October road tax changes..

[Rusty_Rocket]

Apologies if this has been posted already, but there has been an update (22/7) on how the new system will work.

 

If you choose the 12-month direct debit option, it would appear to be more automated than expected, ie the payments automatically stop if you sell the car or declare SORN.

If you already have paid in advance (like in the good 'ol days), the DVLA will automatically* refund you.. obviously only for complete months remaining, so if the buyer of your vehicle taxes it on the day he buys it, DVLA will receive DOUBLE the money in road tax on the vehicle until the beginning of the next month.. 

 

I'm sure it will run 100% smoothly and we will not incur any extra costs********

 

Full (ish) details here-

https://www.gov.uk/government/news/vehicle-tax-changes

 

 

From 1 October 2014, the paper tax disc will no longer need to be displayed on a vehicle windscreen.


You can apply online to tax or SORN your vehicle using your 16 digit reference number from your vehicle tax renewal reminder (V11) or 11 digit reference number from your log book (V5C)
https://www.taxdisc.service.gov.uk/


What this means to you


To drive or keep a vehicle on the road you will still need to get vehicle tax and DVLA will still send you a renewal reminder when your vehicle tax is due to expire. This applies to all types of vehicles including those that are exempt from payment of vehicle tax.


Buying a vehicle


From 1 October, when you buy a vehicle, the vehicle tax will no longer be transferred with the vehicle. You will need to get new vehicle tax before you can use the vehicle.


You can tax the vehicle using the New Keeper Supplement (V5C/2) part of the vehicle registration certificate (V5C) online or by phone - 24 hours a day, 7 days a week.


Alternatively, you may wish to visit a Post Office® branch.


Selling a vehicle


If you sell a vehicle after 1 October and you have notified DVLA, you will automatically get a refund for any full calendar months left on the vehicle tax.
Vehicle tax refunds


You will no longer need to make a separate application for a refund of vehicle tax. DVLA will automatically issue a refund when a notification is received from the person named on DVLA vehicle register that the:


vehicle has been sold or transferred
vehicle has been scrapped at an Automated Treatment Facility
vehicle has been exported
vehicle has been removed from the road and the person on the vehicle register has made a Statutory Off Road Notification (SORN)
person on the vehicle register has changed the tax class on the vehicle to an exempt duty tax class


Paying vehicle tax by Direct Debit


From 1 October 2014 (5 October if setting up at a Post Office®), Direct Debit will be offered as an additional way to pay for vehicle tax. This will be available for customers who need to tax their vehicle from 1 November 2014:


annually
6 monthly
monthly (12 months tax paid for on a monthly basis)


Provided an MOT remains valid, the payments will continue automatically until you tell DVLA to stop taking them or you cancel the Direct Debit with your bank. Valid insurance should also be in place for vehicles registered in Northern Ireland.


The Direct Debit will be cancelled and payments automatically stopped when you tell DVLA that you no longer have the vehicle, or the vehicle has been taken off the road and a Statutory Off Road Notification (SORN) has been made.
When the Direct Debit scheme can’t be used


Paying by Direct Debit will not be available to:


first registration vehicles
fleet schemes
HGVs (paying the Road User Levy)


Checking the tax status of a vehicle


You can check the tax status of any vehicle online. This can also be used for rental vehicles.
https://www.gov.uk/check-vehicle-tax

[Richard]

Old way- buy tax disc,drive until disc expires, buy another tax disc.

 

New way-

 

From 1 October 2014, the paper tax disc will no longer need to be displayed on a vehicle windscreen.


You can apply online to tax or SORN your vehicle using your 16 digit reference number from your vehicle tax renewal reminder (V11) or 11 digit reference number from your log book (V5C)
https://www.taxdisc.service.gov.uk/


What this means to you


To drive or keep a vehicle on the road you will still need to get vehicle tax and DVLA will still send you a renewal reminder when your vehicle tax is due to expire. This applies to all types of vehicles including those that are exempt from payment of vehicle tax.


