Odd situation

[Guest]

I've just purchased a sexy white Citroen Xantia to use whilst my Wartburg is being fixed, but now have to sell it as my classic insurance policy won't cover it. Its too new apparently, but a I could put a 1996 Jag XJ on it for buttons cos thats regarded as a classic.

 

huh?

 

Yes I can't insure a low risk Xantia, but I can insure a 4.0 litre sports saloon? Bonkers

 

So if anyone wants a lovely piece of autoshite that's actually a bloody good car then get in touch

 

Particulars:

1994 Citroen Xantia 2.0 SX Auto

MOT to March 2011

no Tax

FSH, just been serviced too

good tyres

4 speed auto box

no rust

Electric sunroof (working)

Electric Mirrors (working)

Electric windows (working)

Central Locking (working)

No Aircon

Finished in white with unmarked interior.

Suspension does what it should and is soft. Brakes are amazing.

 

£300 for quick sale.

 

I'll get some pics up as soon as I've worked out how.[/img]

[garethj]

I found this, Footman James will insure almost anything that’s over 20 years old, but if it’s a recognised classic it can be 15 years old.

 

It seriously cuts down the choice of cars if you don’t want to pay £500 for insurance

[Guest]

I'm currently with Footman james and they wouldn't insure it at all. I had to call all the usual and since my NCB evaporated due to having a classic policy for over 5 years, the cheapest quote for the Xantia came in at £711 fully comp.

 

To add a Jag XJ6 to my existing policy £96.

 

WTF?!

 

So the Xantia costs 7 times more to insure than a jag. HAS THE WORLD GONE ****'ING TOPSY TURVY?!

[dollywobbler]

'bout time you showed your face here again! :wink;

 

Xant sounds good value. Waftamatic!

 

By the way - this chap is the owner of the bright orange Wartburg in ReallyLoud's 2cv national pics, and was also my highly esteemed co-driver when I took the BX on the BXagon rally around France.

[AnthonyG]

Sounds like a good excuse to buy an old XJ6 to me!

[AnthonyG]

P.S You need to PM vivapower or read the thread entitled super cheap motoring - a Xantia for £300 might fit the bill

[pogweasel]

This is one of the reasons I have 'regular' insurance rather than a classic policy. Costs a little bit more but at least you don't get bummed later when you need ncb again.

[myglaren]

Would you like the Xantia advertising on the French Car Forum?

 

Maybe wait a couple of days to see if anyone here wants it first perhaps?

[seth]

This is one of the reasons I have 'regular' insurance rather than a classic policy. Costs a little bit more but at least you don't get bummed later when you need ncb again.

I wonder how many years not paying the "little bit more" takes until it pays back for future bumming? I doubt any of my local contemporaries are paying less than £100 a year.

[dollywobbler]

Indeed. I doubt I could insure four moderns for a total price of £137 so they're banished and I'm sticking with old shite!

[Station]

I found this, Footman James will insure almost anything that’s over 20 years old, but if it’s a recognised classic it can be 15 years old.

 

It seriously cuts down the choice of cars if you don’t want to pay £500 for insurance

They say over 15 years old, but they won't insure anything that isn't considered a classic car.

[Mr_Bo11ox]

I enjoy being bummed for £100 on my classic insurance, it seems a right old bargain to me.

[garethj]

I found this, Footman James will insure almost anything that’s over 20 years old, but if it’s a recognised classic it can be 15 years old.

 

It seriously cuts down the choice of cars if you don’t want to pay £500 for insurance

They say over 15 years old, but they won't insure anything that isn't considered a classic car.

You could be right but when I asked them about a Peugeot 205 they said they’d insure a 205GTi if it was more than 15 years old but a mouldy old diesel had to be more than 20 years old.

[Station]

Lancaster are good with classic stuff, but they might have the same view on what's classic and what's not.

[Torsten2001]

Just get a trade policy, £500 a year for ANYTHING & Fully Comp in a London Ghetto! Now that's Value

[Pete-M]

You don't need an excuse to drive an XJ. I love mine.

 

Many many moons ago I had an Escort RS2000, one of the Mk5 ones. Insurance when I bought it was £750ish, when renewal time arrived they wanted £1750 even though there hadn't been any claims, I didn't have any points and they'd made me fit £350 worth of alarm to it the year before. I was not happy, so I rang 'em up. Girl told me that the quote was right and they were getting out of sports car insurance.

 

Just out of interest, I asked them how much it would cost me to insure a Sapphire Cosworth. "£768, fully comp" was the reply. I asked if I needed to fit a Thatcham one alarm to one if I bought one, "No, Thatcham 2 is fine".

 

So, the Escort needed a Thatcham one alarm and £1750 to insure (even though they came with a factory alarm and immobiliser...), but cost a grand more than a Cosworth to insure. Bit of a no-brainer that, so I sold the Escort and bought a Cosworth the same day.

 

Insurance, they really are mentalists.

[Angrydicky]

Footman James' first advisor refused point blank to insure me on my 1985 Maestro ("It's not old enough") even though they insure 2CV's up to 1990. The second time I rang a different advisor said they would insure me, but for £1000

 

Needless to say, I am not paying that much to insure a £300 shitter, so my dad drives it instead, he added it to his RH policy for £75.