P.S.A.D (Personal Shite Acquiring Drama)

[smellypoo]

It's all been said/implied already, but if it's your money to do as you please with, do as you please - except where you're living with other people who (for whatever reason) don't like your collection of cars and it somehow impinges on their happiness to live in the same place as you (for example, if you're still at your parents home then you might need to move out to get the freedom to do as you please) or somehow feel that they have a say in how you manage your finances - whether that is within reason (e.g. you owe them money) or not (they're just being controlling and actually have no say). 

 

Whatever it is, if you feel you'd rather avoid going home than dealing with that crap, change where 'home' is or sort out the crap - life is too short (said in the friendliest possible way of course, I don't want to come across harsh!).

 

Hope it works out!

[dave21478]

Do you live with your parents?

If so, they might be thinking they'll never be rid of you if you keep wasting* money on Jaguars etc.

Lots of parents have problems giving up their control or influence over their offspring especially if they are partly dependent on them. Is it going to be parked in their drive?

 

Get your own place then do what you like.

This.

 

If you are living in someone elses house, its not unreasonable for them to not want another large car clogging up driveway or street parking.

[crapcarcollector]

I feel your pain. Whilst ill and off work for a couple of days last week, and only eBay to while away the hours I bought shoncker number 9.

 

Girlfriend is fine with it, but everyone else has an opinion as to what I should do with my money. it's my house, it's my block paved driveway they are (probably) dripping oil on. It's my storage around and about they live in. 

 

Yet my hobby/Car Tourettes/need to save every fucked up Alfa Romeo is suddenly their concern. Why is that?

 

One of my son's friends at the ripe old age of 18 has signed up to £22k of PCP on a flipping Fiesta! He works part time! on zero hours contract. No one else around me thinks this is batshit. Ridiculous!

[sierraman]

22k!!! That's top spec Mondeo money isn't it?!?

 

If that's what he wants to do with his money then let em get on with it. A bit tragic when you look back on some of the best years of your life and you were slaving away for a Fiesta instead of going out having a laugh with your mates. But as people said each to their own.

[Joey spud]

My son has just got his first decent job at 25 and is looking at blowing £8k on a Supra or Skyline...

Go for it is my advice to him,if it goes tits up it's a good life lesson to learn.

Plus i get to have a go.

[davidfowler2000]

Know the feeling exactly.

 

Got it initially when I went from my Mk5 Golf to my Mk6 Golf. The Mk5 got smashed by a council scaffolding truck outside the house while I was in my bed so I started looking for something else in the off chance it had to get written off, saw the Mk6 and went for it anyways. Got the whole "oh are you sure this is the right thing to do" treatment from mum and dad 'cos the Mk5 WAS getting fixed under the council's insurance but I had already made up my mind.

 

Got the same when I got my first autoshite - the blue Volvo 740. A car bought, insured, collected, taxed and fuelled up the road from London to Glasgow for less than the cost of a week in Spain. It was as if I had given the bookies unlimited access to my bank account. Mum still affronted, dad lightening up to the idea / not caring.

 

I don't smoke, drink (much - £10 a month at most), go out partying, go 2 or 3 big holidays a year (I know people on less than half my wage who do) or spend all my money betting or stupid things like that. The Golf is a particularly frugal motor to run, I work hideously unsociable hours, I don't have £100s a month going on car finance, mobile phone bills and Sky TV packages so why can't indulge my hobby and have the material things that I considder luxuries without having to justify it to people?

 

So that's the end of the rant. Now begins what I believe to be the solution:

 

Don't tell folk in advance or at the most, tell them so close to an autoshite experience they have no time to think about excuses for you not to do it. I told the 'rents I was buying the big yellow bus about 2 weeks after I paid for it and 1 day before I was flying to Essex to bring it back to Glasgow.

[sierraman]

That's the difference though decent job, £8,000 and 25. As opposed to zero hours, £22,000 and 18.

[davidfowler2000]

Yet my hobby/Car Tourettes/need to save every fucked up Alfa Romeo is sOne of my son's friends at the ripe old age of 18 has signed up to £22k of PCP on a flipping Fiesta! He works part time! on zero hours contract. No one else around me thinks this is batshit. Ridiculous!

 

The problem with modern society is that because nearly everything can be paid for monthly, folk think they can afford an awful lot more.

 

There was a meme on Facebook recently that said "50 years ago a man could work 40 hours a week and support himself, wife, children and afford a house. Nowadays both man and wife have to work more than 40 hours to scrape a living". What it doesn't say is that 50 years ago the man and wife didn't have separate phone contracts, they didn't have £100 a month Sky TV packages, they didn't have the fastest broadband on the street, they didn't have a brand new car (if one at all), the kids didn't have their own phone contracts, their own laptops and iPads etc etc etc.....

 

End of modern life is ruined by credit rant.

[Jim Bell]

My Sandero will be on a 14, try for one less than 10k miles, hopefully c.£5k.....

 

Also a TURBO & I'm going to gently wind up the spring.

 

 

Everyone in my extended family says NO - we love the Savvy!!

 

 

C*nts... It's my money [sWMBO tells me 'we need a change!']

 

 

TS

What's happening to the Savvy if you take the plunge?

[sierraman]

Back then as well people didn't have the mindset the world owed them a living.