Buying a vehicle


From 1 October, when you buy a vehicle, the vehicle tax will no longer be transferred with the vehicle. You will need to get new vehicle tax before you can use the vehicle.


You can tax the vehicle using the New Keeper Supplement (V5C/2) part of the vehicle registration certificate (V5C) online or by phone - 24 hours a day, 7 days a week.


Alternatively, you may wish to visit a Post Office® branch.


Selling a vehicle


If you sell a vehicle after 1 October and you have notified DVLA, you will automatically get a refund for any full calendar months left on the vehicle tax.
Vehicle tax refunds


You will no longer need to make a separate application for a refund of vehicle tax. DVLA will automatically issue a refund when a notification is received from the person named on DVLA vehicle register that the:


vehicle has been sold or transferred
vehicle has been scrapped at an Automated Treatment Facility
vehicle has been exported
vehicle has been removed from the road and the person on the vehicle register has made a Statutory Off Road Notification (SORN)
person on the vehicle register has changed the tax class on the vehicle to an exempt duty tax class


Paying vehicle tax by Direct Debit


From 1 October 2014 (5 October if setting up at a Post Office®), Direct Debit will be offered as an additional way to pay for vehicle tax. This will be available for customers who need to tax their vehicle from 1 November 2014:


annually
6 monthly
monthly (12 months tax paid for on a monthly basis)


Provided an MOT remains valid, the payments will continue automatically until you tell DVLA to stop taking them or you cancel the Direct Debit with your bank. Valid insurance should also be in place for vehicles registered in Northern Ireland.


The Direct Debit will be cancelled and payments automatically stopped when you tell DVLA that you no longer have the vehicle, or the vehicle has been taken off the road and a Statutory Off Road Notification (SORN) has been made.
When the Direct Debit scheme can’t be used


Paying by Direct Debit will not be available to:


first registration vehicles
fleet schemes
HGVs (paying the Road User Levy)


Checking the tax status of a vehicle


You can check the tax status of any vehicle online. This can also be used for rental vehicles.
https://www.gov.uk/check-vehicle-tax

 

I can see a massive reduction in red tape there.

[bub2006]

Wouldn't it have been nice to keep the tax running to the end of said month. Seeing as you will have paid for it even if the car sells.That way the new owner would have acouple of weeks leeway to set up account etc . Oh hang on this is the dvla isn't it.

[bub2006]

Looks like no more buying cars out in the sticks on a Sunday evening. Where would we get the tax from? I believe you cant currently tax it online unless the car is already in your name? Seeing as everyone will now be sending log books in to claim refunds will they still say they haven't received it and take you to court?

[dollywobbler]

I don't think I'll be taxing a car immediately. Think about it. The DVLA won't know they need to refund the tax until they receive the log book, so it'll still be showing as taxed on ANPR at least until you get the thing home. As has rightly been pointed out, it's a bit of a con if they charge you for the month of transfer, but don't refund that month for the seller. What an absolute shower of shit.

 

What is going to be a problem is if you send the log book at the end of the month. What if it isn't processed until a few days into the next month? Do you lose another month of tax? Less hassle for the motorist my arse!

[Richard]

If you buy a car from a big dealer all this will be taken care of. That's what the changes are for, to discourage private sales.

[anonymous user]

I have two cars that don't require payment, one due to age and the other due to its emissons category; how will they refund me nothing and how will the new owner pay the nothing, to make sure it's legal?

[Wilko220]

I don't think I'll be taxing a car immediately. Think about it. The DVLA won't know they need to refund the tax until they receive the log book, so it'll still be showing as taxed on ANPR at least until you get the thing home. 

 

Yes, exactly. I can't see this new system causing any major headaches for buying and selling.

[Cavcraft]

If you buy a car from a big dealer all this will be taken care of. That's what the changes are for, to discourage private sales.

