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wrenchvolt

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I’m tallying up what I’ve spent on the Mondeo, including purchase I’m standing at £650. Which I don’t think is too bad for a reliable car which I own outright so I’ve not got any worries if I’m out of work or skint. A chap I worked with spent that in a month and a half on finance repayments.

 

 

That's not bad at all for a car that's mechanically sorted. Especially if you keep it a couple of years. Definitely tearing the arse out of the national average car ownership costs. 

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That's not bad at all for a car that's mechanically sorted. Especially if you keep it a couple of years. Definitely tearing the arse out of the national average car ownership costs.

 

Back in 2010 I got a new job with a solid pay increase and got a new 5 series company car. I got giddy with the options and it wasn’t much off £700 a month, then I got a mortgage, then a wife, then kids and spent a lot of time working out the best angle to hit a telegraph pole to cause the maximum amount of non-human fatal but definitely write offable damage to it. Eventually it went back and sense prevailed - never again. Hence £900 SAAB Aero.

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then a wife, then kids and spent a lot of time working out the best angle to hit a telegraph pole .....

I was getting a bit nervous reading that,. Glad I finished it :-D . How is or did the Saab work out for you? Always liked those.

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Back in 2010 I got a new job with a solid pay increase and got a new 5 series company car. I got giddy with the options and it wasn’t much off £700 a month

That's like a mortgage within it's self! Heavy financial commitment for an asset that is guaranteed to drop in value like a Jim'll Fixit medal.

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I was getting a bit nervous reading that,. Glad I finished it :-D . How is or did the Saab work out for you? Always liked those.

Oh fine, leaking tranny fluid onto the mortgaged driveway as I type this and waiting for someone on uksaabs to finish breaking theirs and send me various gubbins to fix it :)

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I don’t know a company car isn’t that bad a deal. Everyone always goes for this car allowance thing on the basis you’ll have ‘equity’ in a 120,000 mile 5 year old Focus diesel. I like the idea of being able to rag the fuck out of it for 3 years all expenses paid then get another. This car allowance thing sounds alright until you are putting tyres on it and forking out on £400 services.

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My dad used to do this over and over, pay £15,000 for a car, then be forced to part ex it for £2,000 with 120k on the clock 4 years down the line. To add insult to injury he’d usually blow £5-600 before it bowed out. He was honestly about to spend god knows how much on a timing belt job on the Insignia before he part chopped it.

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Beamer vs Banger?

When doing the miles, not having to think about servicing and tyres, etc makes a lot of sense and the BM was a grand place to sit eating the miles but nowadays the tax benefits of having a company car are bugger all (until electric tax breaks in 2020) plus I get bored easily.

 

The way I do it now works well, I get a cheaper small company car (A1 at the minute) and give it to the wife for no hassle motoring and I run around in whatever big old battleship or car I fancy.

 

I tend to chop my budget cars in every 6-12 months to sto me getting bored.

 

If I need to do a long run for work (rare now) I nick the company car off her and leave her the shed for a day.

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Hope you don't mid my asking, but if money was no object, which type of ownership would be the most fun to you and why?

Something "old" and large with a specialist round the corner.

 

Senator 24V used as a back up?

and

Escort Coswart with whaletail delete for those Monday to Friday.

and

2 door mk2 cavalier 1.3 auto in beige with Orange trim for car shows and weddings.

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I buy cheap, spend as little as possible, run it and then aim to get all the $$$$ back at resale/weighing time. That's why I bought a leathered up 323i Estate needing work, but wouldn't give you the steam off my piss for a clothed up 320i. The idea of losing money on a car is reprehensible to me, but I am coveting CL500 Mercs so expect a sudden and dramatic change. My motoring has cost the square root of fuck all since 2003, fuel and insurance aside, so I'm due a good reaming. 

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I've always bought cheap and mainly killed them. I now have a motability car. Not my perfect car as I prefer older stuff but the amount I've lost over past few years I darent think. I've got no worries at all with the motability car. I've still got the trike as a toy though. Everyone should have a toy right??

