First buy of the new year

[Boycie]

It's 9.04 new years day .... no collection threads .... standards are slipping 

[JJ0063]

I’m sat comparing interest rates on bank loans so it shouldn’t be too long before I do something stupid 👍

[wuvvum]

  On 01/01/2024 at 09:08, JJ0063 said:

I’m sat comparing interest rates on bank loans so it shouldn’t be too long before I do something stupid 👍

Expand  

?

[Asimo]

  On 01/01/2024 at 09:08, JJ0063 said:

I’m sat comparing interest rates on bank loans so it shouldn’t be too long before I do something stupid 👍

Expand  

If it involves a loan for a car then that is stupid.

[scooobydont]

Collected approx 4pm yesterday (went to view with a friend who needed something ASAP),  but I guess it doesn't count, was 10mins from the front door.

E320 CDI

134k

New winter avons

Everything works

Chap needed it gone as his wifes new car arrived the day before and he decided not to trade in his wifes car and sell his merc instead.

£850

 

[garbaldy]

  On 01/01/2024 at 09:05, Boycie said:

It's 9.04 new years day .... no collection threads .... standards are slipping 

Expand  

I'm turning lazy so no collection, he is delivering my two new wheels later today.  

[stephen01]

  On 01/01/2024 at 12:26, wuvvum said:

?

Expand  

There were some utterly stupid deals on these just before the new year, sadly I was a little slow and missed out on them 😭

[Boycie]

  On 01/01/2024 at 12:55, scooobydont said:

Collected approx 4pm yesterday (went to view with a friend who needed something ASAP),  but I guess it doesn't count, was 10mins from the front door.

E320 CDI

134k

New winter avons

Everything works

Chap needed it gone as his wifes new car arrived the day before and he decided not to trade in his wifes car and sell his merc instead.

£850

 

Expand  

Well bought that man , your not going to lose at that money , doesnt even look edgy 

[Jazoli]

  On 01/01/2024 at 12:47, Asimo said:

If it involves a loan for a car then that is stupid.

Expand  

I'd say 75% of the population use loans to buy cars, nothing stupid at all about it.

[Boycie]

Less people are buying new though , going off finance deals many are now buying older cars , market is awash with newer gear dealers can't shift , if you can get a loan and walk into a dealer with it theyll be over you like a tramp at tattie soup 

[JJ0063]

I’ve done the bank loan method 4 or 5 times now over the years and always been fine with it. I’d sooner that over finance at 19% APR like one of the ones I saw on AT last night where you’re stuck with that car for the period. 

It’s not for everyone but I’ve always been fine with it.

[JJ0063]

  On 01/01/2024 at 09:08, JJ0063 said:

I’m sat comparing interest rates on bank loans so it shouldn’t be too long before I do something stupid 👍

Expand  

In addition to this I’m now looking a 167k mile N47 320D touring with no chain change 😛

[seacow]

  On 01/01/2024 at 15:53, JJ0063 said:

I’ve done the bank loan method 4 or 5 times now over the years and always been fine with it. I’d sooner that over finance at 19% APR like one of the ones I saw on AT last night where you’re stuck with that car for the period. 

It’s not for everyone but I’ve always been fine with it.

Expand  

Agree personal loans tend to be lower rates if your credit allows. Selling on finance isn’t hard but is a faff and makes it harder. Loan secured on the car does give you some limited consumer protection. Rates vary widely between dealers and also very much depends on your credit profile

[Boycie]

  On 01/01/2024 at 16:41, JJ0063 said:

In addition to this I’m now looking a 167k mile N47 320D touring with no chain change 😛

Expand  

There's a man who's decided 2024 is the year to live  life on the edge .... 

[JJ0063]

  On 01/01/2024 at 20:09, Boycie said:

There's a man who's decided 2024 is the year to live  life on the edge .... 

Expand  

I’ve just agreed to buy it factoring in the cost of a chain so that’s started my 2024 off well 😂

[Matty]

  On 01/01/2024 at 20:25, JJ0063 said:

I’ve just agreed to buy it factoring in the cost of a chain so that’s started my 2024 off well 😂

Expand  

If you've managed to get the money off then how badly wrong can it go?

[HMC]

A late entry at HMC motors

[Schaefft]

  On 01/01/2024 at 21:29, HMC said:

A late entry at HMC motors

Expand  

Facelift even, very happy to see this.

[RoverFolkUs]

  On 01/01/2024 at 21:29, HMC said:

A late entry at HMC motors

Expand  

Anyone else having trouble finding the for sale thread? 😁

[loserone]

  On 02/01/2024 at 00:13, RoverFolkUs said:

Anyone else having trouble finding the for sale thread? 😁

Expand  

Anyone else reinvigorated the "email alerts for new content by HMC"?