The grumpy thread

[scaryoldcortina]

I had a clever bastard try that with me.

 

I conveniently forgot to tell MCOL of the payment, got judgement as a result and immediately paid extra to send the Bailiffs in.

 

Punter got a CCJ and saddled with the full cost of MCOL and Bailiffs.

So you lied to the court and got a judgement you weren't entitled to?

 

Fucking bravo. I'd have had you back before a judge with the receipt for payment in hand. They don't take kindly to perjurers.

[sierraman]

I must have been lucky selling my Astra on there.

 

I had 3 phone calls. All sounded serious. One arranged to come the next day.

One wanted to view immediately.

An hour later the cash was in my bank and I phoned the other person so they didn't waste time.

I then posted the spare key to the buyer and got a text thanking me about 3 days later.

Assuming Astra has 12 months mot, no faults and a service history I reckon.it will be painless. Nice popular car.

It’s not a bad one, in fact If I was them I’d keep it, it’s got a receipt for a new clutch in there as well. It had the issue with the accelerator pedal not working but I’ve sorted that now. Had a new turbo in it late last year as well. They’ve lost faith in it and have bought a petrol instead. Grim 1.7TD in Life misery spec.

[Sheefag]

So you lied to the court and got a judgement you weren't entitled to?

 

Fucking bravo. I'd have had you back before a judge with the receipt for payment in hand. They don't take kindly to perjurers.

 

Punter owed me money.

 

I finally put it with MCOL. This costs money but is added to the original debt.

 

Four days before judgement is due, punter thinks he's clever and pays the original debt which leaves me with the court costs.

 

As for getting me back before the Judge, how the fuck are you going to do that???

 

It's MCOL, there is no judge.

[scaryoldcortina]

It's still a dickhead move and a dangerous one. By all means modify your claim for just the costs, which you are allowed to do, but lying to a court which MCOL is is dumb.

[loserone]

Meanwhile, the punter who went to a loanshark to avoid getting a CCJ..

[Sheefag]

How is it a dickhead move when he owes the money?

 

As for being dumb, it worked for me and I reckon this cunt will think twice before he tries to stiff another trade.

 

Being self employed is a lot different to getting a wage every month.

 

If someone thinks they don't have to pay me, they can expect 'difficulties'.

 

I'd buy this man a  pint.

 

https://www.youtube.com/watch?v=J-LqLU7CxeA

[Kiltox]

Just getting insurance quotes for my new car - the number of black box policies is staggering, so many more than there used to be

[The Moog]

Seems to be the way forward for a lot of companies. I guess it is an easy way to monitor the car a bit more precisely. 

[Kiltox]

I’d be insured for about a week before they pulled the plug

[scaryoldcortina]

Also self employed, also not a fan of debtors but two wrongs don't make a right. I get what you were doing but it's wrong and can bite you in the arse hence stupid.

 

PS, I've been lied about to a court by dickheads trying to extract money or property from me.

[Sheefag]

That's the thing though, you're probably one of the nice people and I'm not, nor do I harbour any future intention to be so.

 

There's no chance of getting caught. None. It was an unfortunate oversight on my part. Clumsy me.

 

Pre MCOL days, a company in Mayfair owed me money. I bombarded them with calls and harrassment until finally one day, they sent me a cheque. An unsigned cheque.

 

Signed the bastard myself, whacked it into the bank and it cleared.

 

There was another one, a chain of high end nailbars that used to randomly get their locks glued. Not cheap locks either, these were from Banhams. They would have been better off paying up.

 

Thinking back, there was a director of Deutsche Bank who was also unfortunate in that way several times. He was also a Banham customer.

 

I should thank MCOL really, for making me a better person.

[Cavcraft]

Seems to be the way forward for a lot of companies. I guess it is an easy way to monitor the car a bit more precisely.

 

It is good, as policies are usually much cheaper. Plus it makes people drive a bit more carefully and I suppose stolen cars are much easier to find.

[SherpaMog]

When somewhat younger and more foolish I downloaded the Aviva app to assess your driving. On private roads early Sunday morningsin a ridiculously driven rx8 I could never get it to drop below 1 out of five.

[scaryoldcortina]

That's the thing though, you're probably one of the nice people and I'm not, nor do I harbour any future intention to be so.

 

There's no chance of getting caught. None. It was an unfortunate oversight on my part. Clumsy me.

 

Pre MCOL days, a company in Mayfair owed me money. I bombarded them with calls and harrassment until finally one day, they sent me a cheque. An unsigned cheque.

 

Signed the bastard myself, whacked it into the bank and it cleared.

 

There was another one, a chain of high end nailbars that used to randomly get their locks glued. Not cheap locks either, these were from Banhams. They would have been better off paying up.

 

Thinking back, there was a director of Deutsche Bank who was also unfortunate in that way several times. He was also a Banham customer.

 

I should thank MCOL really, for making me a better person.

Nah, all you know about me is that I don't share my private business on the internet.

 

One day those boasts might bite you.

[Sheefag]

Prior to MCOL, I used to have to put a lot of effort into being an arsehole and finding new and interesting ways of taking the fight back to the enemy, now I can do it from my desk.

That's what you call progress.

