Anyone recommend an insurance company for CAT C/D or classic

[HBR]

My insurance is due in a week & though I can get a decent enough quote from the lot I'm with (the renewal is dear enough but the meerkats say the same lot would insure me as a new customer for a lot less, sure an email telling them would fix it!) but they dont want to know about anything that been written off, modded or classic. There's a real chance sometime in the next year I'll have an old & probably modded motor on the go & if it works out then I'll mabye take it off the road in the winter & run something else & that may well be a Cat C or D that aint too bad to fix.

I'm thinking folk on here may well be in a similar boat, who do you use?

[Luxobarges_Are_Us]

See if you can get into part-time trading as a hobby.

[Lord Sterling]

Peter D James insurers are usually very good for insuring classics. I've paid £230 for a Fully Comp Classic policy on my Sterling, though this also includes an annual mileage agreement.

 

As Luxo was trying to possibly say, maybe a traders policy could be a solution, Tradex are the only Trade Insueres I've heard of though, there are others.

[Rod/b]

Try Herts Insurance Consultants, they're usually very accomodating.

[The Reverend Bluejeans]

My daily shitter is a cat C - is that why the bastard costs so much to insure?

[John F]

Footman James classic multicar policy is cheap and does not exclude cat c / d cars, but you need a minimum of three cars to qualify (one of which can be modern).

[HBR]

Thanks for the replies.

I've been with Herts in the past for quite a range of cars, Mini, Riley Elf, SAAB 900 & Golf GTI & also found them to be fairly good apart from one or two cock-ups with paperwork which were easy enough sorted.

I've also thought about some sort of multi-car or trade policy too but thought I just dont turn enough vehicles over to justify it, though I have over the years bought the odd motor with a problem, fixed it, ran it a while sold it for enough to cover the running costs so was effectivly motoring for free!

I've not heard that write-offs are more expensive to insure, just that some of the on-line insurers (like Swiftcover who I'm with now) wont deal with them. They like everything simple, straight forward & clear-cut.

 

I've got them down to £165 though, so I'm thinking for the short term I'll stay with them, if plans work out & they dont want to know about what I may want to run next then I'll cancel the policy & move elsewhere. Even with the canellation fee it'll work out cheap enough I think. Anyone see a major flaw with that?

 

I may try the NFU to see if they have any policys that suit the job, I already run a van with them & I'm a long standing customer, never the cheapest but real folk you can talk to, & when the turd hit the blades a few years ago they were fantastic.