What happens if you AVOID an accident?

[dollywobbler]

I understand where you're coming from. However... parties involved in a road traffic collision are duty bound to report the matter. Non reportable rtc is where the driver damages his own vehicle, by his own fault, and no one is injured, and no damage is caused to any other property. Just saying

 

No, there is no duty to report here! Only if you can't give your details - ie the other party drove off, or you caused damage to property and can't locate the owner - or if personal injury is involved.

 

https://www.essex.police.uk/contact-us/road-collision-records/frequently-asked-questions/

[richardmorris]

Causing an accident is an offence. There doesn't need to be contact. If the driver didn't give info then contact the bus co.

[Faker]

Dolly. Not looking to offend anyone or start a war here but i do know what I'm talking about. Original poster asked for advice. I am doing just that.

[Cheggers]

Speak to the bus company first. If their driver holds his hand up to it (and he might, some folks are still honest) they'll pay up and this will have all been a non-discussion.

[dollywobbler]

Dolly. Not looking to offend anyone or start a war here but i do know what I'm talking about. Original poster asked for advice. I am doing just that.

 

Indeed. I am doing likewise. 

[scaryoldcortina]

I'm with DW on this, if there were no injuries then the police won't be interested. I've even been in a similar situation where someone drove into my recovery truck and wanted me to admit fault even though he piled into the side of a stationary vehicle on a straight road (OK, I was sideways, but easily seen and it's an industrial estate...)

 

He called the police. They arrived, wound down the window and asked

 

1 - is anyone injured - no

2 - are both parties here - yes

3 - are either of you drunk - no

 

then said it was none of their business and pissed off again.

 

We exchanged details, a claim happened, my insurers paid him because he claimed I'd backed out in front of him at the last moment and I couldn't prove otherwise.

[Faker]

Cops in N.I. must be a bit more helpful then!! Did the bus driver provide cortinadave with his details? That point hasn't actually been raised or clarified, other than shrugging and claiming it had nowt to do with him! Bit more info needed!

[CortinaDave]

He did stop and provide the name of the company, yes. I took a photo of the bus.

[dollywobbler]

Ah, furry nuff. Can't say I've much knowledge of NI Fuzz. To be honest, the Police around here would probably take a slight interest, just for something to do. And to see if they knew everyone involved...

[catsinthewelder]

Another shout here for calling round at the bus company.  They really won't want a claim affecting their rather large insurance premium particually if you are only after the cost of parts to fix it yourself.

[Faker]

He did stop and provide the name of the company, yes. I took a photo of the bus.

Fair enough! Details exchanged at scene (although driver should have provided his name too). No requirement for police unless you wish to make a complaint regarding the bus drivers standard of driving (by making an allegation of careless driving etc. Difficult though as it would be his word against yours unless you've an independant witness).

[Faker]

.

[jakebullet]

Injury to bottom due to explosive seat being triggered enough to get plod interested?

[EssDeeWon]

You could report it to the police, but you may as well tell the lamp post across the road.  I tried reporting an accident to the police when someone hit me years ago, I even had the blokes details and there was sweet nada they could do, a civil matter.

[Faker]

Injury to bottom due to explosive seat being triggered enough to get plod interested?

 

Any injury! Even a bruise or an airbag detonator burn!

[Faker]

But a sore bum would be funny!

[Faker]

Excuse me sir... where were you injured again?

 

I've a pain in the arse!

[EssDeeWon]

Also, next time just keep going. You know any bus/coach company are going to be insured.

 

My dad did this in the 80's in his rusty SD1, got  damn sight more for the car that he valued as scrap at the time.

 

RIP   APY 414T.

[gordonbennet]

The problem with reporting it to the coppers is that its a complete and utter waste of time and effort doing so, they will not be remotely interested and then you've made it semi official (if they can be bothered to give you an incident number) so will have to inform your insurers.

At the moment if the bus company have any sense and the driver tells them the truth, they can get away with a relatively small one off payment and forget it.

[Mr_Bo11ox]

Cause some damage to the bus in another way, at a later date? Bricks through the windows, perhaps?

For fucks sake man.

[Split_Pin]

Its difficult as if its going to go against me I'd rather not claim. The only airbag that blew was in the drivers seat, so I can swap the seat out easily enough... a strut, arm, wheel and tyre all in its probably 300 quid or so. By the same token I dont see why i should have to wear that in the circumstance.

Tough one to call, pick your battles and all that I suppose. No idea what I would do, I would be fizzing though.

