Can you get a classic policy with Business cover?

[320touring]

As the title chaps:)

 

looking at octy replacements, and looking at the insurance options!

[Eddie Honda]

a) it'll depend what business it is (I'm sure it'll be harder getting business use as a courier or fast food delivery, than as a gardener)

b ) I'm sure you could get a business policy which covers a classic car (which is the other way round and will probably have a premium to match)

 

Give that you see things like H-vans selling poncy coffee and ancient Bedford CFs ice-cream wagons...

[320touring]

a) it'll depend what business it is (I'm sure it'll be harder getting business use as a courier or fast food delivery, than as a gardener)

b ) I'm sure you could get a business policy which covers a classic car (which is the other way round and will probably have a premium to match)

 

Give that you see things like H-vans selling poncy coffee and ancient Bedford CFs ice-cream wagons...

Its for business travel (to/from on site meetings)

 

I have tried the opposite- about 5x as expensive switching a modified classic onto the Octavia policy(despite octavia having mods!)

[dollywobbler]

The only one I've found who'll provide it is Footman James. One insurer had positive kittens when I asked and ran away screaming when I said one of my cars covers 10,000 miles a year. Actual risk? No thanks!

[BavarianRetro]

Footman James do a classic car trade policy and allow you to specify your own classics and will cover moderns you own too.

[NorfolkNWeigh]

Don't know about classic insurance but my trade policy charges me an extra £300 a year for business use for Mrs N. Seems steep but it's peace of mind that whatever she has to drive is covered. That's for a 45 year old Social Worker

[stripped fred]

I had it before through Chaucer but it took a bit of negotiation. Most classic policies i looked at excluded it.

[320touring]

thanks chaps!

[jonny69]

You can do it, because I had my Anglia clicked up for business use a couple of years ago. Sorry I can't remember who it was with, but I don't remember it being much more expensive. It was probably Flux - as much as we love to hate them, they will insure pretty much anything for anything.

[New POD]

We used to have the Mx5 on a classic policy, but transferred it to a normal policy and have built up 3 years no claims so that it's now cheaper than the classic policy and we have recently added "occasional" business use at zero cost.

 

Downside ? No agreed value, but I'm prepared to argue the value

[Tamworthbay]

I have also had occasional use added at no cost. To be fair it just means driving to a different location so not really much of a change for me.

[anonymous user]

Try Lancaster as well