Just paid my son's car insurance - Gulp.

[brickwall]

At least your son will be mowing the lawn and cleaning the gutters for a while.

[dollywobbler]

Back in 1995, it cost over a grand to insure 17-year old me on a rip-snorting 957cc Fiesta Mk2! I think one quote came in at £3000. I ended up on monthly insurance for a time as there was no way I could scrape together the money for an entire year (I was mercifully free of finance at this point!). 

[brickwall]

Wow! My GTA Metro wasn't even that

 

Where did you stay at that time?

[gordonbennet]

I think my first insurance was about £80, that was in 1972 on a Volvo 122S.

 

Quite surprised how cheap the Astra is to insure, i thought they'd load a 1.6 heavier than that for a first car.

[dollywobbler]

Wow! My GTA Metro wasn't even that

 

Where did you stay at that time?

 

Outskirts of Birmingham. To be fair, my dad did have one car vandalised, and the same car broken into (stereo taken) then stolen completely. 

[Shep Shepherd]

I paid £900 fully comp for my first car - a 1990 Fiesta 1.1LX - with Bell Direct in 2000 (remember them?).

 

When I bought The Wentworth in April this year, the AA quoted me (36 years old, professional, no claims, accidents or points) £1250 to insure it fully comp! :shock:

 

The car is currently insured with AXA for £400...

[Stroller133]

About £550 on my 18th Birthday (1997) for my mk1 polo. I think I must have phoned 90% of the adverts in the yellow pages ( if they were freephone). The only problem was I probably told them all something slightly different, like different car, mileage, excess etc. saving money on car insurance was hard work then, and I didn't get a cuddly toy either!

[fiatdaft]

I passed my test in jan 93, my first road legal car was a 1979 bmw 320,it was £1089 tpf&t now im £240 fully comp on  my impreza turbo.

[maxpower]

I just paid my insurance today £352.40 for a 1.3 micra... and that was after i haggled for a discount   told the woman on the phone who quoted me £825 that every year i DON'T have an accident my premium still rises by £100+?? and that is with 16yrs NCB... told her stevie wonder's car insurance is probably cheaper than mine... after she makes a "few calls" almost £500 sovs vanished... they need looking into these companies... ripping people of left,right & centre.

[Lord Sterling]

I think I recall paying something like £1900 for a 1989 Rover 827Si on TPF&T when I was 24 or something like that. Comprehensive insurance was even more expensive, at (quite a lot) over £2k. For a few years I kept on paying for insurance monthly until I found out about Classic Insurance, then it was £200 a year.

 

I have no idea what I'd get quoted these days on a normal policy, it's been a few years since I was on a normal policy so I have no NCB to speak of.

 

I remamber an insurance company telling me not to bother trying to insure a Rover 220GTi as it would cost me over £2k, this was when a mate wanted to swap his 220GTi for my Sapphire so I was about 22. I also remember them saying the same when I tried to get quotes for a Volvo 850.

[ShiteRider]

My first legal car was an orion 1600 ghia with an rs kit, stupid exhaust, etc.... It cost £695 fully comp. That was with pass plus, and 9 month bonus builder policies NU were doing at the time.

Fast forward over ten years and i've just been quoted £270 on a twelve year old fiesta 1300, down from £435 last year.

[beko1987]

My 206 Hdi was £1200 on my provisional IIRC, and shot up to over £2K once I'd passed (21)

 

3 years no claims now (cancelled some policies halfway through when younger) and 26 now, the ZX cost me £290 fully comp (on our multicar policy), think the XM is £4-500ish

[New POD]

Well, I just wanted to share some great news, almost a year on from the original post.

 

He's just phoned me to say he's passed his MCHEM at York Uni with a 1st. 

 

How fucking proud am I?

[fordperv]

Wow I'm glad I aren't a young un now, when I passed my test in April 2002 aged 17, the insurance on my modified orion 1.6i ghia was £550 the most I paid on insurance was the next year, it was £900 to insure an escort cabriolet which wasn't bad going really because they were insurance group 17 out of a possible 20, to put that into perspective an escort rs turbo was insurance group 15 and a sierra cosworth was an insurance group 20

[New POD]

Ah, well there's a story behind the insurance.  In August he started to live in Mill Hill NW London, on his industrial training year out, and Aviva wanted £700 to swap his address, FROM a Liverpool postcode. So we went on line and got him insured via Ensleigh for a year, for £680 and cancelled Aviva, getting £725 back (approx.)

