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The grumpy thread


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#81631 OFFLINE   myglaren

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Posted 16 September 2018 - 08:12 PM

They certainly made it as hard as possible to use other payment methods.
I thought you HAD to offer PayPal as a payment option?

I am in the market for some roof bars and one seller mentioned that PayPal was preferred but that they would accept cheques and postal orders but not bank transfers.


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#81632 OFFLINE   HarmonicCheeseburger

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Posted 16 September 2018 - 08:25 PM

I vote that eBay accepts payment in salted peanuts.


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#81633 OFFLINE   Tamworthbay

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Posted 16 September 2018 - 08:41 PM

They certainly made it as hard as possible to use other payment methods.
I thought you HAD to offer PayPal as a payment option?

Yup they do, but I always clearly state cash only for collection on the rare times I sell stuff on there now. Still in dispute with them after they stopped an auction just because I sent my number to a guy who wanted to view the item but still charged me the fees. Tossers.
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#81634 OFFLINE   danthecapriman

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Posted 16 September 2018 - 09:12 PM

Just had a week off work using up the last of my holiday for the year, back to work tomorrow and I feel fucking awful about it. I fucking hate work! What a waste of the only life you get. Bastard place.
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#81635 OFFLINE   Timewaster

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Posted 16 September 2018 - 09:20 PM

I recall a comedy sketch that basicly consisted of old gits pushing in to queues etc saying 'I can't wait, I might die before I get there'. Damned if I can think who it was though.


Harry Enfield's old gits.
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#81636 OFFLINE   SiC

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Posted 16 September 2018 - 09:23 PM

Just had a week off work using up the last of my holiday for the year, back to work tomorrow and I feel fucking awful about it. I fucking hate work! What a waste of the only life you get. Bastard place.


I keep getting that feeling. Wish I could spend all the time working on my 1100. Unfortunately that doesn't pay the bills, so work tomorrow it is!
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#81637 OFFLINE   New POD

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Posted 16 September 2018 - 10:42 PM

Daughter and her boyfriend are on the cusp of renting a flat near Liverpool Cathedral.
It has gated parking.
The insurance on her Bini is due at three end of the month and her renewal was 550 quid. Putting the new address into any price comparison site brings up prices around 2200 quid. Taking her musician / barman boyfriend off the insurance reduces it by 200 quid.
I am apparently to use my extensive expertise to get it below 1000 quid.
Must be the postcode. L8 TOXTETH as in toxic death.
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#81638 OFFLINE   Hooli

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Posted 17 September 2018 - 12:17 AM

Just about to get in bed and I hear a large bang outside. Turns out the Spar over the road is being ram raided which was quite odd to watch.

Useless scumbags didn't even manage to nick owt.3070c62fd0c10503a38f817fc9fdc99e.jpg
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#81639 OFFLINE   GrumpiusMaximus

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Posted 17 September 2018 - 07:01 AM

Went to Ashford outlet centre today via country roads. I have never in my life seen such poor driving. Is it really so difficult to drive in such a way as not to put others at risk or have people just morphed into cunts overnight?

I remember now why I dislike driving at the weekend.


Lived on a country road around there until fairly recently. Your assessment is unsurprising.
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#81640 OFFLINE   GrumpiusMaximus

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Posted 17 September 2018 - 07:03 AM

Just about to get in bed and I hear a large bang outside. Turns out the Spar over the road is being ram raided which was quite odd to watch.

Useless scumbags didn't even manage to nick owt.https://uploads.tapatalk-cdn.com/2018091...


If they we re on ecstasy, you’d have the perfect crime from the 90s...
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#81641 OFFLINE   Pillock

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Posted 17 September 2018 - 07:10 AM

We've got loads of ram raiding action round here recently. Mostly for cash machines, they just hoik them out with a stolen telehandler, lob them in the back of a pickup and away.

Apart from Currys, that was a good old fashioned ramraid for electricals. Mainly because the bollards were more than a car width apart....

9d9a9c75dafc644e81e3426512945d3b.jpg
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#81642 OFFLINE   bolognasal spray

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Posted 17 September 2018 - 07:12 AM

doi oi oi


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#81643 OFFLINE   DodgeRover

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Posted 17 September 2018 - 07:59 AM

If they we re on ecstasy, you’d have the perfect crime from the 90s...


And using a cortina/ Granada estate with the tailgate removed.
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#81644 OFFLINE   omegod

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Posted 17 September 2018 - 08:22 AM

4 weeks off work following double hernia surgery last Friday, it's veeery painful and I'm basically to lie on the bastard couch for at least 2 weeks, had a look through he daytime TV schedules and fuck me it's miserable 

 

 

Any suggestions for series on netflix etc ???



#81645 OFFLINE   Hooli

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Posted 17 September 2018 - 08:31 AM

If they we re on ecstasy, you’d have the perfect crime from the 90s...

 

Doubt they are intelligent enough to swallow pills without help considering they stopped around the corner for about a minute before driving off with nothing & burning the car out less than 1/2 mile away to prove their local. Oh they went for the cash machine, but after discovering it's not portable (fuckwits tried to just pick it up by hand ffs) they just left.

