Ford Scrappage Scheme

[sierraman]

Isn't the Focus the best selling car in the U.K. At the moment?

[Eddie Honda]

Isn't the Focus the best selling car in the U.K. At the moment?

For July, yes: https://www.smmt.co.uk/vehicle-data/car-registrations/

YTD: Festa.

[chaseracer]

Holy crap... is that a DAIMLER MAJESTIC in there among the Minis and Mostyn Oxbridge coops...?

 

[HH-R]

The odd gem might be lost, but it will be mostly shagged out early to mid 2000s Focuses, Vectras, Golfs, etc, nothing I'd lose any sleep over.

[dollywobbler]

Holy crap... is that a DAIMLER MAJESTIC in there among the Minis and Mostyn Oxbridge coops...?

 

 

No, I think it's a Conquest. *feels anger rising, walks away from thread*

[Justin Case]

Cynical greenwashing by an odious company. They only make one hybrid, the Mondeo saloon, which I didn't even know existed, and that isn't covered by the scheme. Unlike BMW who make two electric cars and a number of hybrids across the range and at least only offer the scheme for diesels, which throw out the real polutants, NoX and particulates. CO2 is inert and doesn't cause disease like the other things that may come out of exhausts. I hope that Ford's scheme is exposed for the sham that it is and is a failure, but good luck to the ones which might really improve air quality.

[Justin Case]

Just a  thought, all the Fiestas that were bought under the original scheme will be eligible for the new one (that is if you have £12k in your back pocket as the scrappage scheme doesn't actually apply to the El Cheapo version)

[andy18s]

The odd gem might be lost, but it will be mostly shagged out early to mid 2000s Focuses, Vectras, Golfs, etc, nothing I'd lose any sleep over.

Looks like Billy made the right choice in stashing the St170 away......

[egg]

I think you have to own the car for twelve months first!

[Hendry]

It's just another form of discount it's not as offensive as the government subsidising it with our money !

 

For new cars the future is all online. You ll be able to book test drives on line. They'll bring the car out and assess your px. You'll go through a shopping cart and pick the purchase options , cash, hp or pcp . A payment will be calculated, you'll agree and the car will be delivered to you.

When it needs serviced they'll come and pick it up

And deliver it back . Work required to

The car will Be communicated to the customet via live or pre recorded videos.

It means they can build big centralised out of town centres on cheap land without spending a fortune on marble tiles and coffee machines.

Just like what happened to white goods .

 

Every one knows it but the car industry is so fucking backwards they'll fight it tooth and nail .

 

Im actually willing this to happen if it means the all conquering Arnold bastarding Shark Organisation implodes. 

 

also, on the subject of scrappage schemes, read this earlier:

 

http://www.am-online.com/news/car-manufacturer-news/2017/08/23/vauxhall-scrappage-scheme-rids-roads-of-20-000-older-vehicles

 

I read this bit "However, Vauxhall’s scrappage programme is not designed to rid the world of classic cars. As a result, Autogreen, Vauxhall’s recycling partner, will identify any cars manufactured prior to 1991 that are presented through the scheme and inform Vauxhall’s Luton HQ."

 

and thought, at least thats something, until i read further on and it seems anything at all being traded in, even classics and pre-1991 stuff, will still get crushed, just after offering some parts, which isnt the same as saying "any classic cars wont get crushed, we will sell them on to make up the money we are offering customers for scrappage"

 

The only think that confused me in all the stuff that Junkman posted was the bit about the customer who cannot afford to buy the car ending up paying £3600-odd more for the car than a solvent customer who can, isnt it £600-odd more when you factor in that he may be paying £3600 more but they did also give him £3000 in cash as a loan, which if he had refused would bring the price down by £3k?

[Junkman]

Holy crap... is that a DAIMLER MAJESTIC in there among the Minis and Mostyn Oxbridge coops...?

 

 

Worse.Two P6es

[tooSavvy]

Read somewhere that the 'price point', for a washing machine on pay weekly @ BrightHouse, was what a mother would consider a fair£ - against washing her $hite at the Washateria*.