 

 

I'm not so sure, when my lad bought his (new) the dealer wouldn't tax it for him until he brought his insurance in.

[Asimo]

Last few purchases, the dealers insured the motor for a few days so that they could tax it without faffing about waiting for my cover note. When I (stupidly) bought that new Golf, the dealer assured me that such a thing was impossible. Not the last of their lies.

 

Hope they get rid of road tax completely. Now insurance and mot are monitored as they are it is utterly pointless. Just add the cost to fuel duty. Simples.

[dave21478]

 

 

From 1 October 2014 (5 October if setting up at a Post Office®), Direct Debit will be offered as an additional way to pay for vehicle tax. This will be available for customers who need to tax their vehicle from 1 November 2014:


annually
6 monthly
monthly (12 months tax paid for on a monthly basis)


Provided an MOT remains valid, the payments will continue automatically until you tell DVLA to stop taking them or you cancel the Direct Debit with your bank. Valid insurance should also be in place for vehicles registered in Northern Ireland.

 

I am confuzzled. That sentence above reads to me like if you pay for 12 months and pay it monthly, then it has to have an MOT for that entire 12 months? Thats ok if you renew the MOT a few days / weeks before the old one expires so it is continuously tested, but what if your car is out of MOT for a week or two after failing and you piss about doing repairs before re-testing, will that months tax "bounce" somehow?

 

Also, it implies that cars not in Northern Ireland dont need insurance to get tax?

[Pillock]

I understand it to mean you pay monthly, you pay one twelfth of the annual rate per month, but they stop taking the money by DD if your MOT becomes expired.

 

If you continuously MOT, no problem.

 

As for dealers, the last one I bought from sold me an untaxed car and told me where the local post office was.

[HH-R]

It's nice that they're offering pay monthly but it sounds like a convoluted headache and fine for not understanding the system waiting to happen. Think I'll stick with paying for a year or six months if you still can, wouldn't trust them with 2 pence.

[forddeliveryboy]

Raising the price of road tax will be easier than ever, now, with people paying by DD just like for their electricity and council tax. I think one big problem could be if your MoT happens to be out when the Swansea computer wants to take your money (so theoretically could be out for just a few hours) - sometimes it takes garages a few days to get the right part, or do an awkward repair. The official answer will be to test it up to 28 days in advance, but what if you're away on holiday, travelling, extended business and so on?

 

No doubt someone somewhere has predicted a healthy increase in penalty charges. What a load of red tape to further ensnare the squeezed-dry motorist.

 

Will you still be able to go into a Post Office, hand over your money and buy a year's or six month's tax?

[brickwall]

So, if I buy a jalopy will I have to get it towed or what? I've re-read it and I still don't get it. Is this to stop the "I just bought it officer" thing going on when neds\chavs are pulled over?

[Richard]

 

Will you still be able to go into a Post Office, hand over your money and buy a year's or six month's tax?

 

Not once they close them all you won't.

[Mr_Bo11ox]

If you buy a jalopy just drive it home on the previous guys tax, no problem.

 

This system seems ok to me, the only downside is that the DVLA are going to make a profit on the tax 'overlap' on every single car sale now, which previously they did not. Having said that, when taxing online I think you now get the option of starting your new tax at the beginning of the following month, which would stop there being an overlap, but you would be driving a car for up to a month on which the tax had not started yet. I doubt you'd get any real hassle for doing that though, as the previous keeper would have paid for that months tax so the DVLA would only be missing out on the 1 months' 'duplicate' tax revenue, i imagine they will treat that like they do the SORN fines, i.e. attempt some bullying then give up if you fight back.

