'My First Shitter' - what car?

[sierraman]

Not sure about vans being cheap... They assume you are using it for trade.

[95 quid Peugeot]

Being a bit "tight" motoring wise I'm delighted to see that the autoshite gene has been passed down a generation to Son No1.

He's on his first years motoring at 18 and the normal issues of insurance

One of his friends who's mum is in car insurance gave him a tip. Put 3 old twats on as additional drivers it reduces premium big time.

We got a mint micra 05 plate from auctions in Newark for 475 quids and first insurance was 1100. Not bad as reasonably high insurance group. He's just changed to 1.9 Fabia diesel and was 100 quid extra for remaining policy

[Mr_Bo11ox]

_{'Load up the policy with old twats'}

[Bucketeer]

I was going to be the first to suggest a mostly red Suzuki Swift but I've been beaten to it many times over. It would (hopefully) be cheap on insurance and has the magic number of cylinders (ie: half a V6).

[strangeangel]

Wasn't someone on here selling a Perodua Nippa not long ago? GR8 4 NORTHERN POWERHOUSE MEETS.

[Stanky]

the magic number of cylinders (ie: half a V6).

 

Tell all your friends it packs a 'detuned V12' and mumble about the detuning being the removal of 9 cylinders

[RoadworkUK]

2nd vote for the Acclaim here, buying one would also mean that all the local clunge will want to bounce up and down on your love truncheon, that's a well known fact.

And so might I.

 

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[RoadworkUK]

Have you bought Spottedlaurel's Sunny yet?

 

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[Ghosty]

I've been offered a very cheap Kia Pride, and it turns out premiums on those are £500 less than anything else I've looked at yet!

[vulgalour]

I'm hoping it's metallic pink with whitewalls but I bet it's doom blue on ordinary black tyres.

[Walter White]

Lots of good suggestions to consider.

When I was pricing a motor policy over the phone (a year ago, so may not still be the case) in conversation I asked how new drivers managed to get cover. The answer was to buy a small engined van so only one passenger so less risk for the insurer so lower premium.

If that is still true and insurance policy price is the priority over passenger seats you could have a Fiesta van or C15.

[sierraman]

I'm not being a doom monger here but I'd look at something with a bit of metal round me given new drivers predilection for crashing. The Kia Pride will offer about as much protection as a J Cloth in the event of an accident. Add a multitude of plated welding repairs underneath and I wouldn't fancy my chances. Ditto a Rover 100, IIRC they were awful in an accident 20 years ago. Fairly dull a Citroen Xsara might be but it would hold up better.

[Ghosty]

Oh, C15/small van is a no. £2000+.

 

Kia Pride + mother as named driver, and we're below £1000...

 

Moog's Swift and FFS's Uno give quotes around £1200 with a named driver.

[The Moog]

Oh, C15/small van is a no. £2000+.

 

Kia Pride + mother as named driver, and we're below £1000...

 

Moog's Swift and FFS's Uno give quotes around £1200 with a named driver.

Your missing the pie factor!

 

That sounds decent for the pride.

[Ghosty]

Add Old Man on the Pride and it's even less.

 

As soon as I have enough cash together for Pride, tax, and insurance, it shall happen. Just need to clean up some stuff with uni etc and we're off.

[legasoil96]

I passed my test in December 2013 but I didnt sort a vehicle until January 2015 at the age of 18. Two seater kangoo 1.9 Diesel was about £1000/£1100 with Aviva. Then less than 10 Months later I got my LWB  Master 2.5D van for £650 a year. Go for a van one passenger's enough.

[Brodders]

From personal experience, I found that the cheapest insurance quote I got was for a Toyota Carina 1.6, unfortunately it was sold before I could make a move.

 

Another cheapish quote I received was for a Rover 216 GSi (R8), which turned out to be between £100 to £500 cheaper than any 214.

 

However, the big surprise for me was that it was cheaper for me to insure a Rover 75 1.8 than most smaller cars. Although your appetite for potential HGF may not be as strong as mine.

[Ghosty]

Looked into 75s actually, it's a no go.

 

Carina sounds interesting...

[Ghosty]

I'm hoping it's metallic pink with whitewalls but I bet it's doom blue on ordinary black tyres.

 

It's red. 

[Ghosty]

Sunny is £1400 with both parents on. Eh...

[Ghosty]

I wonder if I can add my aunt too...

[beko1987]

Id already been insuring my 2.0hdi 206 as a learner for 7 months when I passed, so had no choice but to get bumraped when I passed. My stepdad was no help as he has had a company car for the last 25 years, and only bought it down by £100, and my mum doesn't drive and hasn't got a license. Was over £2k iirc, a good few hundred a month which luckily I could afford back then living at mums.

 

ZX 1.4 pez? Zx 1.9d?

[UltraWomble]

In the not too distant future I might actually be able to afford to run a car!

 

Nissan Micra K11

 

Nissan Almera N16

 

Both are about as exciting as cold rice pudding, the K11 has dated well, the N16, not so much.

Both rust, front cross members and rear sill ends being favouries

 

However, and this is the important bit - both are cheap to buy, cheap to run and cheap to insure and on the whole very reliable.

[Cleon-Fonte]

I can't believe nobody's suggested an A-series Maestro yet. This place etc...

 

Although on the subject of Maestros, there's a N/A diesel on eBay at the moment with bidding at just 99p and one day left to go...

 

 

YOU TOO CAN LIVE THE DREAM

 

[Parky]

Yeah but the OP will get home and wonder what he'd done to deserve the Maestro

[anonymous user]

I have nothing really useful to add, as I'm old enough to remember the insurance being cheaper than the car when I insured my first car (£300 fully comp on a five year old Triumph Spitfire when I was 19). More recently (this century) I remember my brother finding their Skoda Fabia diesel being "fairly" cheap to insure when their children started driving (his Fiesta Van had a big no from the insurers); although he did end up taking one of his daughters off that policy when his son started, to get the costs down.

[Ghosty]

Yeah but the OP will get home and wonder what he'd done to deserve the Maestro

 

Nah, I've no objection to a Maestro!

 

Annoyingly GoCompare doesn't recognise Ledbury Maestros.

[Parky]

Personally for a first car I would be going for something reliable, unfashionable, and not desirable to the boy racer element. I would probably therefore be looking at mid/late 1990's Corollas and maybe a Hyundai Accent? They must be cheap to insure.

 

Honda Jazz's are fantastic little things and early ones can be picked up pretty reasonably. The first owners are also likely to have been older, more responsible types who looked after them. Similar with Corollas too. This particular sort is reasonably nice looking too (in my personal opinion)

[sierraman]

I looked at one for the wife, they don't seem to rot that bad and the engines go on and on and on...

[Ghosty]

A P reg Hyundai Accent Coupe also breaks the £1000 barrier!

 

Seems with these though that premiums go up a bit as they get newer, so it's a case of getting the oldest one possible.

 

Thinking in the same region I'm going to look at Protons etc.