[eddyramrod]

I work an average 24 hour week for Minimum/Living/Slave Wage.  I drive a 7.7 litre V8 Cadillac.  Half the week I even go to work in it! 

BUT crucially: my house is paid for, I don't drink or smoke, I'm not spending all my time in BetFred round the corner, I don't have a string of screaming kids (just a rowdy little dog).  So anyone who doesn't like it can FRO.  Yes, you can be stung by their words, I know all about that!  But as others have said, it's your money and if you want to use a couple of hundred to treat yourself to a luxury car, fine, do it.  I would.  I am!  I have done, frequently!

 

Get the Jag, stick The Pirates Of Penzance on the tape deck and waft about with the windows up, singing your lungs out.  Trust me, you won't care after the first mile, even in town.

[Partridge]

Thanks for all the replies, I'm actually a bit overwhelmed! I feel much better now actually, after having read the thread during my lunch break.

Indeed, I don't drink or smoke, go clubbing or do anything but work and drink tea when I get home! It's more sensible than buying a new box of misery on finance, that's for sure. And we're talking a decent ish wage (for a yooof), and a few hundred quid on a car...Which will be owned by me 100%. It's an asset that I can sell if things go tits up, so a whole lot more sensible than getting tied into a PCP deal! Thanks guys

 

And Eddy The Pirates Of Penzance would fit in a weird way...

[Brodders]

Good on you, now start living the dream (and posting pictures of previously mentioned Jag so that we can all imagine we could too)

[Partridge]

Cheers! Here's said Jag.

[For Fiats Sake]

Hey, don't worry about what others think, life's too short,  it'll be old news and they'll be upset about something else next week.

[billyboy406v6]

Lovely JAAAAAAAAAAG. Keep buying chod until symptoms of nagging go away, if in doubt buy even more to be on the safe side !!!!!!!!!!

[gnorwebthgimi]

The problem with modern society is that because nearly everything can be paid for monthly, folk think they can afford an awful lot more.

 

There was a meme on Facebook recently that said "50 years ago a man could work 40 hours a week and support himself, wife, children and afford a house. Nowadays both man and wife have to work more than 40 hours to scrape a living". What it doesn't say is that 50 years ago the man and wife didn't have separate phone contracts, they didn't have £100 a month Sky TV packages, they didn't have the fastest broadband on the street, they didn't have a brand new car (if one at all), the kids didn't have their own phone contracts, their own laptops and iPads etc etc etc.....

 

End of modern life is ruined by credit rant.

from feudal serf to spender, thus wonderful world of purchase power.

[gnorwebthgimi]

I rode my last car into the ground, needless to say that many people chimed in an opinion that I should get shot before it finally gave up. But after driving around in a beat up vectra no-one will complain about your next car choice.

[chodweaver]

Sorry, but, having had much exposure to this creditworthiness lark, it's true that spunking 5 grand cash on some chod is harming your credit rating, but it is based on the assumption that you are doing this instead of being talked into a finance agreement by some spod in a shiny suit. The latter will very definitely improve your credit rating, while doing no end of damage to your soul. And bank balance. And self respect.

 

 

Buy the jag, sod everyone else.

[Isaac Hunt]

Get the Jag Boi....... Say nowt about how good it is, when you give them a lift and they sink into the decadence of leather and wood and the graceful 'waft' grabs em by the arse they will realise that all this modern aluminium and plastic twoddle that all the new shite has, is just shite. Then when you get a puncture they will tell you 'told you so'. Arthur Daley, he never worried about a credit rating so tell em all to FRO and enjoy yourself

 

 

Sent from my iPhone using Tapatalk

[brownnova]

Is it bought yet???

[eddyramrod]

4, 16 and 59 please...

[trigger]

I used to get this with my dad, I'd just ignore him, it's my money that i worked *hard to earn and can spend as i wish, once you got the car home and they've seen it they will probably quickly change their tune anyway so I'd say just ignore them.

[Richard]

I thought your dad was an even bigger shiter than you.

[sierraman]

My old man positively encourages buying old shite.

[tooSavvy]

What's happening to the Savvy if you take the plunge?

Traded.... The reason I'm holding off till after MOT is to make it [somewhat] more saleable, if dealer laughs & tells me to fro

 

Any interest on here @£700 ?

 

 

TS

[Jim Bell]

I've always fancied one but don't have that kind on money to spend on anything.

[Richard]

I'm the parent now and am guilty of discouraging chod purchase. I am basing it on years of experience though, and my approved chod is performing well. I have fallen into the 'X is good, Y would be even better' trap too many times myself so I know what I'm talking about.

[tooSavvy]

I've always fancied one but don't have that kind on money to spend on anything.

.... See your point m8.

 

TBH I'd ride it until it drops.. 'Direct from dealer2deth, 1 owner' but, realistically, change happenzz!!

 

Somewhat worryingly, I discovered Sandero is 'CANBUS'!!

 

Accessories can't be 'skotchied' into the loom...

 

 

TS

[EssDeeWon]

Are you buying on finance or taking out a loan? In which case meeting the repayments will IMPROVE your credit rating not make it worse!! I doubt its going to be a mortgage anyway for an old Jag.

 

Prepare yourself for smug comments when/if it goes wrong though, in fact don't tell them when it needs so much as a new tyre or battery because you'll get the whole  "We told you this would happen"