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I buy cheap, spend as little as possible, run it and then aim to get all the $$$$ back at resale/weighing time. That's why I bought a leathered up 323i Estate needing work, but wouldn't give you the steam off my piss for a clothed up 320i. The idea of losing money on a car is reprehensible to me, but I am coveting CL500 Mercs so expect a sudden and dramatic change. My motoring has cost the square root of fuck all since 2003, fuel and insurance aside, so I'm due a good reaming.

The way to do it. Current car I’ve got stands me at about the £650 mark so I’m expecting a good few years service minimum. Saw an advert for a new Audi whatever it was yesterday, £650 a month to rent the bastard thing.

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I can understand those least that jump straight into a £200 a month stinger because they’ve had to fit some tyres and a battery on a 12 year old car. I just can’t understand the financial logic in that. You are paying £200 every month to avoid having to pay a couple of hundred out once in a blue moon. How many people month in, month out have £200 bills for repairs on a car in actual fact?

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Thing is with me is I'm shit with money. Always too much month left at the end of the money. I don't see the disability part of my pip so I don't miss it. I do know though that I have a car I don't have to worry about anything at all bar diesel. If the trike goes down I can sort it as and when too.

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That reminds me Bub - were you involved in the contretemps between an Escort Van and a pothead in a speeding BMW? The Escort was near enough turned inside out by the impact.

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I can understand those least that jump straight into a £200 a month stinger because they’ve had to fit some tyres and a battery on a 12 year old car. I just can’t understand the financial logic in that. You are paying £200 every month to avoid having to pay a couple of hundred out once in a blue moon. How many people month in, month out have £200 bills for repairs on a car in actual fact?

A mate has just bought a new Dacia because of three fairly big bills in as many months, probably £2k in total, the last one would have been around £700 and I just don’t think he had it at the time. I am a bit sad and put money away every month for repairs so always have a budget if needed, £2k would wipe me out but then it wouldn’t cost me that as I would do it myself. I can also walk to work which helps if it’s off the road a while. Some people have no clue on cars, no clue with money and just want things simple. They pay heavily for the privilege though.

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That reminds me Bub - were you involved in the contretemps between an Escort Van and a pothead in a speeding BMW? The Escort was near enough turned inside out by the impact.

Wasn't a pothead, the guy had a total mental breakdown.

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I can understand those least that jump straight into a £200 a month stinger because they’ve had to fit some tyres and a battery on a 12 year old car. I just can’t understand the financial logic in that. You are paying £200 every month to avoid having to pay a couple of hundred out once in a blue moon. How many people month in, month out have £200 bills for repairs on a car in actual fact?

Agreed. If running a banger for cheaps you are going to have to turn some spanners yourself. Labour charges would bury you, that's why people probably take on the liability as they are not willing to work on their stuff.

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Some people have no clue on cars, no clue with money and just want things simple. They pay heavily for the privilege though.

Spot on. I remember reading in some bloody book about time, cost and quality, or good, quick and cheap (favourite type of sexual encounter). It said with any purchase or procurement you can have any two but never all three. If you want good (reliable in this case) and quick, you will get reamed hard.

 

On the other side, you could buy something cheap and good, but will have to fettle the thing for an aeon to make it so. I suppose it's a balancing act?

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Plenty just buy a cheap car and never touch it, just run it into the ground.

aYup, My Dad’s best mate always did this, never spent more than £300 on a car, rarely MoTed one and if they broke he scrapped them. But he did spend a fair bit of time waiting at the side of the road. Some lasted a while and were no problem, others didn’t make a fortnight. Still cheaper than a new Astra on PCP though.
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That reminds me Bub - were you involved in the contretemps between an Escort Van and a pothead in a speeding BMW? The Escort was near enough turned inside out by the impact.

Yes that was me. Driving said Escort van down the bypass near ok diner outside of thirsk. BMW hit me from behind. The ECU data on his car said 142 at point of impact apparently. A copper on scene was heading northbound in a shout and seen him tanking it. I later found out the copper was on way north to look for a dark grey BMW being driven erratically at speed. Turns out it was the same car. Apparently he had a breakdown. Voices told him the van was evil or something. Thing is he tried to run away from the scene which makes me think he knew what he had done but hey ho. Lost a lot of tools,glasses phone, hearing aids etc in that but the van stood up well for a 15 year old escort. Rear wheel ended up behind driver seat, both seats pushed together, steering wheel through the windscreen and gearbox blew apart
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