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The grumpy thread


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Insurance renewal for the Focus came through a couple of weeks ago, I totally forgot to act on it and try to cut a bit extra off.
Price was due to come down anyway, good stuff.

Rang the insurers just now to renew, and make a couple of changes to the policy (new job, also now 2 cars at address), "Well sir, those factors are rateable changes so that will increase your premium."

Bollocks.

That puts me straight back to what I paid last year, I thought insurance was meant to get cheaper as you get older... Ffs.

Now I seem to be living in an expensive area for insurance (great 🙄) and have an expensive job for insurance (really great 🙄🙄). Insurance is a total fucking scam at the best of times, my car is valued at £245 yet they want to charge me over £700 if I stack it? No, get bent. I barely use the sodding thing except scooting to work and back. FML.

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19 minutes ago, Crackers said:

Insurance renewal for the Focus came through a couple of weeks ago, I totally forgot to act on it and try to cut a bit extra off.
Price was due to come down anyway, good stuff.

Rang the insurers just now to renew, and make a couple of changes to the policy (new job, also now 2 cars at address), "Well sir, those factors are rateable changes so that will increase your premium."

Bollocks.

That puts me straight back to what I paid last year, I thought insurance was meant to get cheaper as you get older... Ffs.

Now I seem to be living in an expensive area for insurance (great 🙄) and have an expensive job for insurance (really great 🙄🙄). Insurance is a total fucking scam at the best of times, my car is valued at £245 yet they want to charge me over £700 if I stack it? No, get bent. I barely use the sodding thing except scooting to work and back. FML.

Have you looked to see if others are cheaper via online sites? You might still be in cooling-off window with current renewal, depends on timings. Not sure you're quite old enuff for age-related decreases as yet.

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2 minutes ago, High Jetter said:

Have you looked to see if others are cheaper via online sites? You might still be in cooling-off window with current renewal, depends on timings. Not sure you're quite old enuff for age-related decreases as yet.

Yeah, couldn't get any cheaper elsewhere. Direct Line have always been cheapest for me as my whole family have all house+car insurance with them so we haggle them down a lot. My insurance has come down a few hundred quid every year so far, £1550 the first year (ouch), £1050 the second year (still ouch), £750 the third year, and pretty much the same again this year.

Toyota Aygos are fun, and group 1 insurance (iirc). Might get one purely to spite insurance companies. 😤

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6 minutes ago, Crackers said:

Yeah, couldn't get any cheaper elsewhere. Direct Line have always been cheapest for me as my whole family have all house+car insurance with them so we haggle them down a lot. My insurance has come down a few hundred quid every year so far, £1550 the first year (ouch), £1050 the second year (still ouch), £750 the third year, and pretty much the same again this year.

Toyota Aygos are fun, and group 1 insurance (iirc). Might get one purely to spite insurance companies. 😤

Its times like these where I'm slightly dreading the Micra's renewal in October. I was looking at a 5-door Aygo as a second car a few months ago, and inurance still was way too near to £2000 than I'd have liked. With all costs accounted for owning an Aygo was ~£50 cheaper than a classic... either way, I was going to get stung big time by the insurers.

As a winter car, though, I'd quite like an Aygo...

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12 minutes ago, Wack said:

Anybody else think this is a disaster waiting to happen 

I keep seeing this ad on Facebook , doesn't look safe to me Screenshot_20210506-194531_Facebook.thumb.jpg.3492944a83ce1ee27697376c7e7f3d9f.jpg

 

I've seen those in a few different places and I'm still not at all sure what it's supposed to do.

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1 hour ago, Crackers said:

Yeah, couldn't get any cheaper elsewhere. Direct Line have always been cheapest for me as my whole family have all house+car insurance with them so we haggle them down a lot. My insurance has come down a few hundred quid every year so far, £1550 the first year (ouch), £1050 the second year (still ouch), £750 the third year, and pretty much the same again this year.

Toyota Aygos are fun, and group 1 insurance (iirc). Might get one purely to spite insurance companies. 😤

Can you name your job description differently?

eg I could be analytical chemist, chief analyst or company director ( sadly non make a difference as all are classed as professional in a permanent role).

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17 minutes ago, richardmorris said:

Can you name your job description differently?

eg I could be analytical chemist, chief analyst or company director ( sadly non make a difference as all are classed as professional in a permanent role).

Yes, I've gone for the cheapest one I could find that isn't fraudulent. 

Note: never, EVER, describe yourself as an apprentice. Factory worker (which I am, as I carry out my work in a factory) saves a heck of a chunk of cash. 

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I found that whatever job I put in, the price didn't change all that much. I just left it at "electrician" as thats what I'm training to be.

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Anybody else think this is a disaster waiting to happen 
I keep seeing this ad on Facebook , doesn't look safe to me Screenshot_20210506-194531_Facebook.thumb.jpg.3492944a83ce1ee27697376c7e7f3d9f.jpg
 
Definitely, but no more so than the circular blades that can be fitted to brushcutters. Still somewhat haunted by the memory of a neighbour stumbling and pirouetting in front of me with a hired 'cutter at full chat. I soon found an excuse to not continue helping him with his garden clearing.
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22 minutes ago, chodweaver said:
2 hours ago, Wack said:
Anybody else think this is a disaster waiting to happen 
I keep seeing this ad on Facebook , doesn't look safe to me Screenshot_20210506-194531_Facebook.thumb.jpg.3492944a83ce1ee27697376c7e7f3d9f.jpg
 

Definitely, but no more so than the circular blades that can be fitted to brushcutters. Still somewhat haunted by the memory of a neighbour stumbling and pirouetting in front of me with a hired 'cutter at full chat. I soon found an excuse to not continue helping him with his garden clearing.

I had a Honda petrol with a bladed brush cutter but it still had a guard on the back to protect the operator 

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I was parked at a gregg's the next junction along so ate sandwich while they fixed it :D

ironically they used a tyre that was ready for another of our vehicles :D wondered why they kept asking me the reg ( they watched me drive up)

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It's my daughters birthday party today and of course to be covid safe it needs to be outside. Thanks to the amazing Scottish spring it's pissing with rain, cold and windy , which is ideal* when you've setup a bunch of gazebos in the garden.

If it was just raining and cold it would be fine but the wind is just a serious pisser. 

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Bought a new computer chair off eBay yesterday evening; the old one has suffered from having my fat arse on it for so long, the hydraulic ram thing is knackered and the leather* is split.

Found a replacement, paid my money - it was cheap, but advertised as "seller refurbished" - no box, he had loads of them. New seller, zero feedback.

Opened up my inbox:
 

Quote
The item you won is no longer available


Hello capri4evar,

We're writing to let you know that we've removed an item you recently won due to concerns with the seller's account:
384150276322 - Executive Racing Gaming Office Chair Swivel Sport PU Leather Computer Desk Black

Fucks sake.

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On 5/5/2021 at 5:41 PM, Crackers said:

I noted this morning that I never received the refund I was due in FEBRUARY for some bits I returned to AutoDoc.

Gott In Himmel. 🤦

I’ve said it before but it bears repeating: NEVER buy from Autodoc.

Thieves, liars and fraudsters.

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