 

*historical context - think the concept started in Scotland where Washateria was a thing in the housing complex.

 

Also no maths* skills...

 

*snob alert! Agreeing with everything said above 'if you can manage the payments then have a car you like' - If a household can manage the 'weekly'washer payments then £300 credit/£150 cash is immaterial

 

TS

[Bear]

I think what pisses me off about BrightHouse is that they really do gouge the customers. Regardless of the costs/sums, Vauxhall don't turn around to their poorest customers and say "Well, you came here for an Astra, but because you're broke we're going to charge you for an Insignia, but give you a rebranded Corsa so you can't effectively price-compare".

 

Actually in much the same way as firms like Yes would charge ridiculous APR, quote weekly prices, and sell terrible cars at premium prices with awful backup. I expect Arnold Shark plays that game too - trade-price Bravo worth £1200 and most places would retail at £3K tops offered for £3995 and credit/store card rivalling APRs.

[Bobthebeard]

Not read all this thread, so apologies if this has been said previously.

Just another marketing ploy. Like the consumer goods that are being sold at a discount. 'Was previously £500 now £300.* Was advertised at higher price between August 1st to August 3rd' etc.

[sierraman]

Interest rate is reflecting the risk, the demographic of a lot of the Brighthouse customers suggests a lot don't bother paying it back, hence the mark up on the finance has to be higher to cover the inevitable losses.

[tooSavvy]

Anyone seen the crash at Provident?

 

They have [disastrously] sacked off the old debt knockers/Provvie man & gone over to 'customer experience persons'(likely on the phone)....

 

Debt default has skyrocketed

 

http://www.thisismoney.co.uk/money/markets/article-4812224/Provident-Financial-shares-dive-60-crisis-deepens.html

 

 

TS

[capsuleboy]

How long until we have a scrappage scheme for cars bought under a scrappage scheme.

Get those 10 reg bangers off the road now!

[Kiltox]

How long until we have a scrappage scheme for cars bought under a scrappage scheme.

Get those 10 reg bangers off the road now!

Isn't this exactly that? Scrappage was 58/09 plates wasn't it?

[Hendry]

Isn't this exactly that? Scrappage was 58/09 plates wasn't it?

 

Yip, and the Ford one will allow cars up to 59 plate to be traded in, so even cars sold after the scrappage scheme ended are included.

 

The only thing I can really add about both scrappage schemes is 1. I worked for a Fiat dealer and you ought to have seen the state of the cars we got traded in, they were all without fail utter heaps, and ridding the road of these was a good thing in my eyes, and I dont just mean stuff that hadnt been looked after, was rotten, rusty, had many faults, was falling apart, I mean ones where basic maintenance hadnt been carried out, racing slick tyres, brake pads down to the metal, utter utter sheds.

 

2. The stuff we sold on scrappage was largely base model Pandas and Puntos, these will likely be fucked and utter sheds by now anyway so they are no great loss either, infact most will likely have been scrapped long ago anyway, they just do not last well at all, they really were the definition of white goods, most were even painted white, built to last 6/7 years then disintegrate, these, particularly Puntos were heaps at 3 years old, and the number of Grande Puntos in breakers backs up that theory, theres usually several, at least half a dozen, and they are usually the newest cars in any breakers yard by a long margin, 08/58/09 when anything else thats not accident damaged is 03/04 at the absolute latest, except stuff thats suffered a huge bill like a 250,000 mile Mondeo with a knackered DMF or a 1.9 diesel Astra with a borked gearbox but those are usually one offs in a breakers. 

 

I can see scrappage schemes being a thing forever, this new stuff thats being sold now under them will itself be the target of a scrappage scheme in 2027!

[HH-R]

It's amazing how time flies. My mate scrappaged a hanging mk4 Fester for a Hyundai i10. The Hyundai is at dog eared and worthless stage now so was replaced by a Bini. I would have had the i10 had I not bought my Kia. I like them, a very honest little car.

