Possible New Insurance Law

[ayd]

So now they are saying that they might introduce a law that all cars, even if they're off the road...have to be insured or you face a £100 fine....Apparently to reduce the amount of uninsured drivers on the road...Its pi55ed me off

[whitevanman]

I can see why............... It will be just another way to make us conform to the "desired" demographic............new car, own house, no hobby, no smoking, no drinking, but you must keep fit or we will charge you, etc, etc.they want us all to be like ants..........BASTARDSand when they finally beat us all into submision, they will discover that the individuality, drive, foresight, inginuilty etc that made all the great British inventors will be gone forever.........

[ayd]

well bollox to them, £100 fine is cheaper than insuring it while it sits there doing nothing so fine away

[Guest]

http://www.direct.gov.uk/en/Motoring/Ow ... /DG_067639

 

Not quite that we have to insure everything, but a vehicle is only allowed to be uninsured if it is declared SORN. So it's just another extra admin ballache to add to the tax/SORN bollocks. Brill. Can't wait.

[Mr_Bo11ox]

This has been mooted a few times before, i'm sure it will work wonders at catching the 847m uninsured drivers on UK roads, and wont end up with a computer sending out fines to people where the end of insurance and the start of SORN miss each other by a few days and where no actual offence or risk to the public has taken place.

[Guest]

Could be worth looking into "laid-up" insurance, its pretty cheap and that way at least you can claim if the local chavs torch your priceless Chrysler 180 ten months after you park it up on bricks in your drive for a welding marathon. Laid-up cover prob doesn't count towards NCB though.

[Torsten2001]

In Brixton they have a regular ANPR van parked up with Rozzers 200yds away, it is amazing what cars they pull over, 02 - 07 plates, mostly Fiats funnily enough!

[mouseflakes]

So how does that work for those with traders' insurance - where the policy isn't necessarily tied to the registration mark?

[whitevanman]

it doesn't, you get tugged all the time a nasty letters to answer etc, etc............

[Twiggy]

Now I wonder who thought of that idea ? Not the insurance companies, surely ? No, never..............

[CortinaDave]

Great. It really annoys me having to SORN at all, Its none of their bloody business what im doing with it if im not using it on the public road.I've got enough bills to pay without having to cough up insurance for something that doesnt turn a wheel.I got my probe through its MOT the other day, but i cant afford to tax/insure it until payday, so its sitting in the drive till then.If i could afford the insurance id be using the damn thing!!!

[Inspector Gadget]

My current Carol Nash comprehensive policy on my Saab covers me to drive any other car (third party cover only) if this law comes in then another 'benefit' will disappear, I guess the bikers that only tax and insure for six months of the year will be over the moon.It seems the dvla are just looking for another source of income to replace the ailing cherished numbers business ....

[Volksy]

My current Carol Nash comprehensive policy on my Saab covers me to drive any other car (third party cover only) if this law comes in then another 'benefit' will disappear

This normally only entitles you to drive any other car provided it is insured by the owner/user as well.

[Mr Lobster]

^ WHS. For you to drive a car that does not belong to you but using your own insurance, it still has to be insured in its own right.For motor traders and those whose policy lists they can insure any vehicle 'on loan, hire or whatever' then strictly speaking they are supposed to upload details to the Motor Insurers Database within 48 hours of insuring it or risk a fine.So this new law.... as I understand it if a car is on SORN then its ok for it to be uninsured but if its not on SORN (and therefore presumably in use?) then it should be insured and if its not then you'll be getting fined?I know its yet more rules, regulations and red tape and probably won't greatly cut down on uninsured drivers but is it a step in the right direction although a £100 fine won't go anywhere towards stopping those who really couldn't care less about insurance and just don't bother.

[Ratdat]

I just put every car I have onto the MID then my ass is covered. In all honesty they seem pretty slack about MID notifications with traders but for the sake of getting a tug by the plod or VOSA I make sure mine are all notified right away. I guess once this ruling is in, if you have a car out on the street that's taxed, all you need to do is ask someone with a trade policy to put the reg into MID and you wouldn't get caught out. I doubt there would be anything actually illegal about doing that either.

[andrew e]

Read the founder post - he works under Big Ben

 

http://www.aronline.co.uk/cgi-bin/forum/viewtopic.php?t=14255

[Pete-M]

So how does that work for those with traders' insurance - where the policy isn't necessarily tied to the registration mark?

You send a text to the insurance company with the reg number and the word "On" or "Off" and that puts the car on / off the database.Having said that, I rarely bother and I've never been pulled for it.

[Richard]

Can you SORN a car while it's still taxed?

[Pillock]

Can you SORN a car while it's still taxed?

Well, you can but you surrender the tax disk as you're doing it and get a refund so then it won't be taxed. I'm sure trying to SORN a car without surrendering the tax would make their little heads explode.Why would you want to? Just for a couple of weeks worth of SORNing to transfer your insurance onto another car and back again?

[Negative Creep]

Oh great, more automated justice. That will sort this country out

[maxustaxus]

This move is certainly NOT in the right direction.It is one more cranking up of the knot on ordinary decent motorists that just want to collect classic cars.It is driven by lobby groups for the insurance industry in order to advance their collective grip an a state enforced monopoly. None of us have had any say in this proposed legislation. Even the compulsory nature of insurance itself is taken as a self evident truth beyond public discussion. While each of us as citizens are persuaded by propaganda that all this is 'necessary' because a minority in our number is getting away with something. As far as I am concerned this is just another attack upon the innocent car enthusiast. Make no mistake, people who had no intention driving without insurance will keep policies they never needed going just for administrative convenience. And these are the very deals that the insurance industry wants....insurance premium without risk. Why wouldn't they lobby goverment for this? And why would you ever be given a say in this when profits are at stake?No, only a blind and thoughtless authoritarian could think this a step in the right direction!