Cat D. Possibly Cat C. Do I need to inform DVLA?

[Bobthebeard]

Now that the non fault insurance hoohah with our Honda Accord is finally over, the car was deemed total loss and I have been paid out and kept the car as salvage. Pushed the dent out of the rear bumper and normal service has resumed.

Thing is, do I need to inform the DVLA that the Honda has been deemed 'uneconomical to repair' and is now, I assume, Cat D?

Or will the insurance company have informed them? Don't want to end up with some spurious fine or summat for 'non disclosure' by breaking some rule* that I am unaware of etc. Also, will the insurance premium go up as the car is now presumably Cat D?

Ta.

[retrogeezer]

I had a cat C Vectra that I bought damaged and got registered in my name before the insurer had informed doovla. All it meant was I never got a tax reminder when it was due so I just used the V5 each time.

 

I think if you have a vic check done it will solve this but hardly worth while really.

 

Probably a good idea to tell the insurer though, my insurer (Admiral I think) had no problem insuring it but I had to get a fresh MOT on it and fax them a copy.

[Bobthebeard]

I had a cat C Vectra that I bought damaged and got registered in my name before the insurer had informed doovla. All it meant was I never got a tax reminder when it was due so I just used the V5 each time.

 

I think if you have a vic check done it will solve this but hardly worth while really.

 

Probably a good idea to tell the insurer though, my insurer (Admiral I think) had no problem insuring it but I had to get a fresh MOT on it and fax them a copy.

 

Thanks for that Mr Geezer!

Thing is, The Honda was taxed and tested before the incident, still is, and I have continued to drive it since. The only damage was a dent in the bumper really! Have been told, by a friend, nothing official, that I will need to put a new MOT on it or the insurance may be void!

My insurance company was fully informed of the incident, mediated the claim through the other drivers insurance company, but not mentioned anything about the need for VIC check or a new MOT!

Aargh. What else don't I know that I should do/should have done?

Edit. The Honda may actually be a Cat C, but I have no idea, and no one has bothered to tell me!

[Lankytim]

I dont think CAT D needs a VIC check and the MOT should still be OK.

[retrogeezer]

Yep, if your insurer has been fully aware of the claim then I can't see there is any issue. I would just ring them and say it has been settled by the 3rd party insurer and you are keeping and continuing to use the car.

 

The vic check doesn't need to be done, just remember to tax it if you don't get a reminder and if you sell it the new owner will not receive a V5 until a vic is done.

[Mr_Bo11ox]

I’d do nothing! Sorted. The DVLA know where you are so if they want to send you an updated V5 or whatever they can do.

[Bobthebeard]

Thanks guys!

[Micrashed]

One of mine was a Cat C or D I cant remember which now, I was told it needed a VIC check if it changed hands, but as I was keeping it it never had one and didnt need one (the DooVLAy wouldnt issue a new V5 without one). It wound up getting scrapped anyway after 6 months when the engine grenaded.

[The Reverend Bluejeans]

If you still have the V5 and the MOT, forget about it. In a few week's time, look on the DVLC website:

 

https://www.taxdisc.direct.gov.uk/EvlPo ... =directgov

 

 

...and see if it says 'VIC required'. If not, bollocks to it.

 

I had two total loss scenarios.

 

1.) Car written off 2007, kept salvage but I had to send them V5 and test cert. Had to get it VIC'd.

 

2.) Car written off 2011, never asked for V5 or MOT, nothing from Doovla, nothing flagged up when I MOT'd it this Feb.

 

I doubt it's even a D, more likely U (Unclassified) if at all.