards thier new place and give them a small income monthly. 

Say your paying £800, and the interest only mortgage is £300, that's £500, (minus tax) call it £4500 net a year. 

If the house is worth £200k they can get £150k out without the hassle of selling it, which will cost £10k in fees.  That £40k investment then is worth more than 10% return to them. 

You could even appeal to them, and explain that you are saving up a deposit and you'd love to buy it in the future, when you are able. 

  • Like 1
Posted
  On 22/08/2022 at 21:58, Talbot said:

Do yourself a favour and get to fuck with comments like that.  Did I mention freeman on the land bullshit anywhere?  My point was that stopping paying rent is a viable option.  People do it all the time.  Yes, it's a cunt's trick, but the world is set up in favour of the tennant, and if your landlord is being a cunt in the first place, then as a tennant you are in a position to "claw back" something from them.

Tosser.

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I totally appreciate your points of view, your right to reply and defend yourself and that sierraman has got your back up. 

But I'm not just going to sit here and watch a mod speak to someone like that and then be ganged up on by a few others on the back of it. Especially someone who has been a good egg to me over the years. 

Feel free to tell me to do one, delete/restrict my account, I'm past caring these days. I just wanted to respectfully make a stand.

OP, it's a shit situation and I sympathise. I think a lot of us, mortgage or renting are worrying if they'll keep their houses past October . My mortgage is due to renew that month and coupled with the energy price rise,  I'm firmly in that category.

Peace.

Posted
  On 22/08/2022 at 21:58, Talbot said:

Do yourself a favour and get to fuck with comments like that.  Did I mention freeman on the land bullshit anywhere?  My point was that stopping paying rent is a viable option.  People do it all the time.  Yes, it's a cunt's trick, but the world is set up in favour of the tennant, and if your landlord is being a cunt in the first place, then as a tennant you are in a position to "claw back" something from them.

Tosser.

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I don’t know what I’d do without your advice. 

Posted
  On 23/08/2022 at 06:21, Split_Pin said:

But I'm not just going to sit here and watch a mod speak to someone like that

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I am not a moderator.

What I am is annoyed when someone like Sierraman makes a bullshit comment like he did.  Granted, I probably shouldn't' have reacted the way I did, but the basis of my comment stands.  I'm not going to delete or change it, as there's no benefit in doing so, but for someone to suggest I am spouting "freeman on the land" waffle, when all I did was point out that people stop paying rent and have to be evicted all the time, that person can indeed get bent.

Not in the mood.  At all.

Posted

Fuck the system

 

(by which I mean those AUTHORITY TYPES ON FORUMS who aren't allowed to make comments.)

  • Haha 3
Posted
  On 23/08/2022 at 06:38, sierraman said:

I don’t know what I’d do without your advice. 

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Point out to me where I even hinted about "freeman on the land" bollocks and I'll take it back.

And FYI, I wasn't offering you advice.  I was calling you out for being blatanly wrong.

Posted
  On 23/08/2022 at 06:47, Talbot said:

Point out to me where I even hinted about "freeman on the land" bollocks and I'll take it back.

And FYI, I wasn't offering you advice.  I was calling you out for being blatanly wrong.

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In your post you are dispensing fundamentally damaging and poor advice about just going your own way and choosing to not pay rent which if the OP took would likely cause him significant problems in the future. 

  • Like 1
Posted
  On 23/08/2022 at 07:04, sierraman said:

In your post you are dispensing fundamentally damaging and poor advice about just going your own way and choosing to not pay rent which if the OP took would likely cause him significant problems in the future. 

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I think that most people would agree that not paying rent is a stupid idea and will lead to problems.  But the consequences might not be as significant as one expects, and if it means being in a position to buy rather than rent it might be worth the risk.

 

Not to me, I might add.  I don't think I could cope with the stress of that.

Posted

I'll add: I know a few people for whom not paying rent has been a necessary decision in order to clear debts and build a deposit for another rental.  

  • Like 2
Posted
  On 23/08/2022 at 07:04, sierraman said:

In your post you are dispensing fundamentally damaging and poor advice about just going your own way and choosing to not pay rent which if the OP took would likely cause him significant problems in the future. 