[HH-R]

Yip, and the Ford one will allow cars up to 59 plate to be traded in, so even cars sold after the scrappage scheme ended are included.

 

The only thing I can really add about both scrappage schemes is 1. I worked for a Fiat dealer and you ought to have seen the state of the cars we got traded in, they were all without fail utter heaps, and ridding the road of these was a good thing in my eyes, and I dont just mean stuff that hadnt been looked after, was rotten, rusty, had many faults, was falling apart, I mean ones where basic maintenance hadnt been carried out, racing slick tyres, brake pads down to the metal, utter utter sheds.

 

2. The stuff we sold on scrappage was largely base model Pandas and Puntos, these will likely be fucked and utter sheds by now anyway so they are no great loss either, infact most will likely have been scrapped long ago anyway, they just do not last well at all, they really were the definition of white goods, most were even painted white, built to last 6/7 years then disintegrate, these, particularly Puntos were heaps at 3 years old, and the number of Grande Puntos in breakers backs up that theory, theres usually several, at least half a dozen, and they are usually the newest cars in any breakers yard by a long margin, 08/58/09 when anything else thats not accident damaged is 03/04 at the absolute latest, except stuff thats suffered a huge bill like a 250,000 mile Mondeo with a knackered DMF or a 1.9 diesel Astra with a borked gearbox but those are usually one offs in a breakers. 

 

I can see scrappage schemes being a thing forever, this new stuff thats being sold now under them will itself be the target of a scrappage scheme in 2027!

As much as I like 'em, Fiats really are a load of toss.

 

I changed the shagged blower motor in my mate's 2010 Punto Evo the other day, totally knackered. This is after the alternator went up in a puff of smoke at 50k miles the week before.

 

It has more rattles, squeaks, bangs and issues than my 12 year old Rio with more miles on the clock.

[Hendry]

As much as I like 'em, Fiats really are a load of toss.

 

I changed the shagged blower motor in my mate's 2010 Punto Evo the other day, totally knackered. This is after the alternator went up in a puff of smoke at 50k miles the week before.

 

It has more rattles, squeaks, bangs and issues than my 12 year old Rio with more miles on the clock.

 

Has the power steering failed yet? This was a common warranty job for our workshop, and a high amount of the ones getting prepped for sale required arms like popeye to move about the dealership due to it as well. 

 

Ive never ever liked Fiats since my dad had a B reg Uno in about 1989, it was rotten with rust at 5 years old and used to have to be bump started every time it had rained, without exception, with that car rain = bump start. My uncle also had an E reg Panda brand new and it was a pile of crap, sorry to those on here who have affection for the original Panda, So I always had it in for them when I worked for a Fiat dealership but they were awful, probably the 2003-onwards Panda was the best of a bad lot and gave the least amount of bother out of all of them. The rest were cheaply made Italian junk IMO. Clearly most other new/nearly new/sub 5 year old car buyers thought so too because trying to shift anything other than a Panda or a 500 was impossible. The number of low mileage, sub 3 year old, clean condition Stilos we sent to auction because we knew we couldnt shift them was massive, had these been Focus, Golf, Astra, 307, C4, anything really but a Stilo, even Kia Mentors and Hyundai Elantras, they wouldve been retailed. 

[Kiltox]

As much as I like 'em, Fiats really are a load of toss.

 

I changed the shagged blower motor in my mate's 2010 Punto Evo the other day, totally knackered. This is after the alternator went up in a puff of smoke at 50k miles the week before.

 

It has more rattles, squeaks, bangs and issues than my 12 year old Rio with more miles on the clock.

No Fiat fan after that fucking Panda but Kia Rios are utter fucking drivel as well - had a 10 plate one that needed a gearbox at 26k miles / 3 years old and a host of other problems.

