The grumpy thread

[wuvvum]

1 hour ago, Datsuncog said:

Another time I wanted to withdraw a somewhat larger sum from my account, because I was going to look at a car with a good chance of buying it (£1,500, so not exactly an absolute fortune).

No, I would have needed to have given them three working days' notice that I was going to withdraw such a large sum. All they would give me over the counter was the same amount as the ATM limit outside.

That's interesting.  I went into the bank a few weeks back to draw out £1,800 to buy the i-Miev and they gave it to me over the counter no questions asked - they did ask to see photo ID though.

[High Jetter]

5 hours ago, cobblers said:

It's cheaper and easier to take cards than it is to handle cash nowadays (2% flat fee, no monthly costs, the machine costs £150 and you get paid every day). The only genuine reason a business won't take cards is that they don't want to pay tax. 

 

Um...daily payments in mean 7 bank charges a week, I get mine once. Customers pay cash, staff get cash wages, all above board, but no bank charges.

[cobblers]

23 minutes ago, High Jetter said:

Um...daily payments in mean 7 bank charges a week, I get mine once. Customers pay cash, staff get cash wages, all above board, but no bank charges.

Bank charges? It's a percentage. I could have them pay once a month, but the fees are a percentage of the amount, so frequency makes no difference. 

If we take £500 in a day on card, the following day at 4pm we get £490 in the bank. Bills and staff and everything are paid by bacs, I've not had to take time and go to pay cash in to a bank. Our business bank costs nothing to use. 

Customers sometimes want to pay cash, and if they do it's a nuisance - I just spend it on diesel to get rid of it