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Anyone who takes the advice of a random internet stranger without looking into things further is asking for trouble.  It might be damaging for some people, but I know of at least two people who had no real tennency agreement, who stopped paying rent, took about 9 months to be evicted, and saved up during that time.   Both ended up with enough cash to afford a deposit on a mortgage.  No ill-effects of not paying rent for that period, other than a pissed-off landlord, who deserved everything they got as they hadn't conducted the rental legally and the rentals were utter crap.

And yet again... point out to me where I mentioned anything about "freeman on the land".

Posted
  On 23/08/2022 at 06:21, Split_Pin said:

 

OP, it's a shit situation and I sympathise. I think a lot of us, mortgage or renting are worrying if they'll keep their houses past October . My mortgage is due to renew that month and coupled with the energy price rise,  I'm firmly in that category.

Peace.

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I feel your pain. 

Interest rates have been (too) low for a long time. People are used to paying 1% or 2%, and are not used to paying at 5% or 10% 

Come 2023, many people will stop spending money on anything they don't need right now.  If you have a job now, look at what you can do to keep it. We might have full employment now, but as soon as people stop going to pubs, and restaurants and buying new stuff, the UK economy will take a dive. 

Start saving now, start looking at lenders who will allow you to pay interest only for a while, extend the mortgage term.  Take in a lodger, etc. 

It's going to be shit. 

Posted
  On 23/08/2022 at 07:15, loserone said:

I'll add: I know a few people for whom not paying rent has been a necessary decision in order to clear debts and build a deposit for another rental.  

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I've tried to make sure tenants get thier deposit back very quickly, but it's usually too late for thier next deposit.

I'd be pissed off if they choose to not pay rent, to pay the deposit on thier next place, but if it were the last month, at least it would come back to me, in the deposit, provided they hadn't done significant damage. (None have yet).

 

Posted

As a lifetime renter as much as its the twattish thing to do talbots analogy is correct... 

Me and the ex only afforded the deposit for the rental I'm in now by living at mums for 12 months and I never want to do that again. Realistically my only option to save another deposit would be to do exactly as described. 

I'd feel awful for it but it would be the only way 

  • Like 2
Posted
  On 23/08/2022 at 07:18, Talbot said:

And yet again... point out to me where I mentioned anything about "freeman on the land".

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Clearly you didn't.  But not paying rent is an uncomfortable concept for anyone with a sense of fairness.

Posted
  On 23/08/2022 at 07:30, loserone said:

Clearly you didn't.  But not paying rent is an uncomfortable concept for anyone with a sense of fairness.

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I *absolutely* agree.   But, if the Tennancy isn't worth the paper it's written on, and the landlord is a grade-A bellend, it's a viable option.  For some people, in the right circumstances,

I'm just pissed off that rather than enter into a sensible discussion, a certain man of Sierras decided to make the comment he did.  And I took the bait.

Posted
  On 23/08/2022 at 07:18, Talbot said:

Anyone who takes the advice of a random internet stranger without looking into things further is asking for trouble.  It might be damaging for some people, but I know of at least two people who had no real tennency agreement, who stopped paying rent, took about 9 months to be evicted, and saved up during that time.   Both ended up with enough cash to afford a deposit on a mortgage.  No ill-effects of not paying rent for that period, other than a pissed-off landlord, who deserved everything they got as they hadn't conducted the rental legally and the rentals were utter crap.

And yet again... point out to me where I mentioned anything about "freeman on the land".

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If you cannot see that in the statements you’ve made about going off piste and deciding to make your own rules up about paying the rent then I’m not sure I could explain it any more simply for you. 

Posted
  On 23/08/2022 at 07:35, sierraman said:

If you cannot see that in the statements you’ve made about going off piste and deciding to make your own rules up about paying the rent then I’m not sure I could explain it any more simply for you. 

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Seriously?  I'm not "making up my own rules" here.  If you can't see from the ensuing discussion that it could be a viable option for someone in the right circumstances, then I'm not sure I could explain it any more simply for you.