[outlaw118]

Sierraman sez 

 

 

Interest rate is reflecting the risk, the demographic of a lot of the Brighthouse customers suggests a lot don't bother paying it back, hence the mark up on the finance has to be higher to cover the inevitable losses

This is unfortunately true - and I have some experience here....

 

A couple of years ago, I had an interview with a credit company who lent on 3 levels.

1 - Unsecured, loans up to £1000, APR of stupid% and by the company's own admission, 75% of them didn't run to full term, and staff were encourage to upsell further lending under the guise of "rescheduling" the loan. ie Mr mateyboy borrows £800 because he's done all his money on coke and the gee-gees. After 2 months, he's a bit short again, so rings up, asks for help. Instead of offering a payment holiday/break, he gets sold a new loan for £900 to setlle the existing, but payments not starting until next month.

 

2 - Technically unsecured (ie not against your house) car loan. Not the standard loan where you borrow £3000 and then go to Cavcraft for a quality* used car, but they sell you the car too, via a sister company who flog auction fresh ex rental/fleet stuff with a magic tree and half a gallon of tyre shine. Ridiculosly overpriced, probably £1500+ over book, and the APR was about 60% at the time. So, Mr Bloggs buys his £3000 Mondeo for £4500, which cost them £2000, pays 6 monthly payments at £400, then stops becuase of reasons, they take proceedings to court, (with all additional fees being charged to the punter), and repossess the car. they then sell the car back to the sister company for auction price - now £1500 and persue Mr Bloggs for ££££ because of the negative equity within the loan. So after a wash and brush up, Mondeo back up for sale at £3750 and the circle begins again.

 

3 - Secured on property, up to £25k available here APR 25%, mainly used to avoid repossession by the first - mortgage - chargeholder. 

 

My job would have been to supervise the collection and upselling of debts, and home visits to customers who needed an extra kick up the arse. 

 

The interview went well, I got a call about 3 hours after I'd left the office, disgusted with the companies ethics and with myself for sitting through the hours bollocks that spewed from the area managers stupid weaselly face.

 

Job offered at £2000pa more than I was on.

 

I declined, saying it wasn't really for me.

 

 

Two weeks later they ring me again. Offering £4000 more "we really liked your interview, you could be a real asset" horseshit. I refused again.

 

While my job is a bit shit, at least I can sleep at night.

 

If they'd had offered me £10k more......(Joke)

 

(Probably)

[sierraman]

If you saw some of the shitehawks that turn up to these 'credit for anyone' places, with their bat shit ideas on how they'll pay it back, you'd find the rates they offer fairly acceptable. It's sad when normal people who've ended up there through cirmcumstance or just sheer bad luck have to resort to them, but the rates are so high because the clientele aren't very reliable with money.

 

There's always another way (if you have a brain), can't afford a 80 inch TV, don't buy one then or if you must, buy one second hand you can afford.

[HH-R]

No Fiat fan after that fucking Panda but Kia Rios are utter fucking drivel as well - had a 10 plate one that needed a gearbox at 26k miles / 3 years old and a host of other problems.

 

Touch wood (ooh er missus), it's been OK so far. I paid peanuts for it in 2015 and have had very little bother - 2x wheel bearings which I think were an MOT money generator, front suspension bushes which were pricey and a set of rear discs 'n' pads. The battery has gone flat twice from the moron owner leaving a door ajar overnight and the interior light staying on - I've turned them off now! Of course it's worth nothing now and an old car so if anything does go pop it will become a washing machine.

[HH-R]

Has the power steering failed yet? This was a common warranty job for our workshop, and a high amount of the ones getting prepped for sale required arms like popeye to move about the dealership due to it as well.

Not yet, I think I'd best keep that one to myself because he's getting mighty sick of the car! I've probably been mega lucky but after a mk2 Punto, 2 mk3 Pandas and a Bravo, the PAS was just about the only items that didn't give any grief.

 

I read on Macdroitwich (I think) years ago that holding the wheel at full lock was what buggered them up. I followed that advice so maybe there's something in it?

 

One thing that's good is that they're usually pretty easy to fix.