[treehugger]

Was talking to a retired builder, said back in the eighties a man owed him thousands, was tardy about paying. Tonys home number was in yellow pages for work, was before mobiles. Word got around, he had lots of men ringing him up offering things like, I will break his leg for you, £300, both legs is £500 etcetc. Seems theres a going rate for violence. In the end he paid somebody more legit to just hassle the bloke, till he coughed.

Tony told me about how nasty some rich types can be to try n avoid paying for the work.

I wouldnt try stiffing a builder! Or anybody, but esp. a builder.

[Sheefag]

Scaffolders are the worst. They're the kind of lads who'd be murderers if they had the time for it and weren't so busy.

[sierraman]

No, ground workers. If you’ve just come out of prison it’s one of the few jobs that will turn a blind eye to having a spell in the nick.

[Mally]

Do what is right for the child. Moving schools at year 7 is going to put them back a year even if the school was decent. Probably.

You need to be asking questions about how they support the child in the transision.

 

7 year old.

Not year 7.

There's a vast difference.

[MikeR]

I which council did what they preach about road safety .....

[bramz7]

Fucking letting agents. Told them I had lost my January payslip so sent copies of February and March, and 4 months worth of bank statements showing the pay going into my account.

 

Not good enough.

 

I sent them my work HR number but I bet that still isn't good enough.

[New POD]

7 year old.

Not year 7.

There's a vast difference.

I imagine the transfer can set all kids back, unless managed well.

I changed schools at 6 and 10.

The one at 10 set me back for years.

It destroyed my confidence overnight.

[outlaw118]

Many Grumpz

 

Some shit-for-soul cunt broke into Ms_Outlaw's Fester last week. Police didn't attend despite there being stuff missing and a fag lighter in the footwell (neither her or her other half smoke). Neighbours have CCTV, not interested.

Didn't nick much, phone charger, a couple of Cd's and her spare glasses. 

 

Had insurance renewal through from Hastings £655. WTAF?? I paid a smidge over £300 for the 156 last year, and to change, including the admin fee was £130ish with 6.5 months left, so I was expecting £500 tops. The Meerkat will issue a pretty much identical policy (Excess an extra £50) for £415, my bank (Lloyds) will undercut @ £397. I rang them to query so they recalculated.... to £637. On the email reads "We look forward to hearing from you". I tend to think you'll be more unhappy than me when I make the call....

[robinmasters]

I'd buy this man a  pint.

 

https://www.youtube.com/watch?v=J-LqLU7CxeA

I've read the story around this, and it turns out this is a council house and the tenant was (supposed to be) paying for the work, with the council's permission.

 

Why is someone who the council believes has £15,000 to spend on non-essential home improvements still in a council house?? Isn't the whole point of council houses that they're for people who definitely don't have a spare £15,000 lying around?

[paulplom]

Scaffolders are the worst. They're the kind of lads who'd be murderers if they had the time for it and weren't so busy.

They're all fecking huge as well. Nothing behind the eyes.

[paulplom]

I've read the story around this, and it turns out this is a council house and the tenant was (supposed to be) paying for the work, with the council's permission.

 

Why is someone who the council believes has £15,000 to spend on non-essential home improvements still in a council house?? Isn't the whole point of council houses that they're for people who definitely don't have a spare £15,000 lying around?

Not really. I'm leaving my partner and I have custody of my 2 kids. I could private rent but I don't want the insecurity of it. I also work for landlords and the majority are c*nts. Letting agents are on par with solicitors etc. Lying corrupt w*nkers that are just out for what they can get and couldn't give a f*ck about the tenants. A council house is long term, practically your own home. The council are busy renovating my house. New bathroom, kitchen etc. All I have to do is decorate it. I've heard they give you vouchers to buy paint etc. All for £85 per week including water rates. As for money, Check my confessions of a plumber thread.

[Lacquer Peel]

I've read the story around this, and it turns out this is a council house and the tenant was (supposed to be) paying for the work, with the council's permission.

 

Why is someone who the council believes has £15,000 to spend on non-essential home improvements still in a council house?? Isn't the whole point of council houses that they're for people who definitely don't have a spare £15,000 lying around?

Social housing is for anyone who wants it and unlike private renting it's a secure tenancy after 12 months so you could spend the rest of your life there; why not make improvements if you can afford it?

[loserone]

And indeed, what's £15k for housing stability when you're renting? In most places it'd be a pretty shit deposit on a shit house with no money left to put on a pointless porch and conservatory

[sierraman]

The only problem with the council is what they might put next door. But you could say that about anywhere I guess.

 

Buying sounds like a great idea until the bills roll in for expensive jobs that need doing. Not many people account for having to put at least £2-300 a month away to cover repairs etc. By the time you’ve done that renting doesn’t seem that bad a deal.

[Kiltox]

The only problem with the council is what they might put next door. But you could say that about anywhere I guess.

 

Buying sounds like a great idea until the bills roll in for expensive jobs that need doing. Not many people account for having to put at least £2-300 a month away to cover repairs etc. By the time you’ve done that renting doesn’t seem that bad a deal.

 

Renting the house I own / rent from the bank would cost at least double what the mortgage payment is...