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Insurance exclusions


wuvvum

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Just filling in the proposal form for the renewal of my trader's policy which is due in a week or so's time. The broker has found me a new insurer this year, now that my license is clean and there was therefore more choice available. It's a bit more restrictive than my current policy, but it's a lot cheaper and most of the restrictions won't affect me so I'm not complaining too much. Anyway, among the usual "No Q-plated vehicles" and "No PSVs", there's a random entry that says "No Subaru Imprezas". That's it, that's the only specific vehicle that is mentioned in the entire list. Do they really have that bad of a reputation among car insurers? I know a lot of them are owned by bell ends, but then so are Saxo VTS's and BMW M3s and they're not mentioned. Nor is the Mitsubishi Evo, which is a very similar animal to the Prezza. Or indeed the Legacy, which can be had in twin turbo form that will leave a standard WRX for dead. I can drive those fine, but I can't drive an Impreza. Not even a 1.6 GL. I don't have any particular desire to, so it's not going to affect me in any concrete way, but I still think it's a bit odd...

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When I looked at trade policies, they all statedNO imprezas NO Mitsubishi Lancers and NO M-series BMW's. Everything else was fine, you could have had a Lotus Carlton or a 911 Turbo no bother so long as it's value didn't exceed fifty large....

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Not quite in the Impreza league, but in the early 1980's my moped insurance specificaly excluded damage done to a politicians moped if it was damaged during a political rally!Which leads me to think which politician had claimed for his wrecked twist'n'go? Although I wouldn't want to insure Norman Tebbits bike!

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