So this continuous insurance lark...

[UltraWomble]

Im picking up the Fanny Magnet day after tomorrow, I'll tax it over the phone if i can, if not it'll be the next day at the GPO or online. I suppose I can tax it online now, or maybe I cant as its still in the previous owners name?

 

Anyway my insurance falls due on the 19th so I plan to swap vehicles on the 19th rather than tell my exiting insurer that Im swapping cars when Im telling them to get bent anyway ( see ERNIE thread) and have them charge me £silly + £25 admin fee.

 

So it'll be tucked away off road for a few days (6) am I going to get royally bummed with this continuous insurance malarky? Why, you may ask dont I cancel my present policy - simple the same £25 admin fee. FRO.

[messerschmitt owner]

sorn it

[UltraWomble]

I'll get royally DRY bum raped then for the months road tax wont I?

[messerschmitt owner]

yes but the tax is cheap for a month - about £25?

 

Is it better to pay the tax and lose it or the admin fee and lose it?

 

If it's taxed it won't come off the system till a minimum of that night - so just drive it - make sure it's insured as lack of tax is a minor thing and lack of insurance a major one.

[andy18s]

It'll show as being taxed until the DVLA receive the logbook from the seller

Could ask him nicely to be a bit tardy in sending it

Just make sure it's insured in your name

[Mr_Bo11ox]

Nowt to worry about, you won't get bummed for having it sat around uninsured for a few days.

[Pillock]

It took them four years to send me a letter for a car I sold on but didn't do the paperwork for, I don't think you'll find yourself practising picking the soap up with your toes just for going a few days without insurance.

[UltraWomble]

Thats fine then - I'll tax it and swap the insurance when it falls due - Im driving home on a day policy.

[forddeliveryboy]

The whole country needs to start taking a 'reasonable' approach - from the consumer's point of view, not the govts/DVLA's. We've reached a point where you're technically breaking all sorts of laws, simply by not jumping through the right hoops in the right order at exactly the right time. Regardless of the fact that you're the usual morally decent citizen who doesn't drive around uninsured, without road tax etc.

 

If enough people start stretching what Swansea considers reasonable - which is a long way short of what any honest, fair-minded and reasonable person would consider reasonable - then their whole tuppeny-bit system will come crashing down around their ears. And if it doesn't, the courts will get beyond the point of being fed up dealing with obviously honest people being tripped up by bureaucracy and be forced to ignore all DVLA computer-generated crimes tax-generating schemes.

 

As I see it, the UK is penniless if you look at what it owes compared with its budget - but keeps the global bankers at bay by persuading them they're milking the tax payer in every way conceivable to raise revenues, without actually going so far as to promote revolutionaries out of their lairs. The motorist is the easy target, since the car has been progressively turned from the ultimate luxury (1910) into a total necessity today yet it's treated, from a tax point of view, as even more of a luxury than it was when only members of the Upper House and their chums could afford one. Obscene, when you consider there's no reliable pubic transport outside the metropoloi.