 

It was a green/silver shotgun pinin btw fact fans.


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#81646 OFFLINE   LightBulbFun

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Posted 17 September 2018 - 08:42 AM

4 weeks off work following double hernia surgery last Friday, it's veeery painful and I'm basically to lie on the bastard couch for at least 2 weeks, had a look through he daytime TV schedules and fuck me it's miserable 

 

 

Any suggestions for series on netflix etc ???

 

iv been binge watching iZombie currently, otherwise I dont really watch much in the way of TV shows (I generally only watch TV shows n such when the back pain gets so bad i basically vegetate, as otherwise I try to be vaguely productive on the internet helping out on various forums n such)

 

if Coherent zombies having flash backs aint your thing tho

 

while I dont know if its on netflix, the TV show and the 3 movies, "on the buses" is a good laugh :)

 

I dont really watch much in the way of TV shows these days otherwise (I aint actually watched real TV in about 5 years, I generally only watch "TV" shows n such when the back pain gets so bad i basically vegetate, as otherwise I do try to be vaguely productive on the internet helping out/part taking on various forums n such :))

 

and if all else fails

 

theres also this really good read on the internet its called the Autoshite forum  :mrgreen:  its a great read when your awake at 4AM because crippling back pain wont let you sleep :)



#81647 OFFLINE   chadders

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Posted 17 September 2018 - 08:50 AM

Daughter and her boyfriend are on the cusp of renting a flat near Liverpool Cathedral.
It has gated parking.
The insurance on her Bini is due at three end of the month and her renewal was 550 quid. Putting the new address into any price comparison site brings up prices around 2200 quid. Taking her musician / barman boyfriend off the insurance reduces it by 200 quid.
I am apparently to use my extensive expertise to get it below 1000 quid.
Must be the postcode. L8 TOXTETH as in toxic death.

 

I've just been getting quotes for my youngest as his new houseshare doesn't have internet yet so he's out of data on his mobile.

I did a few variations on one website as they couldn't tell him what his job should be classed as - it's not on their list - only to be blocked from doing anymore and told to ring this number.

Cue 2 webchats and a lengthy phone call to be told that we couldn't now get the policy online and it'd be £70(!) more to do it by phone.

They can go and f*** themselves and we certainly won't be renewing our other policy with them.



#81648 OFFLINE   New POD

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Posted 17 September 2018 - 01:00 PM

Daughter and her boyfriend are on the cusp of renting a flat near Liverpool Cathedral.
It has gated parking.
The insurance on her Bini is due at three end of the month and her renewal was 550 quid. Putting the new address into any price comparison site brings up prices around 2200 quid. Taking her musician / barman boyfriend off the insurance reduces it by 200 quid.
I am apparently to use my extensive expertise to get it below 1000 quid.
Must be the postcode. L8 TOXTETH as in toxic death.


ANY ideas welcome.

Car is worth what ? 1000 to 1500 quid?

I'm thinking third party only???

#81649 OFFLINE   Tamworthbay

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Posted 17 September 2018 - 01:01 PM

ANY ideas welcome.
Car is worth what ? 1000 to 1500 quid?
I'm thinking third party only???

Third party seems more expensive these days. Tracker perhaps? You can Thatcham approved ones cheap these days.

#81650 OFFLINE   New POD

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Posted 17 September 2018 - 01:03 PM

Third party seems more expensive these days. Tracker perhaps? You can Thatcham approved ones cheap these days.


If the risk is all theft, due to toxteth, then removing theft from the policy must be a lot cheaper?

#81651 OFFLINE   mercrocker

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Posted 17 September 2018 - 01:05 PM

ANY ideas welcome.

Car is worth what ? 1000 to 1500 quid?

I'm thinking third party only???

 

Been finding third party is not the panacea for cheaper quotes any more, it seems....Last two renewals on Mrs Rocker's 190E policy have been cheaper fully comp.   Queried it with the broker (he is old school, not an internet quote-jockey) and he reckons underwriters are getting twitchy about TP cover on cheaper, older cars.


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#81652 OFFLINE   Nyphur

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Posted 17 September 2018 - 01:06 PM

Add older people with good records onto the insurance as additional drovers and check the effect.

Check her actual mileage and drop the annual mileage on the policy to suit.

 

Often TPO and TPFT are more expensive than fully comp, strangely.


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#81653 OFFLINE   Hooli

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Posted 17 September 2018 - 01:08 PM


 

Often TPO and TPFT are more expensive than fully comp, strangely.

 

I think it's been shown people that crash a lot & settle cash tend to buy TPO & TPFT polices. So the risk is classed as higher because they might be a more dangerous driver.

I'm not arguing if it's right or wrong, but there is a logic there around people having lots of crashes are more likely to have a big one at some point.


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Opinions expressed are those of this cunt, not any other cunt. They do not represent the views of those responsible for this forum.
Like any true Englishman I'm never unintentionally rude. If you're offended by this post, good as that is what was intended.

#81654 OFFLINE   Tamworthbay

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Posted 17 September 2018 - 01:08 PM

If the risk is all theft, due to toxteth, then removing theft from the policy must be a lot cheaper?