[Parky]

If number 1 son was 17 and had just passed his test, his insurance would be £5633 a year. For a 1 litre Yaris worth £800.....

 

My first insurance on a 1.1 Renault 5 worth £325 was £280 in 1991 and I thought that was mentally expensive! Upshot of it is he ain't getting a car when he passes his test!

[New POD]

If number 1 son was 17 and had just passed his test, his insurance would be £5633 a year. For a 1 litre Yaris worth £800.....

 

My first insurance on a 1.1 Renault 5 worth £325 was £280 in 1991 and I thought that was mentally expensive! Upshot of it is he ain't getting a car when he passes his test!

 

We added Daughter to the insurance on my wifes BINI cooper, the day after she passed her test aged 17 and a half. an extra £1800 for 10 months. Just added her (aged 19) to it, for the remaining 4 months of the direct line policy over the summer. An extra £262.  Fecking bargain. Then she's back to university, just as the policy ends.

[Negative Creep]

I passed my test in 2001 aged 19, paid around £1200 to insure a Nova. Still a lot of money, but thankfully this was before the whiplash brigade really got going. One of the few good things about getting older is it comes down a lot - now £250 fully comp and I could insure pretty much anything (although I'm still pissed off at having to pay £140 for the privilege of cancelling the Y10 policy)

[HH-R]

I wonder how long it will be before black boxes are the norm?

[maxpower]

It's now one year on since my last ins qoute post... this years just gets better..... mrs maxpower after 12yrs non driving has taken to the road for the last 2 yrs...she has 1non fault accident and 1 yrs ncb...quote...£400 +..... myself.... year # 17 ncb no accidents (touch wood)..qoute...£884....wtf is going on?? i really dont know how these people work these things out.... a yearly bus pass is looking like the more attractive and cheaper option... tired of being ripped off by these F***tards!

[Taff]

I paid eleventy-seven pounds in 1999 to insure just the engine from a Morris Minor 1098 and spare wheel with a bald crossply, was I the hardest done for?

[purplebargeken]

PBK Son had a years free insurance on his VW Up. Aviva quoted him £2600 this year. Yeah right. After I stopped laughing, Mrs. PBK got him on our multi-car policy for 600 quid. Still pricey but fucktons cheaper than Aviva.

 

Aviva get a kick in thier knickey knackey noo's.

[plasticvandan]

i paid £325 to insure a 1974 Reliant Robin saloon aged 18 in 2007

[New POD]

I wonder how long it will be before black boxes are the norm?

2015 ?  The technology is already in most cars, just need the software to send the data to whoever wants it and sorted.

[Parky]

Will classic car insurers cover a 17 year old with an MG or Mini?

[fairkens]

Over 21 for most I think

[Barry Cade]

£1700 for me back in 1993 for a 5 year old BX GTi... Just insured my daughter, to whom I gave the 1.6 16v Megane coop, for just over 780 quid- 19 years old and no no claims. The Punto I replaced it with, 1.2 8v and on a Y plate.... £1052.  Eh?

[sierraman]

I paid £1000 in when i was 17 under my old mans insurance on a Sierra 1.8 LX. Couldn't insure it any other way. I remember my driving instructor telling me to go careful as it was a powerful car. What a tit it only had a meagre 90bhp. But then I imagine he was referring to arse end out antics in it.

[New POD]

I paid £1000 in when i was 17 under my old mans insurance on a Sierra 1.8 LX. Couldn't insure it any other way. I remember my driving instructor telling me to go careful as it was a powerful car. What a tit it only had a meagre 90bhp. But then I imagine he was referring to arse end out antics in it.

 

I may have mentioned a beige 1.6 base estate, that I learnt to drive in, but following that my day had a 1.8LX shitephire, and a 2.0 16V Ghia estate.

 

I spun the 1.6 in the rain (twice).

And the 2.0 was made to arse end in the damp a few times.

 

But the 1.8 ? Must be the extra strength and weight of the saloon, but never managed to ever get it to misbehave. Although I did see an indicated 135 on the way to Stuttgart at 3 am once (trying to make up for lost time, due to my dad's mr slow driving)

[HH-R]

Got my renewal through, £370, balls to that I thought - was paying something like £300 last year and was getting quotes for £250 not long ago.

 

Having trouble beating it though, £340 is the best I can manage. A fortnight was getting quoted £300 by the same companies so feck knows (it was just a bit early to be able to accept the quote as it was over a month away).Sounds a bit first world problem-y but £70 difference in a few days is pretty steep.