Temporary insurance - can a car be taxed with it?

[R9UKE]

Evening shiters.

 

My mate is in a bit of a pickle having sold his car but needing to get around Ireland for a few days (musical gigs) before leaving for uni. He has an automatic only license and I've said he's welcome to the Laguna. However the old girl is out of rent. Can a temporary insurance certificate (running for only 2 days) be used to tax it again? Tbh I could do with having taxed anyway as it'll no doubt come in handy for relatives visiting from America at Christmas.

 

Grateful as always

[skattrd]

No.

It usually says on the website where you get the insurance. I find borrowing a trade policy or asking a mate with one to tax it is easiest.

[Lacquer Peel]

I've taxed cars on temporary insurance before, I don't think it matters as long as you have a cover note.

[Ross_K]

I've taxed a car with a dayinsure.com policy.

 

You can't get a car out of a pound with it though:

IMPOUNDED VEHICLES: This Short Term Insurance certificate cannot be used for the purpose of recovering an impounded

vehicle.

[Luxobarges_Are_Us]

Depends on the wording on the certificate of insurance.

 

May be easier (and cheaper) to go down the 14-day cooling-off cancellation route.

[willswitchengage]

When I bought my last car the chap selling it said only if it's for a week or more, could just be at the discretion of your local post office, you never know

[Ross_K]

Depends on the wording on the certificate of insurance.

 

May be easier (and cheaper) to go down the 14-day cooling-off cancellation route.

 

Cheaper? Don't you lose 20% of your premium as an "admin fee" if you do that?

[Volksy]

Depends on the insurer, I always check what the T&Cs are for this as have used it before. Normally its a pro-rata amount for the number of days you've been insured, and an approx £25 admin fee. Which normally works out at far less than 4 days 'Dayinsure' cover.

[Luxobarges_Are_Us]

Depends on the insurer, I always check what the T&Cs are for this as have used it before. Normally its a pro-rata amount for the number of days you've been insured, and an approx £25 admin fee. Which normally works out at far less than 4 days 'Dayinsure' cover.

 

The CIS only charged me for time on risk when I had to do it last year. But yes, T&Cs do vary wildly, and they change over time.

[Ross_K]

4 day's Dayinsure? Hell no. I use it for one day max - £20-30 outlay. Print out the pdf, head to the post office and job done.

 

As you may have noticed I'm a cynic, and wouldn't trust ANY insurance company not to shaft me with admin fees. Cooling off period or not I couldn't be arsed going through the pretence of taking out a policy and cancelling it for the sake of a tax disk. It just seems like the harder of the two options...

[R9UKE]

Cheers Ross!

[Des]

I find if I send my missus to the post office with the most tenuous of documentation she always comes back with a disc. Maybe I should grow a big rack.

[Mr_Bo11ox]

I've got a temporary insurance question. Does it now cost £30 for a day's cover? last time i did this it (not that long ago, maybe a year or somethign?) was about £12. Now i cant find any sites who will do it for less than £28.76 or some nonsensical sum. That seems rather excessive, though maybe i'm just a stingy tw@t. I'll give my own car insurance a ring tomorrow and see if they will do it any cheaper, i have a funny feeling they will 'helpfully' do it for £28.75 but we'll see.

[Luxobarges_Are_Us]

It's really gotten out of hand. They realised it's only about 3 of them in the market and adjusted the prices accordingly. As said above, cooling off period is your friend.

[Alexg]

Yes, main dealers do it every single day