[DSdriver]

If everyone buys/sells cars at midnight on the first of the month we may cause the DiVLA to melt down at that moment

[sheffcortinacentre]

so when you online/ring to tax it computer will say you can't tax it as its already taxed.

you'll say no I've just bought it so that tax is void.

 oh hang on you can't as there isn't an option/box/person to click/tick/say this to.

so you risk driving home & think i'll do it tomorrow when the system has updated.

in the meen time your friendly anpr scamera car/van sees it out side your house & sends out a fine as it knows the vehicle is no longer taxed but you don't as you haven't/can't get through/online.

more money for hmg.

[jakebullet]

They already scalp you 10% if you buy 6 months. How much extra kerching! will there be for direct debit?

[wuvvum]

so when you online/ring to tax it computer will say you can't tax it as its already taxed.

you'll say no I've just bought it so that tax is void.

 oh hang on you can't as there isn't an option/box/person to click/tick/say this to.

so you risk driving home & think i'll do it tomorrow when the system has updated.

in the meen time your friendly anpr scamera car/van sees it out side your house & sends out a fine as it knows the vehicle is no longer taxed but you don't as you haven't/can't get through/online.

more money for hmg.

 

i imagine they will treat that like they do the SORN fines, i.e. attempt some bullying then give up if you fight back.

 

And in the unlikely event that they do take you to court, just go all Bickle on their asses.

[stuboy]

so what happends to us divs who aint got a clue and what happens to disc in window..?? will i be notified?

[daveb47]

Surprised they haven't decided to fine those who keep a disk in screen,mine is valid till January.

[chaseracer]

I've just bought one until the end of next July.

 

I IZ KRIMINLE.

[New POD]

 

 

Hope they get rid of road tax completely. . Just add the cost to fuel duty. Simples.

 

Feck off. Simples.

 

Actually if I add up the 4 lots of car tax, and divide it  by  the 25,000 miles, I think it's 3p a mile, which isn't so bad

[forddeliveryboy]

Hope they get rid of road tax completely. Now insurance and mot are monitored as they are it is utterly pointless. Just add the cost to fuel duty. Simples.

 

Thia really does make sense and should happen but it wouldn't be without problems. Not least driving up the price of WVO another ha'penny or so.

 

 

I don't think I'll be taxing a car immediately. Think about it. The DVLA won't know they need to refund the tax until they receive the log book, so it'll still be showing as taxed on ANPR at least until you get the thing home. As has rightly been pointed out, it's a bit of a con if they charge you for the month of transfer, but don't refund that month for the seller. What an absolute shower of shit.

 

What is going to be a problem is if you send the log book at the end of the month. What if it isn't processed until a few days into the next month? Do you lose another month of tax? Less hassle for the motorist my arse!

 

I couldn't get my mind round this completely, early yesterday morning, but now that I've had one* glass of, and am totally knackered (2 year old with broken arm - he decided to break out of his cot, like the determination, less the result - so multi-hour stint in hospital, general horrible cold from his younger sibling, repaired mate's Traction) it makes total sense. DW, you are full of insight in this matter!

[barefoot]

So, is there any consensus on the best way to do this?

Continue to pay in full at the post office using pound coins and presenting all documents?

Or fall into the monthly ddm route?

If it's going to be 10% more, like paying for six months is, they can shove that right up their arses.

[Sigmund Fraud]

Surprised they haven't decided to fine those who keep a disk in screen,mine is valid till January.

 

Come October, my tax discs will be replaced with a few of those :

 

[Guest Lord Sward]

The motor trade haven't been able to cash road tax in for a number of years now.  Thats used to be quite a money-spinner for the bigger dealers who sent most of their tat to auction.

 

When cashing tax in, they use the post mark on the envelope to determine if you sent it in before the end of the month.  Never been gipped a months rent yet doing this.

[grogee]

The buying/selling thing worries me quite a lot, I don't think anyone is sure how it's going to work in practice.

 

But the wider issue, which the kind folk at DVLA have solved, is that for many people it's not practical to buy road tax on an annual 'lump sum' basis. 

 

This is of course because they've made it so expensive, but still it's madness that you can pay for a TV licence by DD but not your £400 road tax.