Solicitor harassment

[Guest]

Chaps

 

Wondered if anyone can shed some light......invloved in a very low speed, well 5mph if that, on a Saturday.

Informed my insurance co and gave them the chaps details on the Tuesday I think, always bloody on hold!

Anyway by the Friday I had a letter dated the Monday after the prang,( first working day) from 'his' solicitors asking for my details and asking me to declare I was uninsured if that was the case, clearly he had legal cover and immediatley that was invoked, for why I know not.

 

Anyway, this week, 6 weeks after, the same letter appears asking for my insurers details and warning me breaking the law if I don't provide details.

 

WTF? The two insurance Cos are speaking so why do I need to provide my insurers details to a third party ie the solicitors?? If they are on the level they will be instructed by his insurers who will clearly have my insurers details.

As I see it I have no legal obligation to provide my details to any Tom Dick or Harry regardless of if they are solicitors or not as I have fulfilled my obligation by giving my details to the driver and informing my insurance co.

Sounds like pleb like "I've instructed a solicitor so THERE! Ha"

[Lankytim]

You could just ignore them.

[Guest]

You could just ignore them.

 

Thats my general plan but just wanted to be sure I'm not going to be bummed!

[vulgalour]

Ignore the solicitor letter, inform your insurers that you're being harrassed and pass the details of this solicitor onto them. It's probably one of those ambulance chasing whiplash claim solicitors that the other guy has invoked.

[panhard65]

Forward all correspondence to your insurance company and admit no liability. They will fight it out amongst themselves. I had a prang a few years ago and was going to try and settle it cash as my trade policy had a massive excess. I hit a mirror on one car and the rear 1/4 on another, once the woman with the mirror tried to claim for a 500 quid road wheel saying she damaged it trying to avoid me and the other bloke tried to claim a headlight (how the hell I did that hitting him from behind) I just sent it all to my insurance company and the chancers didnt do so well. The whole claim was only just over a grand. It seems everyone trys it on when there is a claim now and hopefully your insurance company will spot it and tell them to bugger off

[Guest]

I can't put what happened on here it being an open forum, but I suspect it is a 'whiplash special/where there's blame there's a claim' job.

I'm going with my original verdict of if they are 100% above board they'd have my insurers details from his insurers.

Simples.

[MrBen]

Don't ignore the letter, but simply pass to your insurers immediately who will deal with it. The solicitors appointment may be nothing to do with his insurers as they will likely be involved to deal with 'Uninsured Losses' so despite his insurers having your insurers details, the solicitors probably don't have them hence the letters to you.

 

For info, your policy will require you to pass on such correspondence very quickly, and following fairly recent Ministry of Justice reforms, solicitors costs are considerably capped as long as the matter moves quickly. Ignoring a letter can cause the process to fall outside the 'cost capped' fast track process, which is to solicitors benefit as then they can charge more.

[Micrashed]

Perfectly normal "sabre rattling" by solicitors.

 

As Mr Benn says - just pass it along to your insurance company ASAP and dont let it worry you.

[Cavcraft]

Give them a dose of their own medicine by splashing their 'phone number all over the internet and applying for PPI rebates.

[Mr_Bo11ox]

Send them a charcoal rendering of your cock and balls.

[CortinaDave]

I agree with all the above. Send it to the insurance co. Send them nothing. I've had that kind of DEAL WITH US OR WE'LL EAT YOUR CHILDREN letter before. Laugh, and forget about it.

[Pillock]

Remember, every time they send you a letter they'll be charging the other guy a fee too - whether immediately, or subtracted from the massive payout they'll have already promised him. Win-win for them.

[Guest]

Pillock - my thoughts exactly. Bloke think he's being powerful having a solicitor, Jesus, when I studied law, years ago, I determined if you had the money a solicitor would argue you had the right to be called Mr Plumsack and wear pants on your head if you were prepared to pay the money.

So for me I'm carrying on and ignoring the letters as for start the address is incorrect as regards a legal 'service' on me the recipient

[Guest]

Right peoples, wosgoingon here!

Further to the above I have now received a County Court claim from the Third Party's solicitor.

 

What the hells that about? The Third Party has my details and has contacted my insurer!

 

I phoned my insurers and they were a little lost but will look into it tomorrow and call me.

All I can assume is my insurers have told him to go whistle as his fault and he's Third Party Fire and Theft?

 

Is this the way things are going? Get a flash car, only pay for TPFT then have a ding and use a No Win No Fee who takes you to court to scare you into paying regardless??

[purplebargeken]

I'd rather grind my gonads with barbed wire than have to deal with this blokes stupidity. Messrs Ballbag and Analcavity are really earning their legal coin eh? I would hope your insurers get their arse in gear and consult their own legal bods on this one. What a complete arse pain.

[Lankytim]

[bar room expert mode/] I'm sure I remember reading that they can't sue someone in instances like these, as the fact you have insurance absolves you from all liability. I/E they need to sue your insurers, not you.