[saucedoctor]

Faker's correct in the NI scenario. The Road Traffic legislation is slightly different here.

[forddeliveryboy]

My Dad had a coach side-swipe his parked car, they left a note to say so and were overjoyed he accepted their cash offer without an argument - it was a very fair one and paid immediately.

 

Hopefully this company will understand it's cheaper and better for them to do the same, even though they didn't directly hit you, but caused an accident. 

[surprisingskoda]

Also, next time just keep going. You know any bus/coach company are going to be insured.

 

My dad did this in the 80's in his rusty SD1, got damn sight more for the car that he valued as scrap at the time.

 

RIP APY 414T.

I would feel pretty miserable for a long time if doing so caused a child to fall out out of their seat and hurt themselves, assuming low speed. At high speed, much worse injuries available. Same as when another car cuts you up or anything. Yes, it aggrieves me something fierce too, but I'm not prepared to take the gamble they don't have a child in the back seat I can't see while I'm nudging them into a 360 spin.

[Eddie Honda]

300 sheets will be considerably less than their enormous excess.

[EssDeeWon]

I would feel pretty miserable for a long time if doing so caused a child to fall out out of their seat and hurt themselves, assuming low speed. At high speed, much worse injuries available. Same as when another car cuts you up or anything. Yes, it aggrieves me something fierce too, but I'm not prepared to take the gamble they don't have a child in the back seat I can't see while I'm nudging them into a 360 spin.

I was in the back of the Rover, I was only a kid and no seat belts in the back of a series 1 then. Against all odds I'm alive to tell the tail LOL! No in all seriousness I'm not talking about a high speed motorway collision just a side road shunt. No ones going to lose life or limb.

[sporty-shite]

+1 for getting in touch with bus company. They'll be glad to keep something off their claims history for the sake of a few hundred quid. If you get nowhere, then go.through your insurance and let them fight it out.

[gordonbennet]

Its entirely unnatural to deliberately hit something you could otherwise have avoided unless you were on the banger racing track, and these days is fraught with danger when everyone has a dash cam and a clever brief describes how the accident could have been avoided...not forgetting the usual mantra reply from some of the less capable bus drivers who quote the highway code like its the Lord's Prayer re buses pulling out and how everyone should make way for their royal highness.

 

Years ago, i was about 23 or 24 a Northampton Corporation bus pulled past me, i was stationary in traffic young wif e and baby in the back and scraped every offside panel of his bus on the NS front wing of me landcrab.

Bloke in the car behind me couldn't believe his eyes, gave me his details and told me he'd gladly be a witness, 70's see.

 

Anyway i got in touch with my insurer, Norwich Union the Cunts, who after submitting the claim form told me they were going knock for knock...hang on a mo i've got an indy witness...well actually we insure the bus company too, and (laughing down the phone at me by now) we're calling it knock for knock, course i lost me NCD too when renewal came though i never did get the damage to me landcrab fixed, cue another call to NUC.

If you take the bus company to court and get judgement, we'll re-instate your NCD, oh yeah young sole wage earners working 80 hour weeks trying to raise a family and pay a probably 8% and rising mortgage without a spare penny to scratch their arse with were always taking big companies to court in the 70's, cunts.

 

Obviously NUC or whatever that mob are called now i haven't touched with a barge pole since that episode and i hope dearly laughing girl was one who got fucked off when NUC outsourced to some third world hell site years later.

 

This short tale is to just mention that where things that might seem cut and dried to anyone of fair mind, they can go badly and unjustly wrong in the real world of lying and despicable arse holes.

[worldofceri]

This has escalated way out of proportion pretty quickly.

 

Personally, I wouldn't entertain making an insurance claim over three hundred quid. That could easily be soaked up by a sixty quid premium hike over the next five years, regardless of fault. Not to mention the wife's or any other vehicles you're a named driver on.

 

Nor would I involve the Feds unless I felt there was a deliberate or malicious attempt to endanger life or property. It's a civil matter otherwise and none of their concern.

 

And I wouldn't bother contacting the bus company unless I really needed the cash to get mobile again. We all fuck up, and the bloke said he was sorry. What more do you want? Him to be charged with driving without due care and lose his job?

 

Have some perspective and suck it up is my advice. Shit happens.

[steveo3002]

id suck it up and diy it if you can , cant see insurance fixing it and premiums never going up plus you will have to delclare it for 5 years

 

im not saying this is what happened  but they could soon turn it on you and say a safe driver would have been going at a speed where they could brake and pull up safely , you over reacted and shot up on the kerb

 

police wont a givea monkeys