Posted
  On 23/08/2022 at 06:39, loserone said:

Fuck the system

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Loopholes are wonderful and playing by the rules guaranteed to get fucked over. 

Landlord forums should be vital research into dragging it out if so wished- landlords have actually paid to root out tenants with cash sums. 

Posted

I wish all these absolute fucks would go die in a fire. At least try and spell correctly on your fraudulent listing.

Screenshot_20220823-084956.thumb.png.747c724107ff670e886ed6177d3c17b6.png

  • Like 6
Posted
  On 23/08/2022 at 07:56, GMcD said:

I wish all these absolute fucks would go die in a fire. At least try and spell correctly on your fraudulent listing.

Screenshot_20220823-084956.thumb.png.747c724107ff670e886ed6177d3c17b6.png

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The worst thing about that scam is how much it insults my intelligence. If I'm going to get ripped off,  I at least expect to be flattered with some craft and ingenuity. 

Posted

But but but... the ad says '100% Best', 'Verified' and 'Buy With Confidence' on it.

How could it possibly be a scam?

🤔

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Posted
  On 22/08/2022 at 16:34, SH1TE said:

Going on a holiday to some webbed foot shithole holiday park

finlake lodges it's called so bound to be a shed/static caravan or other shithole. 

Thankfully didn't  have to get wallet out-so I can invest it in alcohol and piss off home after a day or so leaving partner and kids to "enjoy it"  with other family members. 

Seems load of hassle for feck all. 

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Christ. They'll be pleased when you fuck off.

Posted

I have only had foreign tenants so far and apart from having to translate “no smoking” in Turkish, they have been model tenants.. In return any problems are dealt with immediately, no one is moaning about no hot water for weeks on end etc. 

  I think it’s because in most countries no one really buys a property until there are nearing retirement and renting is the norm.

Here we see it as somehow second class and the attitude is “fuck the landlord, he’s just screwing us”. So what if we don’t pay the rent, he’s richer than us , he can afford to subsidise us, whereas they may well rely on the rent as part of a pension etc.

Not saying all landlords are perfect, just saying they’re not all rich bastards sitting there counting their loot.

Posted
  On 23/08/2022 at 08:21, Datsuncog said:

But but but... the ad says '100% Best', 'Verified' and 'Buy With Confidence' on it.

How could it possibly be a scam?

🤔

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Likewise if it says ‘Government Backed’ then you can have confidence. 🤣

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Posted

I think the "all landlords are arseholes" perception comes from the fact that good landlords (of which there are many) don't get anywhere near as much publicity as terrible ones.  And there are some terrible ones out there.  There is a world of difference between a landlord with a decent written tennancy agreement that follows legal requirements, who has the correct safety certficates for the house, fixes stuff in a timely manner etc.etc. and the other end of the scale, where there's no written tennancy worth having, no safety certs, nothing working, damp ingress, house falling down etc.etc.

Having experienced both ends of that scale, I would have zero issue in witholding rent from the latter. 

Posted

As a landlord, (who rents out a property at about 75% of what I could get for it, because they’re friends of mine) I think the majority of landlords are pretty fair and reasonable. That “ parasite “ remark is a sweeping generalisation.

Posted
  On 23/08/2022 at 09:46, Nyphur said:

Anyone had an email that their data has been compromised in the Autodoc breach? I've not had anything yet, but a mate got an email this morning.

Translated article as I can't find anything in English yet.

 

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No but their Cavalier MK3 brake servos are out of stock ☹️

Posted
  On 23/08/2022 at 06:39, Talbot said:

I am not a moderator.

What I am is annoyed when someone like Sierraman makes a bullshit comment like he did.  Granted, I probably shouldn't' have reacted the way I did, but the basis of my comment stands.  I'm not going to delete or change it, as there's no benefit in doing so, but for someone to suggest I am spouting "freeman on the land" waffle, when all I did was point out that people stop paying rent and have to be evicted all the time, that person can indeed get bent.

Not in the mood.  At all.

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Well change the badge then.

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  • Like 1

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