You would think so but you fall into the trap of using logic to determine that most dark of bullshitting arts which is the insurance quote. In their twisted mind it may also mean you are a cheapskate and therefore more likely to abuse it and drive like a twat. As with all things insurance wise it will make no sense whatsoever as they just seem to make shit up as they go along. As a perfect example myself and PBK on here have both had insurance quotes for the exact same two cars (as in the exact car, not even the same model or whatever). For me one was cheap and one stupid expensive, the same for him. The mad thing being that it was the opposite cars. The cheap one for me was extortionate for him and vice versa, go figure because I sure as hell can’t.

#81655 OFFLINE   fairkens

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Posted 17 September 2018 - 01:14 PM

Thanks to ambulance chasing compo culture most insurance payouts are for injury (whiplash etc) so TPFT makes no difference. Liverpool is the literal and spritual home of no win no fee claim factories

Is Toxteth a cash for crash hotspot?
Erm, I've got a bit of a problem

#81656 OFFLINE   Hooli

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Posted 17 September 2018 - 01:23 PM

You would think so but you fall into the trap of using logic to determine that most dark of bullshitting arts which is the insurance quote. In their twisted mind it may also mean you are a cheapskate and therefore more likely to abuse it and drive like a twat. As with all things insurance wise it will make no sense whatsoever as they just seem to make shit up as they go along. As a perfect example myself and PBK on here have both had insurance quotes for the exact same two cars (as in the exact car, not even the same model or whatever). For me one was cheap and one stupid expensive, the same for him. The mad thing being that it was the opposite cars. The cheap one for me was extortionate for him and vice versa, go figure because I sure as hell can’t.

 

It's all statistics. I've seen it all explained before (on PH I think) by a mate who run a motor claims department.

 

The reason it varies per company is they don't share the data like this. So if company A insures ten Galaxys driven by 47 year old men who crash that year & company B insures ten Galaxys driven by 47 year old men who don't crash then they'll have a different risk rating for that. Hence company A will quote a lot more than company B for a 47 year old man driving a Galaxy.

It's not that simple, but it's kinda how it works.


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Opinions expressed are those of this cunt, not any other cunt. They do not represent the views of those responsible for this forum.
Like any true Englishman I'm never unintentionally rude. If you're offended by this post, good as that is what was intended.

#81657 OFFLINE   Parky

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Posted 17 September 2018 - 03:47 PM

Unbelievable...

A couple of months ago I posted a grin about pretty much nailing down a brilliant job. Hadn’t heard anything from the company so called the guy up who was very apologetic, said they had been tied up on some internal stuff but they would be back in a few weeks. Today I found out that the two guys who were employing me had walked out of the business so that’s the end of that one.

The contract I am working on ends next month and any mention of extending it is met with silence and tumbleweed bouncing across the office despite achieving a lot more than I was employed for.

Previous firm owed me commission, refused to pay it, I pushed back and consulted a legal beagle and was basically told that yes, they can refuse to pay it and you cant do anything about it unless you want to get into a drawn out legal affair which I have no time or funds for.

Another job interview last week. Went really well. Won’t be taking it further as the M.D. really wants someone from a public school rather than a grammar.

And finally I chased up an agent about another role I applied for three weeks ago. Feedback was yes you have the experience and knowledge required, but they are concerned that you have a long drive and may struggle to find a parking space.

First time I have been turned down for a job because of infrastructure.

On top of that junior wants to go on a very expensive school trip to Space Camp. With everything falling apart and options disappearing like bubbles bursting in the sun I am going to have to decline him something he has wanted to do all of his life.

Good job I don’t suffer badly from depression. Oh.....
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#81658 OFFLINE   Timewaster

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Posted 17 September 2018 - 05:31 PM

Shirley getting to work and funding a parking space is your problem not theirs?
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#81659 OFFLINE   Parky

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Posted 17 September 2018 - 05:41 PM

Yeah, exactly. I already said that won’t be a problem.

Personally I think it had been promised to Karen from the back office and they were creating obstacles for anyone external.

#81660 OFFLINE   New POD

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Posted 17 September 2018 - 06:10 PM

I think it's been shown people that crash a lot & settle cash tend to buy TPO & TPFT polices. So the risk is classed as higher because they might be a more dangerous driver.

I'm not arguing if it's right or wrong, but there is a logic there around people having lots of crashes are more likely to have a big one at some point.


Likely that if you cut the statistics carefully enough this factor will be a red X.

Also why I over estimate the value of any car I am insuring.

If it is worth Jack shit you'll. Be less careful right?

A few years back I did a few quotes with different values and different miles

Probably 1000 quid verses 2500 and 6000 verses 12000.

There was a hot spot where at £2k and 10k miles it was cheapest. ONLY by 15%
PEOPLE who do low miles might crash more?

I then moved to the voluntary excess. I found that the premium barely moved with an excess decreased from 800 to 250, but below 200 it jumped by 15%.

Anyway daughter informs me that her current provider is quoting 900 squid. AND that is acceptable. She has removed me from the policy and added my wife. Who has no points unlike dickhead.




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