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Using my 5yrs NCB with a gap of 4 weeks?


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Posted

Previous insurance ran out on 27/03/14- didn't renew as they wanted 360 for tpfd

 

Got quotes for 220 fully comp with my 5 years ncb, but have not taken out yet (payday beckons) car is sitting waiting for me to sort brakes.

 

Assume I'll still be ok to use the 5 years when I take a new policy out?

 

Thanks

Posted

Yes. 4 weeks is nothing, NCB is usually valid for two years after the policy ends. Sometimes even longer if the new insurance is with the same company who issued the NCB. 

Posted

Sounds positive, thanks for that!

 

reckon I'll fix.the320 and get it insured/taxed then get something else interesting lined up..

Posted

Youll be fine, and would have to leave it well over a year or maybe two years before worrying about losing any NCB. I have been without cars over the years and never lost my NCB.

Posted

I thought there was some sort of EU law in the past few years that said you couldn't lose your NCB anymore after the 2 year period?

Guest Lord Sward
Posted

I renewed my personal car insurance in December.  The last time I didn't run without a Trader's Policy?  16th January 2006.  NCB still valid.

Posted

I renewed my personal car insurance in December.  The last time I didn't run without a Trader's Policy?  16th January 2006.  NCB still valid.

 

Who with out of interest? I had to ring round the houses to get mine recognised after 2 years. Co-op do 3 but I had to go to a broker to get it recognised otherwise. Would be nice to see if I could go enswhere if it happened again.

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