[AnthonyG]

All sounds very strange to me. Keep at your insurers. If you have access to proper legal advice through your employer/union etc, might be worth having a word.

[Guest]

Purplebargeken - Hmmmmmmmmm quite. Really makes no sense to me. The 'accident' was on the weekend and the 3rd parties solicitor sent me a letter asking for my insurers dated on the Monday!

Eager? I should cocoa!

I texted him the name of the insurer and my policy number on the Sunday. Wot a div. Yep still got Sent text.

I've even got the email I sent to my insurer with his insurers details.

 

I've looked into it myself and as far as I can ascertain I can for the Judgement to be set aside as correspondence was sent to wrong address and as per Lankytim's 'maybe' point I cannot be pursued for a claim when I was insured!

 

But in summary WTF are they all playing at??

 

EDIT: I do have Legal Cover so I'll call on that as someone is playing silly boys. Maybe he had no MOT so his insurers told him to go whistle?? You never know.

Someone backed into me when I was parked in a car park once.

Engine off.

I took pic of the brick dust in their broken light and a few other anomolies such as their damage being 1 foot higher than my bumper and weirdly when I pointed this out to the insurers the claim was dropped. Fucking jokers.

[Pillock]

Anyone can raise a county court claim for a few quid. Means very little, all it really suggests is that a judge has been asked to look at it. It's usually done to scare you into paying for whatever... I could file a county court claim to sue you for looking at me funny in the street, or whistling an offensive song.

 

Keep just passing it through to your insurer, they're now earning their money having to deal with this bollocks. I would find it incredible that any judge in the land would agree that you are meant to be sued and not your insurer, who purely exist to cover you for exactly this sort of thing.

 

I'm baffled!

 

Just a thought, could you phone these fancy solicitors and just "let them know" that you've passed on the letter to your insurers, and perhaps they'd like the address of your insurance company to speed things up a bit as all you're going to do is continue to forward the mail.

 

This will tell them you're not in the slightest bit scared by their mentalist tactics, and also you might get a hint of what they're trying to achieve.

[Cavcraft]

Just be careful with a County Court as if you don't turn up there's a very good chance they'll find in the other party's favour.

[RichardMoss]

Ignore the solicitor letter, inform your insurers that you're being harrassed and pass the details of this solicitor onto them.

That's what i'd do - just make sure that you copy everything first 9scan if possible, too, so that you can email copies of letters to whoever needs them)

[Guest]

Aye that I appreciate Pillock (don't sue me for calling you that!) but I now have to respond to the claim in 14 days, what I need to do I think is appeal for it to be set aside as I am insured, the claim is spurious and all correspondence was sent to wrong address!

[Guest]

RichardMoss - that I've done alreadt this evening.

They're calling me back tomorrow. What I shall also do is write to the 3rd party's insurer suggesting they do not pay the solicitor as they are clearly incompetent, wrong address - Really?? School boy error.

[cobblers]

So the accident is this other guys fault? Basically it seems as though he's run to a CLAIM 2 GAIN type solicitor, given them a twisted version of the story and their bunch of burtons suited bini driving cocknocks are filing spurious county court claims to put the shits up you - Are you sure it's an ACTUAL claim and not just a print off of a "potential" claim? was it posted from the court or from them?

 

The draft CCJ forms are a classic trick used by dodgy parking companies.

 

How wrong was the address? A slightly wrong address that "looks" ok but would end up in you potentially not recieving the papers (and subsequentially not challenging them) is another trick used to get an easy default judgement.

[Guest]

It's a weird one - but as this is an open forum I'll keep it vague but suffice to say he changed the priority of the traffic.

 

As the solicitors are now owned by an insurance group maybe they don't want to pay out so they're trying to sue me to save them paying out?

 

The wrong address is stupidity and laziness, people use the house number alone and postcode and well, to keep it short the DVLA cocked up all my V5s when I moved in 10 years ago. Bloody computers.

Had to convince them my place exists, you get used to people down the road getting your post!

 

All I know is that I gave the third party the correct address based on the fact I know where I live! and I texted him the insurers detials and policy number.

 

I think a line to the Law Society about sharp practice will be in order

[e287yba]

They're not proper court papers, merely draft ones I'll wager.

 

Ring the court and see if papers have actually been issued, using the details on the 'court papers' you have received .

 

And continue passing all the garbage to your insurers - it is them who have indemnified you as the insured, and who will be being sued (or not ), after all...

[Guest]

I think they are real, certainly seem so as come with all the guff and 4 othe rpages about Admit/Deny/Income etc etc.

[Cavcraft]

I still favour the 3.00am piss through the letterbox response. It's the only thing that will make them listen.

[Guest]

Like fook I'm travelling 250 miles to get my cock bitten off by a likely heavily sprung big brass fuck off letter box.

Nice idea though, can I piss by proxy with a funnel & hose pipe?

[Cavcraft]

Jiffy bag/defecation of character.