The trick with Footman and the others is to nominate a main 'classic' and garage that. Then add the others, stating they are on the driveway or behind gates as I does. Agree to the curfew hours and don't go over the agreed combined mileage and it's workable. Another issue with them is value. e.g. say 'Rover 416 1994 value at £800' and computer says no. Same car, declared value at £1100 and computer then says yes.